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Community Reinvestment Fund Inc at a glanceMostly funded, not a grantmaker: see who funds it →

· Public charity

Community Reinvestment Fund Inc

To expand economic opportunity for small businesses and communities by reimagining the way capital and resources flow.

$350k
Granted FY2025still arriving
49
Grants FY2025still arriving
8
States reached
$60k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2020 to 2025.

Community Improvement$4.5MHuman Services$327kFood & Nutrition$191kYouth Development$171kArts & Culture$127kScience & Tech$55kAnimals$50kEmployment$50kOther$0
02FY2025 · 49 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2025

  • Under $10k47 grants · $250k
  • $10k–50k1 grant · $40k
  • $50k–250k1 grant · $60k
$5,300
Median grant
8
States reached
$199M
Total assets
Largest grants
RecipientAmount
ASCENDUS INC$60,000
ECONOMIC AND COMMUNITY DEVELOPMENT INSTITUTE$40,000
THE COUNTRY MEAT CO MARKETPLACE LLC$6,200
I MEAN EVERYTHING IME LLC$5,300
ON PURPOSE COMMUNITY SERIES LLC$5,300
RITA ANN'S EARLY LEARNING ACADEMY LLC$5,300
PAINTING IN THE TRAP LLC$5,300
CHEF NEM CATERING LLC$5,300
KEYS TO BLACK WEALTH LLC$5,300
THE INDI GROUP LLC$5,300
BRUNCH AND SOUL FOOD LLC$5,300
CHARACTER ACADEMY LLC$5,300
HIP HOP SWEET SHOP LLC$5,300
GRYPHON GROUP ADVISORY AND CONSULTING LLC$5,300
ESSENTIALLY UNIQUE HAIR SALON LLC$5,300
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY21–24, $239k) land where the poverty rate runs at 15%, against an area that typically sits at 12%. 85% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 12%OPPORTUNITY RESOURCE FUND: $167k → 16%THE NATURAL CAPITAL INVESTMENT FUND INC: $35k → 9%ACCOMPANY CAPITAL INC: $19k → 17%ACCOMPANY CAPITAL INC: $19k → 17%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

MN
IL
MI
NY
IN
OH
KY
WV
AR
TN
NC
GA
TX
FL
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

9%of every dollar goes to organizations it has funded before.
$530k · 9 repeat orgs$5.1M to everyone else

Grantees it renews have grown median revenue +39% since the first grant, against +10% for those funded once.

9 repeat relationships: 1 still active in FY2025, 8 since wound down; 48 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

9
32

Total granted

$530k
$4.8M

Median revenue growth · since first grant

+39%
+10%

Still filing today

78%
50%

New vs renewed · share of each year

In FY2025, 17% of grant dollars renewed an existing relationship; $290k went to new ones.

50%100%’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23’24’25
Community ImprovementHuman ServicesEmploymentHousing & ShelterOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • TF
    TRUFUND FINANCIAL SERVICES INC
    3× · 2021–2024 · $73k · revenue +265%
  • RE
    RENAISSANCE ECONOMIC DEVELOPMENT CORPORATION
    2× · 2023–2024 · $38k · revenue +46%
  • NL
    NYBDC LOCAL DEVELOPMENT CORPORATION
    2× · 2023–2024 · $38k · revenue +6%

Funded once

  • LOCAL INITIATIVES SUPPORT CORPORATION
    one grant, 2021 · $3.0M · revenue +6%
  • INVEST DETROIT FOUNDATION
    one grant, 2023 · $264k · revenue +10%
  • DD
    Detroit Development Fund
    one grant, 2023 · $167k · revenue +18%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
African Development Center

Grow businesses, build wealth and increase reinvestement in the african communities of minnesota

Human Services
2
Edc Loan Corporation

Provide loans to qualified businesses in the corporation's targeted area.

—
3
First Community Capital Inc

First Community Capital, Inc. (FCCI) is a certified Community Development Financial Institution (CDFI) dedicated to expanding access to affordable capital and technical assistance for small businesses and individuals, with a focus on low-…

Employment
4
Washington Area Community Investment Fund Inc

The washington area community investment fund (wacif) is a nonprofit community loan fund focused on increasing equity and economic opportunity in the washington, dc area's underserved communities. wacif's mission is driven by three…

—
5
Racine County Economic Development Corporation

To provide economic development services including business recruitment, expansion, business financing, community and workforce development.

Human Services
6
Union County Economic Development Corp

Promote & develop economic growth in new jersey by providing financial and technical assistance to small businesses.

Community Improvement
7
Community Loan Fund of the Capital Region Inc

Community development financial institution that links socially concerned investors with community needs by making affordable housing, community and economic development loans to nonprofit orgs, small businesses and low/moderate income…

Housing & Shelter
8
Business Consortium Fund Inc

The business consortium fund, inc. (bcf) promotes economic development by providing responsible financing, business advisory services, and access to capital for small businesses that have limited access to traditional sources of credit,…

—
9
The Enterprise Center Capital Corporation

The enterprise center capital corporation's mission is to provide debt and equity capital that businesses need to start, grow and succeed.

—
10
Small Business Empowerment Fund Cdfi

A community development financial institution or community development finance institution - abbreviated in both cases to CDFI - is a financial institution that provides credit and financial services to underserved markets and populations,…

Community Improvement
11
Brooklyn Alliance Capital Inc

The brooklyn alliance capital, inc. is a micro-loan institution and provides loans to small businesses (specifically immigrant and minority owned).

Public Benefit
12
Bdc Community Capital Corporation

Promoting community development by providing access to credit, capital, and financial services to minority-owned businesses and to businesses that impact low to moderate income employment opportunities throughout new england.

Community Improvement
How this is measured
The grantee most central to the portfolio’s shape is Peoplefund; the most unlike its peers is Northeast Minneapolis Tool Library. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

28 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 28 of the 89 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
6
Early backer (in before they grew)
28/28
Grantees still filing
18/28
Grew since first funded

Where the money sits, by cause and then by grantee

LOCAL INITIATIVES SUPPORT CORPORATION: $3,000,000 · Community ImprovementLOCAL INITIATIVES SUPPORT CORPORATIONINVEST DETROIT FOUNDATION: $263,656 · Community ImprovementINVEST DETROIT FOUNDATIONDetroit Development Fund: $166,667 · Community Improvement+12 more: $547,500 · Community Improvement+12 moreNDC HOUSING AND ECONOMIC DEVELOPMENT CORPORATION: $72,500 · OtherNDC HOUSING AND ECONOMIC D…DELANO LANES & ENTERTAINMENT: $50,000 · OtherHAWKEYE SERVICES INC: $50,000 · OtherNOCHALLENGE TECHNOLOGY LLC: $50,000 · OtherEASTLAKE CRAFT BREWERY LLC: $50,000 · OtherOLUS CENTER LLC: $50,000 · OtherTRI-CONSTRUCTION INC: $50,000 · OtherME AND I LLC: $50,000 · OtherMANANA RESTAURANT 2 LLC: $50,000 · OtherTHE BUTTERED TIN LLC: $50,000 · OtherMEREDITH MODEL & TALENT AGENCY LLC: $50,000 · OtherMHK LLC: $50,000 · OtherLILI-NICK INC: $50,000 · OtherAGELGILE ETHIOPIAN RESTURANT: $50,000 · OtherHINCKLEY COLLISION CENTER LLC: $50,000 · OtherCFPA DEVELOPMENT PROJECT LLC: $50,000 · OtherSIDEWALK DOG INC: $50,000 · Other+52 more: $435,000 · Other+52 moreOpportunity Resource Fund: $166,667 · Human ServicesACCOMPANY CAPITAL INC: $37,500 · Human ServicesPARTNER COMMUNITY CAPITAL INC: $35,000 · Human ServicesLatino Economic Development Center: $50,000 · Housing & ShelterSOUTHEAST COMMUNITY CAPITAL CORPORATION D/B/A PATHWAY LENDING: $35,000 · Employment
Community Improvement$3,977,823Other$1,307,500Human Services$239,167Housing & Shelter$50,000Employment$35,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$10M$100Mgrantee revenue →↑ funder's share of their budgetLOCAL INITIATIVES SUPPORT CORPORATION: $3,000,000 over 1y, 0.9% of budgetINVEST DETROIT FOUNDATION: $263,656 over 1y, 0.9% of budgetDetroit Development Fund: $166,667 over 1y, 4.0% of budgetOpportunity Resource Fund: $166,667 over 1y, 5.1% of budgetASCENDUS INC: $132,500 over 4y, 0.2% of budgetTRUFUND FINANCIAL SERVICES INC: $72,500 over 3y, 0.2% of budgetLake Street Council: $65,000 over 2y, 1.0% of budgetLatino Economic Development Center: $50,000 over 1y, 0.4% of budgetWEST BROADWAY BUSINESS AND AREA COALITION: $50,000 over 1y, 0.9% of budgetECONOMIC AND COMMUNITY DEVELOPMENT INSTITUTE: $40,000 over 1y, 0.2% of budgetRENAISSANCE ECONOMIC DEVELOPMENT CORPORATION: $37,500 over 2y, 0.5% of budgetNYBDC LOCAL DEVELOPMENT CORPORATION: $37,500 over 2y, 0.2% of budgetACCOMPANY CAPITAL INC: $37,500 over 2y, 0.5% of budgetBOC CAPITAL CORP: $37,500 over 2y, 0.4% of budgetSOUTHERN BANCORP CAPITAL PARTNERS: $35,000 over 1y, 0.6% of budgetPEOPLEFUND: $35,000 over 1y, 0.2% of budgetPARTNER COMMUNITY CAPITAL INC: $35,000 over 1y, 0.4% of budgetCOMMUNITIES UNLIMITED INC: $35,000 over 1y, 0.3% of budgetSOUTHEAST COMMUNITY CAPITAL CORPORATION D/B/A PATHWAY LENDING: $35,000 over 1y, 0.2% of budgetBLACK BUSINESS INVESTMENT FUND INC: $35,000 over 1y, 0.3% of budgetACCESS TO CAPITAL FOR ENTREPRENEURS INC: $35,000 over 1y, 0.3% of budgetLIFTFUND INC: $35,000 over 1y, 0.1% of budgetWESTERN RESERVE COMMUNITY FUND INC: $7,500 over 1y, 0.5% of budgetThe Banyan Foundation: $5,000 over 1y, 0.2% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Opportunity Finance N…Citi FoundationMufg Union Bank Found…PeoplefundRegions FoundationNational Association …The Winston-Salem Fou…Great Rivers Communit…Appalachian Community…The Goldman Sachs Fou…Wells Fargo FoundationWorkforce Development…
Opportunity Finance NetworkDC41.3× affinity18 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Opportunity Finance Network · Citi Foundation · Mufg Union Bank Foundation Ag · Peoplefund · Regions Foundation · National Association for Latino Community Asset Builders · The Winston-Salem Foundation · Great Rivers Community Trust · Appalachian Community Capital Corporation · The Goldman Sachs Foundation · Wells Fargo Foundation · Workforce Development Corporation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Community Reinvestment Fund Inc funds: left to right is the share of its income from government, bottom to top the share from Community Reinvestment Fund Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%3%6%10%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 9%
  • Black Business Investment Fund Inc: 9% of income from government
no gov moneyreceives it· size = income
0get no government money at all
5report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 89 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Community Reinvestment’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home