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Municipal Employees Credit Union of Baltimore Inc at a glance

· Public charity

Municipal Employees Credit Union of Baltimore Inc

Our mission is to empower our members to improve their finanical well-being and live better.

$155k
Granted FY2024still arriving
6
Grants FY2024still arriving
2
States reached
$20k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Arts & Culture$343kCommunity Improvement$216kPhilanthropy$193kEducation$64kHealth$62kMembership Benefit$40kEmployment$30kRecreation & Sports$16kOther$0
02FY2024 · 6 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 6 grants below total $71,000, the rows itemized in this filing. The $154,815 headline is the total grant expense on the return; the other $83,815 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k4 grants · $31k
  • $10k–50k2 grants · $40k
$9,000
Median grant
2
States reached
$1.3B
Total assets
Largest grants
RecipientAmount
MDDC CU ASSOCIATION$20,000
CU FOUNDATION ANNUAL SUPPORT$20,000
AACUC CORP CONTRIBUTION$9,000
MECU FOUNDATION INC$8,500
ARTS EVERY DAY 20192020$7,500
MSU FOUNDATION$6,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY18–18, $9k) land where the poverty rate runs at 19%, against an area that typically sits at 9%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 9%CASH CAMPAIGN OF MD: $9k → 19%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

96%of every dollar goes to organizations it has funded before.
$958k · 11 repeat orgs$41k to everyone else

Grantees it renews have grown median revenue +51% since the first grant, against -4% for those funded once.

11 repeat relationships: 5 still active in FY2024, 6 since wound down; 1 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

11
4

Total granted

$958k
$35k

Median revenue growth · since first grant

+51%
-4%

Still filing today

91%
75%

New vs renewed · share of each year

In FY2024, 92% of grant dollars renewed an existing relationship; $6k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Community ImprovementPhilanthropyHealthArts & CultureRecreation & SportsHuman ServicesOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • AA
    AFRICAN AMERICAN CREDIT UNION COALITION
    8× · 2017–2024 · $142k · revenue +666%
  • MF
    MECU FOUNDATION INC
    2× · 2021–2024 · $59k · revenue +16% · 87% of their budget
  • BC
    BALTIMORE CIVIC FUND INC
    2× · 2017–2018 · $55k · revenue +185%

Funded once

  • SI
    SCHOLASTIC INC
    one grant, 2018 · $11k
  • American Diabetes Association
    one grant, 2018 · $10k · revenue -4%
  • CC
    CASH CAMPAIGN OF MARYLAND INCgraduated
    one grant, 2018 · $9k · revenue +48%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Metropolitan Baltimore Council of Afl-Cio Unions

The council was organized for the purpose of providing its members with adequate representation in various union related matters.

—
2
Baltimore Development Corporation

The baltimore development corporation (bdc) is a non-profit organization that serves as the economic development agency for the city of baltimore. bdc's mission is to grow the city's economy in an inclusive, equitable manner by retaining,…

Community Improvement
3
Maryland Black Caucus Foundati

To educate the community on the adverse conditions under which they are living and propose various methods of alleviating conditions by conducting public forums and publishing studies.

—
4
University of Baltimore Foundation Inc

To raise and manage funds and to provide financial support to the university of baltimore. the foundation provides leadership, guidance, and support to the university's administration in advancing the mission and vision of the university.

Education
5
Baltimore Corps Inc

To cultivate career advancement opportunities for local talent, facilitate talent acquisition for local employers, increase access to capital for local entrepreneurs' social ventures, and foster cross-sector collaboration to address city…

Employment
6
Baltimore Community Lending Inc

The mission of baltimore community lending is supporting the revitalization and strengthening of underserved communities in the greater baltimore region through innovative financial solutions and collaborative resources designed to promote…

Community Improvement
7
Baltimore County Chamber of Commerce

To assist the small business community through various efforts including consulting, financing, training and member networking opportunities.

—
8
Economic Alliance of Greater Baltimore Foundation
—
9
Baltimore Community Foundation Inc

The mission of baltimore community foundation is to inspire donors to achieve their charitable goals from generation to generation and to improve the quality of life in the baltimore region through grantmaking, enlightened civic leadership…

Philanthropy
10
Greater Baltimore Committee Inc

Greater Baltimore Committee, Inc. is a not-for-profit, civic-interest corporation comprised of business and professional organizations located within the Greater Baltimore Area. Its purpose is to provide a strong, unified and effective…

—
11
Baltimore Public Media Corporation

We connect, inform, and enrich the voices and communities of baltimore and the world.

Arts & Culture
12
The District of Columbia Bar Foundation

The district of columbia bar foundation was established to raise funds for organizations in the district that provide hands-on legal services to residents who are unable to afford legal assistance.

Crime & Legal
How this is measured
The grantee most central to the portfolio’s shape is Baltimore Civic Fund Inc; the most unlike its peers is American Diabetes Association. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

14 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 14 of the 16 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
3
Early backer (in before they grew)
14/14
Grantees still filing
8/14
Grew since first funded

Where the money sits, by cause and then by grantee

BALTIMORE OFFICE OF PROMOTION AND THE ARTS INC: $342,750 · Arts & CultureBALTIMORE OFFICE OF PROMOTION AND THE …THE CREDIT UNION FOUNDATION OF MD & DC: $185,091 · OtherTHE CREDIT UNION FOUNDATION O…MDDC CU ASSOCIATION: $26,000 · OtherMDDC CU ASSOCIATIONCOLLEGEBOUND FOUNDATION: $17,318 · OtherCOLLEGEBOUND FOUNDATIONASSOCIATED BLACK CHARITIES INC: $12,000 · OtherSCHOLASTIC INC: $10,763 · Other+2 more: $11,420 · OtherAFRICAN AMERICAN CREDIT UNION COALITION: $142,405 · Community ImprovementAFRICAN AMERICAN CRED…LIVE BALTIMORE HOME CENTER INC: $51,000 · Community ImprovementLIVE BALTIMORE HOME C…MECU FOUNDATION INC: $58,500 · PhilanthropyMECU FOUNDAT…BALTIMORE CIVIC FUND INC: $55,000 · PhilanthropyBALTIMORE CI…CYSTIC FIBROSIS FOUNDATION: $51,636 · HealthAmerican Diabetes Association: $10,000 · HealthBALTIMORE MUNICIPAL GOLF CORPORATION: $16,258 · Recreation & SportsCASH CAMPAIGN OF MARYLAND INC: $8,500 · Human Services
Arts & Culture$342,750Other$262,592Community Improvement$193,405Philanthropy$113,500Health$61,636Recreation & Sports$16,258Human Services$8,500

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetBALTIMORE OFFICE OF PROMOTION AND THE ARTS INC: $342,750 over 8y, 1.1% of budgetTHE CREDIT UNION FOUNDATION OF MD & DC: $185,091 over 8y, 15% of budgetAFRICAN AMERICAN CREDIT UNION COALITION: $142,405 over 8y, 5.4% of budgetMECU FOUNDATION INC: $58,500 over 2y, 87% of budgetBALTIMORE CIVIC FUND INC: $55,000 over 2y, 0.5% of budgetCYSTIC FIBROSIS FOUNDATION: $51,636 over 5y, 0.0% of budgetLIVE BALTIMORE HOME CENTER INC: $51,000 over 3y, 0.4% of budgetCOLLEGEBOUND FOUNDATION: $17,318 over 3y, 0.2% of budgetBALTIMORE MUNICIPAL GOLF CORPORATION: $16,258 over 2y, 0.1% of budgetASSOCIATED BLACK CHARITIES INC: $12,000 over 2y, 0.0% of budgetAmerican Diabetes Association: $10,000 over 1y, 0.0% of budgetCASH CAMPAIGN OF MARYLAND INC: $8,500 over 1y, 0.4% of budgetTHE MORGAN STATE UNIVERSITY FOUNDATION INC: $6,000 over 1y, 0.0% of budgetLIBERTY ROAD VOLUNTEER FIRE COMPANY: $5,420 over 1y, 2.4% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

T Rowe Price Foundati…The Morris Goldseker …France-Merrick Founda…The Abell Foundation …Associated Jewish Cha…The Harry and Jeanett…Annie E Casey Foundat…Patricia and Mark Jos…The Aaron & Lillie St…Clayton Baker TrustThe Joseph Meyerhoff …Robert W Deutsch Foun…
T Rowe Price FoundationMD17.7× affinity6 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: T Rowe Price Foundation · The Morris Goldseker Foundation of Maryland Inc · France-Merrick Foundation Inc · The Abell Foundation Inc · Associated Jewish Charities of Baltimore · The Harry and Jeanette Weinberg Foundation Inc · Annie E Casey Foundation Inc · Patricia and Mark Joseph Shelter Foundation Inc · The Aaron & Lillie Straus Fdn Inc 9830002 · Clayton Baker Trust · The Joseph Meyerhoff Fund Inc · Robert W Deutsch Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Municipal Employees Credit Union of Baltimore Inc funds: left to right is the share of its income from government, bottom to top the share from Municipal Employees Credit Union of Baltimore Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 30%6%23%51%90%funder's share of their income ↑0%5%10%15%20%share of the org’s income from government →median 7%
  • Cash Campaign of Maryland Inc: 11% of income from government
  • The Morgan State University Foundation Inc: 7% of income from government
  • Baltimore Office of Promotion and the Arts Inc: 5% of income from government
no gov moneyreceives it· size = income
3get no government money at all
6report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
⤢ axis zoomed · 0–20%
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 16 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Municipal Employees Credit Union of Baltimore’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home