· Public charity
Monterra Credit Union
Passionately deliver relevant products, services, and education tailored to help our members, employees, and communities achieve their financial goals.
What you funded, over time
Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2017–2024.
Where the money goes
Your grants by size, and where they go.
The 8 grants below total $73,890 — the rows itemised in this filing. The $125,660 headline is the total grant expense reported on the return, so the remaining $51,770 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.
By grant size · FY2024
- Under $10k6 grants · $41k
- $10k–50k2 grants · $33k
| Recipient | Amount |
|---|---|
| SAN MATEO COUNTY HISTORICAL ASSOCIATION | $20,640 |
| CHILDREN'S MIRACLE NETWORK HOSPITALS | $12,500 |
| CHAMBER SAN MATEO COUNTY | $8,000 |
| REDWOOD CITY PARKS AND ARTS FOUNDATION | $8,000 |
| SAMCEDA | $7,000 |
| REDWOOD CITY SEQUOIA AWARDS INC | $6,750 |
| HIP HOUSING | $5,500 |
| KAINOS HOME & TRAINING CENTER | $5,500 |
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Your human-services grants (FY19–24, $17k) land where the poverty rate runs at 7%, against an area that typically sits at 9%. 0% of those dollars go to grantees based in above-average-need neighborhoods. Your grants skew toward lower-need ZIPs.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.
Where the work is directed
The same grants, placed two ways — where each recipient sits, and where its stated purpose earmarks the money.
About 5% of Monterra Credit Union’s grant dollars are earmarked, by their stated purpose, for a different county than the recipient’s own address — money that lands at a nonprofit in one place but is meant to do its work in another. Read by recipient address, 74% of the giving stays in CA; read by stated purpose it is 70% — less of the work is directed home than the recipients' locations suggest.
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the foundation’s own 990 grant descriptions.
Who you back again
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +31% since the first grant, against -41% for the ones you funded once.
10 repeat relationships — 7 still active in FY2024, 3 since wound down; 1 grantees were first funded in FY2024 (too recent to call).
How the two cohorts compare
Organizations
Total granted
Median revenue growth · since first grant
Still filing today
New vs renewed · share of each year
In FY2024, 93% of grant dollars renewed an existing relationship; $6k went to new ones.
Where new relationships form · theme of each grantee’s first grant
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Backed again, and grew
- SMSAN MATEO COUNTY HISTORICAL ASSOCIATION7× · 2017–2024 · $81k · revenue +203%
- CMCHILDREN'S MIRACLE NETWORK7× · 2017–2024 · $79k · revenue +31%
- RCRedwood City Police Activities League Inc7× · 2017–2023 · $63k · revenue +359%
Funded once
- RCREDWOOD CREDIT UNION COMMUNITY FUND INCone grant, 2017 · $20k · revenue -95%
- MCMONTERRA COMMUNITY FUNDone grant, 2020 · $20k · revenue -100%
- SMSan Mateo County Community Colleges Foundationgraduatedone grant, 2022 · $16k · revenue +121%
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
Passionately serving the best interests of our members, employees, and communities. serving all of our members financial service needs.
Passionately deliver relevant products, services, and education tailored to help our members, employees, and communities achieve their financial goals.
To promote philanthropy to make santa cruz county a better place to live, now and in the future.we bring together people, ideas, and resources to inspire philanthropy and accomplish great things.
As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.
The Solano Community Foundation strengthens Solano County by advancing equity, supporting nonprofit resilience, and expanding access to philanthropy. We serve as a community leader, responsive grantmaker, and trusted partner for donors who…
To inspire and facilitate film and media production throughout monterey county, creating positive economic impact.
The vision of Stanislaus Community Foundation is that Stanislaus County is a community of choice where people live, work and thrive. To achieve this vision, Stanislaus Community Foundation's mission is to steward charitable resources and…
Our mission is to help manufacturers thrive, innovate, and create good jobs, for a more diverse and sustainable Bay Area.
The organization provides professional investment management services for endowed gifts and financial assets entrusted to the ucsf foundation.
California coast credit union (credit union) is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and…
To encourage and promote businesses and to stimulate a vibrant economy in los altos and los altos hills.
The league of california community foundations promotes and strengthens community foundations in california. through collaboration and shared learning among member foundations and building partnerships with private and public entities, we…
For reference, the grantee most central to the portfolio’s shape is San Mateo County Economic Development Association Incorporated and the most unlike its peers is Fox Theater Foundation. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
16 grantees tracked through their own filings, 2017–2026.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.
Counted here: distinct organizations you funded across 2017–2026, not grant rows in a single year — so this will not match the grant count on the cover.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds SAN MATEO COUNTY HISTORICAL ASSOCIATION ↗
- Who funds NATIONAL CREDIT UNION FOUNDATION ↗
- Who funds CHILDREN'S MIRACLE NETWORK ↗
- Who funds Redwood City Police Activities League Inc ↗
- Who funds CHAMBER SAN MATEO COUNTY ↗
- Who funds REDWOOD CITY SEQUOIA AWARDS INC ↗
- Who funds REDWOOD CREDIT UNION COMMUNITY FUND INC ↗
- Who funds MONTERRA COMMUNITY FUND ↗
- Who funds Kainos Home and Training Center for the Developmentally Disabled ↗
- Who funds San Mateo County Community Colleges Foundation ↗
- Who funds REDWOOD CITY PARKS AND ARTS FOUNDATION ↗
- Who funds SAN MATEO COUNTY ECONOMIC DEVELOPMENT ASSOCIATION INCORPORATED ↗
- Who funds FOX THEATER FOUNDATION ↗
- Who funds Human Investment Project Inc ↗
- Who funds SAN MATEO COUNTY SHERIFFS ACTIVITIES LEAGUE ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: Atkinson Foundation · Peter Uccelli Foundation · Provident Credit Union · Saga Foundation · Danford Foundation · Sand Hill Foundation · Silicon Valley Community Foundation · American Online Giving Foundation Inc · The Bank of America Charitable Foundation Inc · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organization Monterra Credit Union funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.