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Educational Credit Management Corporation at a glanceAlso receives grants: funding profile →

· Public charity

Educational Credit Management Corporation

EDUCATIONAL CREDIT MANAGEMENT CORPORATION (ecmc) provides financial counseling and education to empower students to make better choices about their futures.

$178M
Granted FY2024still arriving
293
Grants FY2024still arriving
49
States reached
$129M
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Education$1.9BFood & Nutrition$2.5MPublic Safety & Disaster$1.4MCommunity Improvement$880kYouth Development$214kEmployment$113kInternational$46kHousing & Shelter$41kOther$0
02FY2024 · 293 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2024

  • Under $10k19 grants · $136k
  • $10k–50k114 grants · $2.9M
  • $50k–250k120 grants · $13M
  • $250k+40 grants · $161M
$55,383
Median grant
49
States reached
$209M
Total assets
Largest grants
RecipientAmount
ECMC GROUP INC$128,892,000
PARTNERSHIP FOR EDUCATION ADVANCEMENT$4,324,959
NASFAA$3,323,686
COMMUNITIES IN SCHOOLS INC$2,582,465
NATIONAL COLLEGE ATTAINMENT NETWORK$1,748,000
THURGOOD MARSHALL COLLEGE FUND$1,487,791
TEXAS GUARANTEED STUDENT LOAN CORPORATION$1,055,450
THE GET SCHOOLED FOUNDATION$1,000,000
TENNESSEE STUDENT ASSISTANCE CORPORATION$1,000,000
UNITED WAY WORLDWIDE$999,741
COLLEGE POSSIBLE$931,118
ILLINOIS STUDENT ASSISTANCE COMMISSION$914,258
EDQUITY INC$787,213
KENTUCKY HIGHER EDUCATION ASSISTANCE AUTHORITY$777,104
ARIZONA BOARD OF REGENTS$710,480
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY24–24, $368k) land where the poverty rate runs at 14%, against an area that typically sits at 11%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 11%COMMONPOINT NY INC: $50k → 13%CENTRO HISPANO DE EAST TENNESSEE: $36k → 12%UNITED COMMUNITY CENTER: $50k → 17%FUTURES IGNITE INC: $50k → 17%FULFILLMENT FUND: $182k → 14%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

AK
ME
VT
NH
WA
ID
MT
ND
MN
IL
WI
MI
NY
MA
OR
NV
IA
IN
OH
PA
NJ
CT
RI
CA
UT
CO
MO
KY
WV
VA
MD
DE
AZ
NM
KS
TN
NC
SC
DC
OK
LA
MS
AL
GA
TX
FL
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

98%of every dollar goes to organizations it has funded before.
$1.9B · 73 repeat orgs$44M to everyone else

73 repeat relationships: 30 still active in FY2024, 43 since wound down; 254 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

73
19

Total granted

$1.9B
$291k

Median revenue growth · since first grant

+12%
+40%

Still filing today

56%
84%

New vs renewed · share of each year

In FY2024, 75% of grant dollars renewed an existing relationship; $44M went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
EducationYouth DevelopmentPhilanthropyInternationalHuman ServicesCommunity ImprovementOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • EG
    ECMC GROUP INC
    8× · 2017–2024 · $1.8B · revenue +23% · 75% of their budget
  • EF
    ECMC FOUNDATION
    2× · 2020–2021 · $17M · revenue +76% · 36% of their budget
  • FT
    FAYETTEVILLE TECHNICAL COMMUNITY COLLEGE FOUNDATION INC
    7× · 2017–2024 · $225k · revenue +281%

Funded once

  • NM
    New Mexico State Univ Fdn Inc
    one grant, 2021 · $42k · revenue -49%
  • CB
    CONGRESSIONAL BLACK CAUCUS FOUNDATION INCgraduated
    one grant, 2022 · $36k · revenue +40%
  • CH
    CONGRESSIONAL HISPANIC CAUCUS INSTITUTE INC
    one grant, 2022 · $30k · revenue +3%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Albright College

As a diverse community of learners, we cultivate integrity, curiosity, connection and resilience.

Education
2
San Antonio Education Fund Dba San Antonio Education Partnership

The partnership empowers students with quality educational programs, resources and counseling that will make them confident, knowledgeable and help them finish college and contribute to san antonio's future, making the students san…

Education
3
Lehigh University

The university's goal in the coming decade is to advance learning through the integration of teaching, research and service to others. the core of this goal is to prepare graduates to engage with the world and lead lives of meaning. to do…

Education
4
Columbia College

Columbia college improves lives by providing quality education to both traditional and nontraditional students, helping them achieve their true potential.

Education
5
The Common Application Inc

The common application is a not-for-profit membership organization of over 1,100 colleges and universities across the globe committed to access, equity, and integrity in the college admission process. every year, over 1.5 million students…

Education
6
Augustana College

Rooted in the liberal arts & sciences & lutheran expression of the christian faith, & is committed to offering a challenging education that develops qualities of mind, spirit, & body necessary for a rewarding life of leadership & service…

Education
7
Coker University

Coker university is a student-centered, comprehensive university. it is dedicated to providing every student an academic curriculum based upon a uniformly excellent liberal arts core that enhances the structured development of key personal…

Education
8
Columbia College Chicago

The organization's mission is to educate students for creative occupations in diverse fields of arts and media.

Education
9
Manhattanville University

To educate students to be ethical and socially responsible leaders in a global community.

Education
10
American Association of State Colleges and Universities

Aascu is a washington, d.c. based higher education association that represents the sector of over 500 regional public colleges, universities, and systems whose members share a learning and teaching centered culture, a commitment to…

Education
11
Furman University

The primary mission of furman as a liberal arts institution is to provide a distinctive education in fine arts, humanities, social sciences, mathematics and the sciences, as well as selected professional disciplines.

Education
12
National Association for College Admission Counseling

Empowering college admission counseling professionals through education, advocacy, and community.

Education
How this is measured
The grantee most central to the portfolio’s shape is Achieve Atlanta Inc; the most unlike its peers is Odd Fellow- Rebekah Childrens Home of California. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

236 grantees tracked through their own filings, 2017–2026.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2026, not grant rows in a single year, so this will not match the grant count on the cover. 236 of the 355 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

10
Load-bearing (≥25% of a budget)
24
Early backer (in before they grew)
236/236
Grantees still filing
110/236
Grew since first funded

Where the money sits, by cause and then by grantee

ECMC GROUP INC: $1,834,912,565 · EducationECMC GROUP INC+88 more: $43,486,221 · EducationEDQUITY INC: $1,570,348 · OtherTHE GET SCHOOLED FOUNDATION: $1,000,000 · OtherSTATE OF TENNESSEE: $1,000,000 · OtherILLINOIS STUDENT ASSISTANCE COMMISSION: $914,258 · OtherCOMMONWEALTH OF KENTUCKY: $777,104 · OtherState of Arizona: $710,480 · OtherADMITHUB PBC: $655,000 · Other+82 more: $12,320,066 · OtherUNITED WAY WORLDWIDE: $999,741 · PhilanthropyCOMMUNITIES FOUNDATION OF TEXAS INC: $534,859 · PhilanthropyFOUNDATION FOR THE CAROLINAS: $110,000 · PhilanthropyUNITED WAY OF DELAWARE: $90,000 · PhilanthropyUNITED WAY OF RACINE COUNTY INC: $84,167 · PhilanthropyYOUTH 2 LEADERS EDUCATION FOUNDATIO: $68,885 · PhilanthropyCOMMUNITY FOUNDATION OF TAMPA BAY INC: $67,500 · PhilanthropyTEXAS GUARANTEED STUDENT LOAN CORPORATION: $1,055,450 · Public BenefitINDIANA SECONDARY MARKET FOR EDUCATION LOANS INC: $105,000 · Public BenefitYOUNG INVINCIBLES: $700,000 · Civil RightsFORT WORTH CRADLE TO CAREER: $240,000 · Youth DevelopmentACHIEVE TWIN CITIES: $98,502 · Youth DevelopmentONEGOAL: $95,000 · Youth DevelopmentTHE PHILADELPHIA EDUCATION FUND: $90,000 · Youth DevelopmentNATIONAL GRACE FOUNDATION: $60,000 · Youth DevelopmentFEDERATION OF NEIGHBORHOOD CENTERS: $51,000 · Youth DevelopmentOPERATION JUMP START: $50,000 · Youth DevelopmentALABAMA POSSIBLE: $263,149 · Human ServicesFULFILLMENT FUND: $182,016 · Human ServicesUNITED COMMUNITY CENTER INC: $50,000 · Human ServicesCOMMONPOINT NY INC: $50,000 · Human ServicesFUTURES IGNITE INC: $50,000 · Human Services
Education$1,878,398,786Other$18,947,256Philanthropy$1,955,152Public Benefit$1,160,450Civil Rights$700,000Youth Development$684,502Human Services$595,165

Showing the 200 largest grantees by grant value.

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetECMC GROUP INC: $1,834,912,565 over 8y, 75% of budgetECMC FOUNDATION: $17,012,000 over 2y, 36% of budgetPARTNERSHIP FOR EDUCATION ADVANCEMENT INC: $4,324,959 over 1y, 20% of budgetNATIONAL ASSOCIATION OF STUDENT FINANCIAL AID ADMINISTRATORS: $3,323,686 over 1y, 22% of budgetCOMMUNITIES IN SCHOOLS: $2,582,465 over 1y, 4.0% of budgetNATIONAL COLLEGE ATTAINMENT NETWORK: $1,748,000 over 1y, 15% of budgetThurgood Marshall College Fund: $1,487,791 over 1y, 1.7% of budgetTEXAS GUARANTEED STUDENT LOAN CORPORATION: $1,055,450 over 1y, 1.1% of budgetTHE GET SCHOOLED FOUNDATION: $1,000,000 over 1y, 40% of budgetUNITED WAY WORLDWIDE: $999,741 over 1y, 1.4% of budgetCOLLEGE POSSIBLE INC: $931,118 over 1y, 2.7% of budgetYOUNG INVINCIBLES: $700,000 over 1y, 12% of budgetMICHIGAN COLLEGE ACCESS NETWORK: $537,280 over 1y, 3.7% of budgetCOMMUNITIES FOUNDATION OF TEXAS INC: $534,859 over 1y, 0.2% of budgetGranite Edvance Corporation: $506,652 over 1y, 0.8% of budgetNATIONAL SUMMER LEARNING ASSOCIATION INC: $500,000 over 1y, 12% of budgetSUNY IMPACT FOUNDATION INC: $467,037 over 1y, 3.4% of budgetUASPIRE INC: $397,000 over 1y, 3.6% of budgetNATIONAL COLLEGE ADVISING CORPS INC: $393,171 over 1y, 1.6% of budgetPENNSYLVANIA'S STATE SYSTEM OF HIGHER EDUCATION FOUNDATION: $357,602 over 1y, 10% of budgetCOLLEGIATE EDU-NATION: $348,071 over 1y, 7.3% of budgetCollege Success Foundation: $341,275 over 1y, 1.3% of budgetLANE COLLEGE: $308,509 over 7y, 0.5% of budgetCOUNCIL FOR OPPORTUNITY IN EDUCATION: $300,000 over 1y, 3.1% of budgetUNIDOSUS: $300,000 over 1y, 0.4% of budgetALABAMA POSSIBLE: $263,149 over 1y, 29% of budgetCOMMUNITY PARTNERS: $253,500 over 1y, 0.1% of budgetFORT WORTH CRADLE TO CAREER: $240,000 over 1y, 5.9% of budgetTEXAS CHRISTIAN UNIVERSITY: $235,134 over 1y, 0.0% of budgetGROWING INLAND ACHIEVEMENT: $234,840 over 1y, 6.4% of budgetBroward Education Foundation Inc: $230,000 over 1y, 3.0% of budgetFAYETTEVILLE TECHNICAL COMMUNITY COLLEGE FOUNDATION INC: $225,324 over 7y, 9.2% of budgetUNIVERSITY OF SOUTHERN CALIFORNIA: $213,949 over 1y, 0.0% of budgetNEW MEXICO EDUCATIONAL ASSISTANCE FOUNDATION: $212,690 over 1y, 1.2% of budgetSISTEMA UNIVERSITARIO ANA G MENDEZ INCORPORADO: $210,500 over 4y, 0.0% of budgetI KNOW I CAN: $200,100 over 1y, 2.4% of budgetBENEDICT COLLEGE: $199,000 over 6y, 0.2% of budgetCLAFLIN UNIVERSITY: $186,500 over 5y, 0.2% of budgetIOWA COLLEGE ACCESS NETWORK: $182,580 over 1y, 13% of budgetFULFILLMENT FUND: $182,016 over 1y, 4.9% of budgetWOODWARD HINES EDUCATION FOUNDATION: $179,016 over 1y, 3.1% of budgetResearch Foundation of the City University of New York: $175,000 over 1y, 0.0% of budgetCRISTO REY NETWORK: $173,098 over 1y, 0.8% of budgetPONTIFICAL CATHOLIC UNIVERSITY OF PUERTO RICO: $172,014 over 4y, 0.2% of budgetACHIEVE ATLANTA INC: $162,073 over 1y, 2.0% of budgetHIGHER HEIGHTS YOUTH EMPOWERMENT PROGRAMS INC: $158,033 over 1y, 31% of budgetWASHINGTON ADVENTIST UNIVERSITY: $155,292 over 6y, 0.2% of budgetNASH: $150,000 over 1y, 3.2% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

National College Atta…Strada Education Foun…Ecmc FoundationTom Joyner Foundation…National Collegiate A…United Negro College …Gates FoundationLumina Foundation for…Thurgood Marshall Col…Truth Initiative Foun…Folds of Honor Founda…Foundation for Califo…
National College Attainment NetworkDC85.6× affinity41 shared granteesties to 7 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: National College Attainment Network · Strada Education Foundation Inc · Ecmc Foundation · Tom Joyner Foundation Inc · National Collegiate Athletic Association · United Negro College Fund Inc · Gates Foundation · Lumina Foundation for Education Inc · Thurgood Marshall College Fund · Truth Initiative Foundation · Folds of Honor Foundation · Foundation for California Community Colleges

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Educational Credit Management Corporation funds: left to right is the share of its income from government, bottom to top the share from Educational Credit Management Corporation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 60%6%25%56%100%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 4%
  • United Way of Delaware: 58% of income from government
  • Tulsa Community Foundation: 11% of income from government
  • The Morgan State University Foundation Inc: 7% of income from government
  • Washington Adventist University: 4% of income from government
  • Connecticut Rise Network Inc: 2% of income from government
  • Uaspire Inc: 1% of income from government
  • The Bottom Line Inc: 0% of income from government
  • Tsic Inc Dba/Take Stock in Children: 0% of income from government
no gov moneyreceives it· size = income
6get no government money at all
44report government grants on their 990 we could not trace to a source (not plotted)
1rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Educational Credit Management Corporation?

Find your warmest path to Educational Credit Management Corporation through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 355 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Educational Credit Management’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home