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Safe Credit Union at a glanceAlso receives grants: funding profile →

· Public charity

Safe Credit Union

Safe Credit Union's purpose statement is building financial freedom.

$254k
Granted FY2025still arriving
9
Grants FY2025still arriving
1
States reached
$25k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2025.

Education$487kArts & Culture$299kEmployment$254kHealth$248kCommunity Improvement$206kHuman Services$127kRecreation & Sports$120kYouth Development$78kOther$0
02FY2025 · 9 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 9 grants below total $139,013, the rows itemized in this filing. The $254,099 headline is the total grant expense on the return; the other $115,086 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • Under $10k3 grants · $22k
  • $10k–50k6 grants · $118k
$20,000
Median grant
1
States reached
$4.4B
Total assets
Largest grants
RecipientAmount
Aerospace Museum of California$25,000
Improve Your Tomorrow$22,500
California Asian Pacific Chamber of Commerce Foundation$20,000
City of Refuge$20,000
Zion Girls Leadership and Collegiate Preparatory Academy$20,000
Folsom Economic Development Corp$10,000
United Way CA Capital Region$8,013
Habitat for Humanity Greater Sacramento$8,000
The University Foundation at Sac State$5,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY18–25, $152k) land where the poverty rate runs at 12%, against an area that typically sits at 9%. 87% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 9%TLK Foundation: $20k → 14%Hope Healthy Outcomes: $20k → 6%Yolo Crisis Nursery: $10k → 16%Stanford Youth: $10k → 12%City of Refuge: $20k → 12%Wellspring Women's Center: $10k → 12%Zion Girls Leadership and Collegiate Preparatory Academy: $20k → 12%Saint John's Program for Real Change: $20k → 12%Saint John's Program for Real Change: $12k → 12%Saint John's Program for Real Change: $10k → 12%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 9% of Safe Credit Union’s grant dollars are earmarked for a different county than the recipient’s own address.

Safe Credit Unionlessmore of its giving
Placed by recipient address
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

75%of every dollar goes to organizations it has funded before.
$1.6M · 25 repeat orgs$537k to everyone else

Grantees it renews have grown median revenue +37% since the first grant, against +30% for those funded once.

25 repeat relationships: 4 still active in FY2025, 21 since wound down; 5 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

25
28

Total granted

$1.6M
$446k

Median revenue growth · since first grant

+37%
+30%

Still filing today

84%
93%

New vs renewed · share of each year

In FY2025, 35% of grant dollars renewed an existing relationship; $91k went to new ones.

50%100%’17’18’19’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24’25
Human ServicesEducationHealthPhilanthropyEmploymentCommunity ImprovementOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • AM
    Aerospace Museum of California
    9× · 2017–2025 · $226k · revenue +102%
  • LR
    Los Rios Colleges Foundation
    4× · 2018–2021 · $126k · revenue +57%
  • FC
    FOLSOM COMMUNITY DEVELOPMENT CORPORATION
    8× · 2017–2025 · $90k · revenue +176%

Funded once

  • SM
    SACRAMENTO METROPOLITAN CHAMBER OF COMMERCE
    one grant, 2020 · $50k · revenue +22%
  • AH
    American Heart Association Incgraduated
    one grant, 2017 · $25k · revenue +33%
  • SF
    SACRAMENTO FOOD BANK & FAMILY SERVICESgraduated
    one grant, 2022 · $22k · revenue +36%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Sacramento Region Community Foundation

The Sacramento Region Community Foundation leads, serves, and inspires enduring philanthropy for a just and vibrant Sacramento region.

Philanthropy
2
California State University Alumni Association

Connect, engage and celebrate alumni, students and friends of sacramento state while building lifelong relationships that support the future of our university.

Education
3
Valley Vision

Valley vision is a civic leadership organization dedicated to improving the livability of the sacramento region. through research and action, we collaborate on bold, long-term solutions that improve people's lives.

Community Improvement
4
California School-Age Consortium Inc

The California School-Age Consortium (CalSAC) builds professional networks that provide training, leadership development and advocacy to ensure that all young people have access to high quality out-of-school time programs and to create a…

—
5
California Forward

Ca fwd drives action to identify solutions that can be taken to scale to meet the challenges the state is facing. the organization is driven by the belief that regional solutions across the state will help ensure economic, environmental,…

Public Benefit
6
California Urban Partnership

The California Urban Partnership's (CUP) mission is to build economic security in communities of color through policy research, education and organizing community action. We advocate for systems changes that increase investments to improve…

Community Improvement
7
Sacramento Steps Forward

The Organization's mission is to ensure that individuals and families experiencing homelessness or the risk of homelessness are able to access housing services and resources on their path to economic stability. The Organization is the lead…

Human Services
8
California Donor Table

California Donor Table anchors a hub of donors, foundations, and community leaders. We pool together our resources to shape California into a truly democratic state that works for the people, not the powerful. Rooted in our commitment to…

Civil Rights
9
Credit Unions in the State of California Sierra Central Credit Union

As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.

—
10
Stem Advantage

Talent is equally distributed, but opportunity is not. STEM Advantage mentors, prepares, and inspires first-generation, low-income, and underserved college students for careers in science, technology, engineering, and math (STEM). We level…

Youth Development
11
Sacramento Asian Pacific Chamber of Commerce

To educate our members and the community by developing programs designed to strengthen and expand the potential of asian pacific islander (api) businesses and the api community. sacc's core competency and our competitive advantage is our…

—
12
Social Justice Politicorps of Sacramento

We want sacramento county to make policy decisions that help people who are most vulnerable so that they can do well. this needs to be a priority versus an after-thought a sacramento that uses a social justice lens for all policy…

Civil Rights
How this is measured
The grantee most central to the portfolio’s shape is United Way California Capital Region; the most unlike its peers is Hope Healthy Outcomes for Personal Enrichment Counseling. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

54 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 54 of the 58 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

2
Load-bearing (≥25% of a budget)
9
Early backer (in before they grew)
52/54
Grantees still filing
36/54
Grew since first funded

Where the money sits, by cause and then by grantee

Aerospace Museum of California: $225,750 · OtherAerospace Museum of CaliforniaProjectAttain: $175,000 · OtherProjectAttainUNIVERSITY OF CALIFORNIA DAVIS: $146,000 · OtherUNIVERSITY OF CALIFORNIA DAVISLos Rios Colleges Foundation: $125,700 · OtherLos Rios Colleges FoundationSACRAMENTO COUNTY OFFICE OF EDUCATION: $86,725 · OtherSACRAMENTO COUNTY OFFICE OF EDUCATIONCHILDREN'S MIRACLE NETWORK: $65,300 · OtherSACRAMENTO METROPOLITAN CHAMBER OF COMMERCE: $50,000 · OtherKVIE INC: $63,055 · Other+20 more: $414,313 · Other+20 moreSierra College Foundation: $43,500 · EducationSierra Co…THE UNIVERSITY FOUNDATION AT SACRAMENTO STATE: $27,500 · EducationTHE UNIVE…THE UC DAVIS FOUNDATION: $25,000 · EducationTHE UC DA…Foster Youth Education Fund: $25,000 · EducationFoster Yo…WOMEN'S EMPOWERMENT: $20,000 · EducationWOMEN'S E…CALIFORNIA ASIAN PACIFIC CHAMBER OF COMMERCE FOUNDATION: $20,000 · EducationCALIFORNI…SPOA 1849 Foundation: $10,000 · EducationSPOA 1849…Capital Airshow Group: $7,500 · EducationSAINT JOHN'S PROGRAM FOR REAL CHANGE: $66,900 · Human ServicesSAINT JOH…HOPE HEALTHY OUTCOMES FOR PERSONAL ENRICHMENT COUNSELING: $20,000 · Human ServicesHOPE HEAL…City of Refuge Sacramento: $20,000 · Human ServicesCity of R…Zion Girls Leadership and Collegiate Preparatory Academy: $20,000 · Human ServicesZion Girl…TREAT 'EM LIKE A KING: $20,000 · Human ServicesTREAT 'EM…WELLSPRING WOMEN'S CENTER: $10,000 · Human ServicesWELLSPRIN…STANFORD YOUTH SOLUTIONS dba STANFORD SIERRA YOUTH & FAMILIES: $10,000 · Human ServicesSTANFORD …Yolo Crisis Nursery: $10,000 · Human ServicesYolo Cris…SUTTER MEDICAL CENTER FOUNDATION: $32,000 · HealthKEATON'S CHILD CANCER ALLIANCE: $31,750 · HealthAmerican Heart Association Inc: $25,000 · HealthHEALTH EDUCATION COUNCIL: $20,000 · HealthMERCY FOUNDATION: $10,912 · HealthSHRINERS HOSPITALS FOR CHILDREN: $10,300 · HealthPRO Youth and Families: $10,000 · HealthFOLSOM COMMUNITY DEVELOPMENT CORPORATION: $90,000 · Community ImprovementRIVER CITY FOOD BANK: $20,000 · Community ImprovementSACRAMENTO AREA YOUTH GOLF: $74,575 · Recreation & SportsFairytale Town Inc: $10,000 · Recreation & SportsSOIL BORN FARM URBAN AGRICULTURE PROJECT: $30,000 · EmploymentHACKER LAB EDU: $20,000 · EmploymentCYBER PROUD INC: $18,650 · Employment
Other$1,351,843Education$178,500Human Services$176,900Health$139,962Community Improvement$110,000Recreation & Sports$84,575Employment$68,650

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetAerospace Museum of California: $225,750 over 9y, 3.5% of budgetProjectAttain: $175,000 over 7y, 46% of budgetLos Rios Colleges Foundation: $125,700 over 4y, 1.0% of budgetFOLSOM COMMUNITY DEVELOPMENT CORPORATION: $90,000 over 8y, 7.0% of budgetSACRAMENTO AREA YOUTH GOLF: $74,575 over 7y, 1.6% of budgetSAINT JOHN'S PROGRAM FOR REAL CHANGE: $66,900 over 4y, 0.3% of budgetCHILDREN'S MIRACLE NETWORK: $65,300 over 4y, 0.0% of budgetKVIE INC: $63,055 over 2y, 0.3% of budgetSACRAMENTO METROPOLITAN CHAMBER OF COMMERCE: $50,000 over 1y, 1.5% of budgetSierra College Foundation: $43,500 over 2y, 1.3% of budgetJUNIOR ACHIEVEMENT OF SACRAMENTO INC: $40,000 over 2y, 7.3% of budgetIMPACT FOUNDRY: $38,500 over 4y, 2.2% of budgetSUTTER MEDICAL CENTER FOUNDATION: $32,000 over 2y, 0.3% of budgetKEATON'S CHILD CANCER ALLIANCE: $31,750 over 2y, 3.2% of budgetSOIL BORN FARM URBAN AGRICULTURE PROJECT: $30,000 over 2y, 1.3% of budgetCITY YEAR INC: $30,000 over 2y, 0.0% of budgetTHE UNIVERSITY FOUNDATION AT SACRAMENTO STATE: $27,500 over 2y, 0.1% of budgetTHE UC DAVIS FOUNDATION: $25,000 over 2y, 0.0% of budgetAmerican Heart Association Inc: $25,000 over 1y, 0.0% of budgetFoster Youth Education Fund: $25,000 over 2y, 9.0% of budgetSEROTONIN SURGE CHARITIES CO JOHN CHUCK: $22,500 over 2y, 4.0% of budgetIMPROVE YOUR TOMORROW INC: $22,500 over 1y, 0.1% of budgetSACRAMENTO FOOD BANK & FAMILY SERVICES: $21,800 over 1y, 0.0% of budgetWOMEN'S EMPOWERMENT: $20,000 over 1y, 0.9% of budgetRIVER CITY FOOD BANK: $20,000 over 1y, 0.3% of budgetCity of Refuge Sacramento: $20,000 over 1y, 1.0% of budgetREDWOOD CREDIT UNION: $20,000 over 1y, 0.0% of budgetTREAT 'EM LIKE A KING: $20,000 over 1y, 4.2% of budgetHACKER LAB EDU: $20,000 over 1y, 11% of budgetHEALTH EDUCATION COUNCIL: $20,000 over 1y, 0.4% of budgetSACRAMENTO NEIGHBORHOOD HOUSING SERVICES INC: $20,000 over 1y, 0.9% of budgetALLEGIANT GIVING CORPORATION: $20,000 over 1y, 12% of budgetNATIONAL CREDIT UNION FOUNDATION: $20,000 over 2y, 0.2% of budgetUNITED WAY CALIFORNIA CAPITAL REGION: $19,013 over 3y, 0.1% of budgetCYBER PROUD INC: $18,650 over 1y, 65% of budgetREBUILDING TOGETHER SACRAMENTO: $15,000 over 1y, 1.1% of budgetMERCY FOUNDATION: $10,912 over 1y, 0.2% of budgetSHRINERS HOSPITALS FOR CHILDREN: $10,300 over 1y, 0.0% of budgetFairytale Town Inc: $10,000 over 1y, 0.3% of budgetSacramento Stand Down Association Inc: $10,000 over 2y, 9.2% of budgetWELLSPRING WOMEN'S CENTER: $10,000 over 1y, 1.1% of budgetPRO Youth and Families: $10,000 over 1y, 0.7% of budgetSTANFORD YOUTH SOLUTIONS dba STANFORD SIERRA YOUTH & FAMILIES: $10,000 over 1y, 0.0% of budgetBIG BROTHERS BIG SISTERS OF THE GREATER SACRAMENTO AREA INC: $10,000 over 1y, 1.7% of budgetCASA EL DORADO: $10,000 over 1y, 0.9% of budgetYolo Crisis Nursery: $10,000 over 1y, 0.3% of budgetSPOA 1849 Foundation: $10,000 over 1y, 5.0% of budgetHabitat for Humanity of Greater Sacramento Inc: $8,000 over 1y, 0.1% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Sacramento Region Com…Teichert FoundationKelly FoundationKaiser Foundation Hos…Sutter Valley Hospita…Sierra Health Foundat…Umpqua Bank Charitabl…Pfund Family Foundati…The California Endowm…Dignity HealthWestern Health Advant…United Way California…
Sacramento Region Community FoundationCA54.2× affinity25 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Sacramento Region Community Foundation · Teichert Foundation · Kelly Foundation · Kaiser Foundation Hospitals · Sutter Valley Hospitals · Sierra Health Foundation · Umpqua Bank Charitable Foundation · Pfund Family Foundation · The California Endowment · Dignity Health · Western Health Advantage · United Way California Capital Region

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Safe Credit Union funds: left to right is the share of its income from government, bottom to top the share from Safe Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%5%19%42%75%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 11%
  • City Year Inc: 11% of income from government
  • Shriners Hospitals for Children: 0% of income from government
no gov moneyreceives it· size = income
0get no government money at all
20report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Safe Credit Union?

Find your warmest path to Safe Credit Union through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 58 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Safe Credit Union’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home