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National Credit Union Foundation at a glanceMostly funded, not a grantmaker: see who funds it →

· Public charity

National Credit Union Foundation

The NATIONAL CREDIT UNION FOUNDATION envisions a world where everyone can achieve financial well-being.

$1.2M
Granted FY2025still arriving
22
Grants FY2025still arriving
20
States reached
$92k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2025.

Public Safety & Disaster$2.9MCommunity Improvement$1.1MYouth Development$801kEducation$280kHealth$238kHuman Services$230kPublic Benefit$140kMembership Benefit$119kOther$0
02FY2025 · 22 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 22 grants below total $717,470, the rows itemized in this filing. The $1,168,662 headline is the total grant expense on the return; the other $451,192 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • Under $10k4 grants · $34k
  • $10k–50k13 grants · $316k
  • $50k–250k5 grants · $368k
$20,654
Median grant
20
States reached
$16M
Total assets
Largest grants
RecipientAmount
OKLAHOMA'S CREDIT UNION$92,338
ATTUNE INSIGHTS INC$85,000
CORNERSTONE CREDIT UNION FOUNDATION$81,320
NEW YORK CREDIT UNION ASSOCIATION$54,911
COOPERA CONSULTING LLC$54,073
RIZE CREDIT UNION$47,500
LEAGUE OF SOUTHEASTERN CREDIT UNIONS$46,821
CAPITOL CREDIT UNION$45,000
OHIO CREDIT UNION LEAGUE$26,267
VIRGINIA CREDIT UNION$25,768
MINNESOTA CREDIT UNION NETWORK$20,654
MONTANA CREDIT UNION NETWORK$19,199
LUMINATE LOUISIANA CREDIT UNIONS$16,223
GOWEST FOUNDATION$15,924
ALLEGACY FEDERAL CREDIT UNION$14,714
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY19–25, $94k) land where the poverty rate runs at 10%, against an area that typically sits at 11%. 27% of those dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

area typical 11%CROSSSTATE CREDIT UNION ASSOCIATION: $9k → 12%CROSSSTATE CREDIT UNION ASSOCIATION: $8k → 12%CROSSSTATE CREDIT UNION ASSOCIATION: $8k → 12%GOWEST FOUNDATION: $22k → 9%GOWEST FOUNDATION: $16k → 9%GOWEST FOUNDATION: $15k → 9%NORTHWEST CREDIT UNION FOUNDATION: $8k → 9%GOWEST FOUNDATION: $8k → 9%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

AK
ME
WA
MT
ND
MN
IL
WI
MI
NY
MA
OR
IA
OH
PA
CA
CO
NE
MO
VA
MD
DE
AZ
NM
NC
DC
OK
LA
AL
TX
FL
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

84%of every dollar goes to organizations it has funded before.
$3.3M · 34 repeat orgs$638k to everyone else

34 repeat relationships: 16 still active in FY2025, 18 since wound down; 5 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

34
38

Total granted

$3.3M
$429k

Median revenue growth · since first grant

+36%
+52%

Still filing today

85%
66%

New vs renewed · share of each year

In FY2025, 67% of grant dollars renewed an existing relationship; $209k went to new ones.

50%100%’17’18’19’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24’25
Community ImprovementPublic BenefitPhilanthropyEducationHealthHuman ServicesOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • SC
    SOUTHEASTERN CREDIT UNION FOUNDATION
    3× · 2017–2022 · $675k · revenue +89% · 41% of their budget
  • NY
    NEW YORK CREDIT UNION FOUNDATION
    6× · 2017–2025 · $618k · revenue +20% · 65% of their budget
  • CC
    CALIFORNIA CREDIT UNION LEAGUE
    5× · 2017–2025 · $152k · revenue +64%

Funded once

  • RC
    REDWOOD CREDIT UNION COMMUNITY FUND INC
    one grant, 2019 · $25k · revenue -13%
  • CC
    CANOPY CREDIT UNION
    one grant, 2022 · $20k
  • CW
    CENTRAL WILLAMETTE CREDIT UNIONgraduated
    one grant, 2022 · $20k · revenue +43%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Credit Union of America

Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…

—
2
Credit Unions in the State of California Sierra Central Credit Union

As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.

—
3
Best Financial Credit Union

To inspire, empower and improve the qualify of life for our members and our communities.

—
4
Community Star Credit Union

To provide lending,savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members status as owners.

—
5
Washington State Employees Credit Union

To provide services to members which are mandated in the credit union act to charters and to provide a means whereby members can provide each other with needed financial services.

—
6
Sound Credit Union

A member owned cooperative providing financial services, including loans and share deposits to its members.

—
7
California Coast Credit Union

California coast credit union (credit union) is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and…

—
8
Americu Credit Union

Americu credit union strives to be the primary financial resource for its members. our mission is to exceed member expectations and build beneficial and lasting relationships by providing excellent financial services.

—
9
Credit Union of Georgia

The credit union is a cooperative organized to provide members thrift savings and borrowings.

—
10
Municipal Employees Credit Union of Baltimore Inc

Our mission is to empower our members to improve their finanical well-being and live better.

—
11
Oucu Financial Credit Union Fka Ohio University Credit Union

Provide financial services to its members.

—
12
Superior Credit Union Inc

We promise to simplify your life. we promise to work in your best interest. we promise to help you build your financial future. we promise to provide products and services relevant to your needs. we promise to protect your privacy.

Arts & Culture
How this is measured
The grantee most central to the portfolio’s shape is First Credit Union; the most unlike its peers is The Fund for American Studies. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

61 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 61 of the 80 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

2
Load-bearing (≥25% of a budget)
14
Early backer (in before they grew)
58/61
Grantees still filing
47/61
Grew since first funded

Where the money sits, by cause and then by grantee

SOUTHEASTERN CREDIT UNION FOUNDATION: $675,167 · OtherSOUTHEASTERN CREDIT UNION FOUNDATIONBIZ KID ENTERPRISES LLC: $410,000 · OtherBIZ KID ENTERPRISES LLCCALIFORNIA CREDIT UNION LEAGUE: $151,655 · OtherCALIFORNIA CREDIT UNION LEAGUEOKLAHOMAS CREDIT UNION: $134,676 · OtherCREDIT UNION ASSOCIATION OF THE DAKOTAS: $111,807 · OtherRIZE CREDIT UNION: $105,000 · Other+53 more: $1,065,864 · Other+53 moreCornerstone Credit Union Foundation: $1,840,720 · EducationCornerstone Credit Union FoundationRICHARD MYLES JOHNSON FOUNDATION: $79,750 · EducationCAROLINAS CREDIT UNION FOUNDATION: $74,363 · Education+2 more: $46,000 · EducationNEW YORK CREDIT UNION FOUNDATION: $618,125 · Community ImprovementNEW YORK CRED…CREDIT UNION NATIONAL ASSOCIATION INC: $50,000 · Community ImprovementCREDIT UNION …FINANCIAL HEALTH NETWORK INC: $25,000 · Community Improvement+1 more: $10,000 · Community ImprovementINCLUSIV INC: $114,000 · Public BenefitALLEGIANCE CREDIT UNION: $10,000 · Public BenefitMONTERRA CREDIT UNION: $5,625 · Public BenefitConsumer Federation of America: $5,000 · Public BenefitLEAGUE OF SOUTHEASTERN CREDIT UNIONS: $133,199 · Membership BenefitWEOKIE CREDIT UNION FOUNDATION: $55,750 · PhilanthropyREDWOOD CREDIT UNION COMMUNITY FUND INC: $25,241 · PhilanthropyTASTE OF THE SOUTH: $15,000 · PhilanthropyGOWEST FOUNDATION: $68,443 · Human ServicesCROSSSTATE CREDIT UNION FOUNDATION: $25,327 · Human ServicesMARCH OF DIMES INC: $20,000 · HealthFOUNDATION FOR PRADER-WILLI RESEARCH INC: $10,000 · Health
Other$2,654,169Education$2,040,833Community Improvement$703,125Public Benefit$134,625Membership Benefit$133,199Philanthropy$95,991Human Services$93,770Health$30,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetCornerstone Credit Union Foundation: $1,840,720 over 6y, 4.9% of budgetSOUTHEASTERN CREDIT UNION FOUNDATION: $675,167 over 3y, 41% of budgetNEW YORK CREDIT UNION FOUNDATION: $618,125 over 6y, 65% of budgetCALIFORNIA CREDIT UNION LEAGUE: $151,655 over 5y, 1.2% of budgetLEAGUE OF SOUTHEASTERN CREDIT UNIONS: $133,199 over 3y, 0.6% of budgetINCLUSIV INC: $114,000 over 2y, 0.8% of budgetCREDIT UNION ASSOCIATION OF THE DAKOTAS: $111,807 over 4y, 6.3% of budgetRICHARD MYLES JOHNSON FOUNDATION: $79,750 over 2y, 16% of budgetCAROLINAS CREDIT UNION FOUNDATION: $74,363 over 1y, 3.7% of budgetVIRGINIA CREDIT UNION INC: $73,768 over 3y, 0.0% of budgetGOWEST FOUNDATION: $68,443 over 5y, 0.9% of budgetMINNESOTA CREDIT UNION NETWORK: $66,509 over 3y, 0.9% of budgetWEOKIE CREDIT UNION FOUNDATION: $55,750 over 3y, 4.9% of budgetOHIO CREDIT UNION LEAGUE: $52,055 over 3y, 0.4% of budgetCREDIT UNION NATIONAL ASSOCIATION INC: $50,000 over 2y, 0.0% of budgetMONTANA CREDIT UNION LEAGUE: $45,749 over 3y, 0.8% of budgetLouisiana Credit Union League: $42,728 over 3y, 0.8% of budgetUNIVERSITY OF SOUTHERN CALIFORNIA: $35,000 over 2y, 0.0% of budgetCROSSSTATE CREDIT UNION FOUNDATION: $25,327 over 3y, 2.1% of budgetREDWOOD CREDIT UNION COMMUNITY FUND INC: $25,241 over 1y, 1.6% of budgetFINANCIAL HEALTH NETWORK INC: $25,000 over 3y, 0.1% of budgetIllinois Credit Union League: $24,457 over 3y, 0.2% of budgetEDUCATIONAL EMPLOYEES CREDIT UNION: $21,500 over 2y, 0.0% of budgetALABAMA CREDIT UNION: $21,500 over 2y, 0.0% of budgetMARCH OF DIMES INC: $20,000 over 3y, 0.0% of budgetCENTRAL WILLAMETTE CREDIT UNION: $20,000 over 1y, 0.1% of budgetCOMMUNITY FIRST CREDIT UNION OF FLORIDA: $18,000 over 1y, 0.0% of budgetCOMMUNITY FINANCIAL CREDIT UNION: $18,000 over 1y, 0.0% of budgetNUSENDA FOUNDATION: $18,000 over 1y, 1.0% of budgetCREDIT UNIONS IN THE STATE OF WASHINGTON: $18,000 over 1y, 0.0% of budgetIH MISSISSIPPI VALLEY CREDIT UNION: $18,000 over 1y, 0.0% of budgetFIRST CREDIT UNION: $15,000 over 2y, 0.0% of budgetNEBRASKA CREDIT UNION LEAGUE INC: $15,000 over 1y, 1.5% of budgetTASTE OF THE SOUTH: $15,000 over 2y, 1.3% of budgetTarrant County's Credit Union: $15,000 over 1y, 0.2% of budgetBAYPORT CREDIT UNION: $13,200 over 2y, 0.0% of budgetTHE FUND FOR AMERICAN STUDIES: $12,500 over 2y, 0.1% of budgetCOOPERATIVE CREDIT UNION ASSOCIATION INC: $11,721 over 2y, 0.1% of budgetJUMPSTART COALITION FOR PERSONAL FINANCIAL LITERACY: $11,000 over 2y, 0.5% of budgetROYAL CREDIT UNION: $10,625 over 1y, 0.0% of budgetFOUNDATION FOR PRADER-WILLI RESEARCH INC: $10,000 over 2y, 0.2% of budgetSouthwest Louisiana Credit Union: $10,000 over 1y, 0.1% of budgetPROSPERITY NOW: $10,000 over 1y, 0.1% of budgetEducation Credit Union: $10,000 over 1y, 0.0% of budgetLATINO COMMUNITY CREDIT UNION: $9,000 over 1y, 0.0% of budgetTRAVIS CREDIT UNION: $9,000 over 1y, 0.0% of budgetCENTRAL MISSOURI COMMUNITY CREDIT UNION: $8,000 over 1y, 0.1% of budgetCOMMUNITY CREDIT UNION: $7,500 over 1y, 0.1% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Inclusiv IncGowest FoundationAARPThe Ford FoundationThe Robert Wood Johns…Tides FoundationJpmorgan Chase Founda…The Bank of America C…American Online Givin…Donor Advised Charita…Fidelity Investments …Amazonsmile Foundation
Inclusiv IncNY15.4× affinity5 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Inclusiv Inc · Gowest Foundation · AARP · The Ford Foundation · The Robert Wood Johnson Foundation · Tides Foundation · Jpmorgan Chase Foundation · The Bank of America Charitable Foundation Inc · American Online Giving Foundation Inc · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization National Credit Union Foundation funds: left to right is the share of its income from government, bottom to top the share from National Credit Union Foundation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 50%2%8%17%30%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 2%
  • Central Willamette Credit Union: 2% of income from government
no gov moneyreceives it· size = income
5get no government money at all
5report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 80 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home