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Texas · Nonprofit

TEXAS GUARANTEED STUDENT LOAN CORPORATION

TEXAS GUARANTEED STUDENT LOAN CORPORATION (Texas) receives grants from 1 organization whose IRS filings report $1,055,450 to it, the largest being EDUCATIONAL CREDIT MANAGEMENT CORPORATION ($1,055,450). 0 of them have funded it in more than one year.

Revenue FY2025
$73M
Funders on record
1
Grants received
$1.1M
Net assets
$305M
0/1 repeat funders
01What it does

What Texas Guaranteed Student Loan Corporation does

Mission

To develop and advance initiatives that grow individual economic mobility and expand community prosperity.

As stated on its FY2025 Form 990.

Programs

  1. Trellis' guarantor operation encompasses the administration of the federal family education loan program (ffelp) on behalf of the u.s. Department of education (ed). As of fiscal year end, trellis' outstanding loan portfolio balance totaled $7.07 billion and defaulted loans collection portfolio of $2.2 billion. Program service accomplishments: promoting student borrower success is a long-term endeavor, starting before a student borrower enrolls in college and lasting through repayment. Trellis has a set of specialized teams - customer assistance, default prevention, claims and default recovery - that serve borrowers throughout the student loan lifecycle. These teams educate student borrowers about loans and their repayment options and help them return to repayment in the event of delinquency or default. Default prevention - trellis works with student loan borrowers, lenders, servicers, and the department of education (ed) to help prevent default on student loans. Loan counselors work with borrowers who have entered delinquency, educating them on student loan repayment options, including deferments, forbearances, and income-based repayment plans in order for borrowers to…

    $11,304,000 spent
    37% of program spending
  2. Trellis' non-guarantor operations include high-quality research to help institutions, policy makers, and other stakeholders understand the state of post-secondary education. This work leads to opportunities to support institutions of higher education in making strategic pivots to better serve students. Additionally, trellis provides a variety of services targeted at enhancing the higher education community and creating positive student outcomes, including: research and public policy services: trellis provides extensive research services that are targeted at understanding consumer experience related to financing, participating, and persisting in higher education. These services are utilized to better understand the challenges associated with post-secondary financing and participation and are used to inform campus administrators, student service providers and policy makers. Trellis administers a wide variety of qualitative and quantitative research throughout the year to support these goals. Student support services- trellis provides various support services aligned toward assisting students in navigating the college access and completion journey. These services include: * financial…

    $19,014,878 spentof which $10,110,000 as grants$700,164 earned by the program
    63% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $30,318,878.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($121M) Expenses 100 ($172M) Net assets 100 ($609M)2018 Revenue 89 ($108M) Expenses 30 ($52M) Net assets 108 ($659M)2019 Revenue 87 ($105M) Expenses 27 ($47M) Net assets 123 ($749M)2020 Revenue 67 ($81M) Expenses 28 ($49M) Net assets 61 ($369M)2021 Revenue 109 ($132M) Expenses 83 ($144M) Net assets 61 ($373M)2022 Revenue 62 ($75M) Expenses 123 ($212M) Net assets 27 ($167M)2023 Revenue 53 ($65M) Expenses 22 ($39M) Net assets 31 ($190M)2024 Revenue 81 ($99M) Expenses 25 ($43M) Net assets 43 ($263M)2025 Revenue 60 ($73M) Expenses 25 ($43M) Net assets 50 ($305M)
'17'18'19'20'21'22'23'24'25
Revenue (60)Expenses (25)Net assets (50)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $788M to $494M (−37%).

$759M
$698M
$781M
$835M
$788M
$494M
$487M
$573M
$621M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 79% · 2018 82% · 2019 86% · 2020 76% · 2021 54% · 2022 67% · 2023 86% · 2024 84% · 2025 86%. Grants only. Government contracts and fees sit inside program revenue.

87% of TEXAS GUARANTEED STUDENT LOAN CORPORATION’s revenue is contributions — more donation-reliant than the typical peer (30% for the typical peer).

This organization
Typical peer · 286 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.

−$51M
’17
$56M
’18
$58M
’19
$32M
’20
−$12M
’21
−$137M
’22
$26M
’23
$56M
’24
$30M
’25
6.3
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Chromy Debra J

President/CEO

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2021 and FY2022, and between the FY2023 and FY2024 filings.

'17'18'19'20'21'22'23'24'25
Listed302724252424232218
Joined·+6+3+6+4+5+3+22+2
No longer listed·965554236
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'24*
total
funders
1

From the IRS filings of TEXAS GUARANTEED STUDENT LOAN CORPORATION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

TEXAS GUARANTEED STUDENT LOAN CORPORATION draws 100% of its grant income from funders outside Texas, across 1 state in all.

MN

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

TEXAS GUARANTEED STUDENT LOAN CORPORATION runs a healthier operating margin than three-quarters of the 132 public benefit nonprofits its size.

Operating margin42% · top quartile
Months of reserve6.3mo · above the median
Revenue growth (annualized)−6% · bottom quartile

this organization peer median middle 50% of peers· 132 public benefit nonprofits $10M–$100M, FY2025

Government funding TEXAS GUARANTEED STUDENT LOAN CORPORATION receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.6M on record — $1.6M federal, $628 state.

Federal$1.6M
grants $0contracts $1.6M
17
20
Top agencies
  • Department of Education$1.6M
State$628
Top programs
  • Employee Reimb.-Non-Travel$628

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like TEXAS GUARANTEED STUDENT LOAN CORPORATION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Texas

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

71% of spending goes to programs.

Program 71%Management 29%Fundraising 0%

Governance

7
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

90%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 2 related entities

  • Trellis Strategies · disregarded
  • Trellis Holdings · corp_trust

Screen this organization

A dated, signed PDF of the compliance screen for TEXAS GUARANTEED STUDENT LOAN CORPORATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds TEXAS GUARANTEED STUDENT LOAN CORPORATION?
TEXAS GUARANTEED STUDENT LOAN CORPORATION (Texas) receives grants from 1 organization whose IRS filings report $1,055,450 to it, the largest being EDUCATIONAL CREDIT MANAGEMENT CORPORATION ($1,055,450). 0 of them have funded it in more than one year.
How many funders does TEXAS GUARANTEED STUDENT LOAN CORPORATION have?
IRS filings report 1 organization giving $1,055,450 in grants to TEXAS GUARANTEED STUDENT LOAN CORPORATION.
Who is the largest funder of TEXAS GUARANTEED STUDENT LOAN CORPORATION?
EDUCATIONAL CREDIT MANAGEMENT CORPORATION is the largest funder on record, with $1,055,450 in grants. The full list of funders is on this page.
How can an organization like TEXAS GUARANTEED STUDENT LOAN CORPORATION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing