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California Association for Microenterprise Opportunity at a glanceMostly funded, not a grantmaker: see who funds it →

· Public charity

California Association for Microenterprise Opportunity

To grow a thriving ecosystem of support for underserved entrepreneurs where all entrepreneurs have access to the resources they need to succeed, creating family economic mobility and community prosperity.

$1.1M
Granted FY2024still arriving
4
Grants FY2024still arriving
3
States reached
$20k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Community Improvement$1.0MEducation$550kHousing & Shelter$65kHuman Services$45kCrime & Legal$10kFood & Nutrition$9k
02FY2024 · 4 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 4 grants below total $80,000, the rows itemized in this filing. The $1,112,605 headline is the total grant expense on the return; the other $1,032,605 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.
$20,000
Median grant
3
States reached
$7.9M
Total assets
Largest grants
RecipientAmount
ACCESS CAPITAL$20,000
WORKING SOLUTIONS$20,000
PACIFIC COMMUNITY VENTURES$20,000
ACCESSITY$20,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY21–24, $116k) land where the poverty rate runs at 12%, against an area that typically sits at 10%. 61% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 10%Working Solutions: $21k → 12%WORKING SOLUTIONS: $20k → 12%Working Solutions: $20k → 12%Start Small Think Big: $10k → 17%Uptima Entrepreneur Coop: $45k → 10%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

41%of every dollar goes to organizations it has funded before.
$475k · 7 repeat orgs$678k to everyone else

Grantees it renews have grown median revenue +60% since the first grant, against +46% for those funded once.

7 repeat relationships: 4 still active in FY2024, 3 since wound down.

How the two cohorts compare

Re-uppedFunded once

Organizations

7
22

Total granted

$475k
$678k

Median revenue growth · since first grant

+60%
+46%

Still filing today

86%
86%

New vs renewed · share of each year

In FY2024, 100% of grant dollars renewed an existing relationship; $0 went to new ones.

50%100%’17’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’21’22’23’24
Community ImprovementHuman ServicesEmploymentInternationalPublic BenefitArts & CultureOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • A
    ACCESSITY
    4× · 2021–2024 · $79k · revenue +102%
  • WS
    WORKING SOLUTIONS CDFI
    3× · 2022–2024 · $61k · revenue +69%
  • FC
    Fresno Community Development Financial Institution dba Access Plus Capital
    3× · 2022–2024 · $60k · revenue +60%

Funded once

  • OE
    OMNIWORKS ECONOMIC DEVELOPMENT CORPORATION
    one grant, 2021 · $75k · 79% of their budget
  • EP
    EL PAJARO COMMUNITY DEVELOPMENT CORPORATIONgraduated
    one grant, 2021 · $75k · revenue +173%
  • ME
    MISSION ECONOMIC DEVELOPMENT AGENCY
    one grant, 2021 · $75k · revenue +24%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Main Street Launch

Our mission is to create economic opportunity by empowering entrepreneurs.Through innovative partnerships we provide business owners with capital, education, and relationships that allow them to flourish. Our collaborative approach helps…

Community Improvement
2
Community Enterprise Development Services

Community enterprise development services' mission is to support the american dream of financial self-sufficiency, by assisting refugees, immigrants, and those from underserved communities in metro denver who desire to own or strengthen…

Human Services
3
Valley Small Business Development Corporation

Providing capital, management assistance and other financial resources, including loan services, personnel, and business education to small business entrepreneurs in economically disadvantaged areas, and thereby stimulating economic…

Community Improvement
4
San Diego Regional Economic Development Foundation

To support and cultivate sustainable employment opportunities for San Diego County residents contributing to a prosperous local economy.

Community Improvement
5
Superior California Economic Development Inc

Provide assistance in economic development planning, coordination, & implementation and provide small business training, counseling, & finance assistance with the goal of creating stable, long-term employment opportunities in the private…

Community Improvement
6
Womens Center for Economic Opportunity

Our mission is to elevate & empower under-resourced business owners, leaders and innovators with pathways to the capital customers, contracts and connections needed to become financially secure

Education
7
California Coastal Rural Development Cor

Our mission is to assist these enterprises to grow, thrive, and prosper enabling the overall economic development to our under served communities.

Community Improvement
8
Economic Development Collaborative- Ventura County

The EDC creates empowered business owners, connected community partners and informed civic leaders in the greater Ventura and Santa Barbara County region. Established in 1996, we are a 501(c)3 non-profit public/private partnership…

Community Improvement
9
Metropolitan Economic Development Association

Helping minority entrepreneurs succeed.

—
10
California Capital Small Business Financial Development Corporation

To equitably provide capital and development assistance to increase economic opportunities by offering a wide range of flexible financial products and technical services through collaboration.

Community Improvement
11
Metro Equity Collabotrative

To provide education and resources to minority operated businesses

Education
12
California Center for Economic Initiatives

We work to cultivate a network that provides development resources within under-served and under-represented communities that enable community members to envision possibilities in leadership, design solutions and create changes for the…

Community Improvement
How this is measured
The grantee most central to the portfolio’s shape is El Pajaro Community Development Corporation; the most unlike its peers is Open Doors. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

29 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 29 of the 30 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

3
Load-bearing (≥25% of a budget)
13
Early backer (in before they grew)
26/29
Grantees still filing
19/29
Grew since first funded

Where the money sits, by cause and then by grantee

SOCIAL GOOD FUND INC: $575,000 · EducationSOCIAL GOOD FUND INCPathway Capital Funding Inc: $100,000 · Community ImprovementPathway Capital Funding IncACCESSITY: $79,000 · Community ImprovementACCESSITYOMNIWORKS ECONOMIC DEVELOPMENT CORPORATION: $75,000 · Community ImprovementOMNIWORKS ECONOMIC DEVELOPMENT CO…BETHEL LA COMMUNITY DEVELOPMENT CORPORATION: $45,000 · Community ImprovementBETHEL LA COMMUNITY DEVELOPMENT C…CIELO COMMUNITY FOR INNOVATION ENTREPRENEURSHIP LEADERSHIP: $40,000 · Community ImprovementCIELO COMMUNITY FOR INNOVATION EN…Centro Community Partners: $40,000 · Community ImprovementCentro Community PartnersARCATA ECONOMIC DEVELOPMENT CORPORATION: $35,000 · Community ImprovementARCATA ECONOMIC DEVELOPMENT CORPO…TMC COMMUNITY CAPITAL: $34,000 · Community ImprovementTMC COMMUNITY CAPITALOakland Indie Alliance: $30,000 · Community ImprovementOakland Indie Alliance+4 more: $39,000 · Community Improvement+4 moreEL PAJARO COMMUNITY DEVELOPMENT CORPORATION: $75,000 · OtherEL PAJARO COMMUNITY DE…MISSION ECONOMIC DEVELOPMENT AGENCY: $75,000 · OtherMISSION ECONOMIC DEVEL…OPEN DOORS: $75,000 · OtherOPEN DOORSAlliance for Community Development of the San Francisco Bay Area: $60,000 · OtherAlliance for Community…INDIAN DISPUTE RESOLUTION SERVICES INC: $35,000 · OtherINDIAN DISPUTE RESOLUT…+2 more: $20,000 · Other+2 moreWORKING SOLUTIONS CDFI: $60,500 · Human ServicesLC AND LILLIE COX HAVEN OF HOPE: $45,000 · Human ServicesSTART SMALL THINK BIG INC: $10,000 · Human ServicesFresno Community Development Financial Institution dba Access Plus Capital: $60,000 · Public BenefitProspera Community Development: $35,000 · EmploymentFirst Community Capital Inc: $9,000 · EmploymentSKYSTHELIMIT ORG: $30,000 · InternationalFEED THE HUNGER FUND: $9,000 · InternationalEconomic Development and Financing Corporation Inc: $37,000 · Arts & Culture
Education$575,000Community Improvement$517,000Other$340,000Human Services$115,500Public Benefit$60,000Employment$44,000International$39,000Arts & Culture$37,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ funder's share of their budgetSOCIAL GOOD FUND INC: $575,000 over 2y, 0.7% of budgetPathway Capital Funding Inc: $100,000 over 3y, 44% of budgetACCESSITY: $79,000 over 4y, 0.6% of budgetOMNIWORKS ECONOMIC DEVELOPMENT CORPORATION: $75,000 over 1y, 79% of budgetEL PAJARO COMMUNITY DEVELOPMENT CORPORATION: $75,000 over 1y, 4.2% of budgetMISSION ECONOMIC DEVELOPMENT AGENCY: $75,000 over 1y, 0.4% of budgetOPEN DOORS: $75,000 over 2y, 3.6% of budgetWORKING SOLUTIONS CDFI: $60,500 over 3y, 0.8% of budgetFresno Community Development Financial Institution dba Access Plus Capital: $60,000 over 3y, 0.5% of budgetAlliance for Community Development of the San Francisco Bay Area: $60,000 over 2y, 3.9% of budgetLC AND LILLIE COX HAVEN OF HOPE: $45,000 over 1y, 4.7% of budgetBETHEL LA COMMUNITY DEVELOPMENT CORPORATION: $45,000 over 1y, 50% of budgetCIELO COMMUNITY FOR INNOVATION ENTREPRENEURSHIP LEADERSHIP: $40,000 over 1y, 8.2% of budgetCentro Community Partners: $40,000 over 2y, 1.9% of budgetEconomic Development and Financing Corporation Inc: $37,000 over 1y, 2.9% of budgetProspera Community Development: $35,000 over 1y, 1.8% of budgetARCATA ECONOMIC DEVELOPMENT CORPORATION: $35,000 over 1y, 2.9% of budgetINDIAN DISPUTE RESOLUTION SERVICES INC: $35,000 over 1y, 5.7% of budgetTMC COMMUNITY CAPITAL: $34,000 over 1y, 2.4% of budgetSKYSTHELIMIT ORG: $30,000 over 1y, 6.2% of budgetJEFFERSON ECONOMIC DEVELOPMENT INSTITUTE: $10,000 over 1y, 1.0% of budgetSTART SMALL THINK BIG INC: $10,000 over 1y, 0.2% of budgetWest Enterprise Center Inc: $10,000 over 1y, 1.0% of budgetMandela Partners Prev Mandela Marketplace Inc: $10,000 over 1y, 0.3% of budgetRenaissance Entrepreneurship Center: $10,000 over 1y, 0.2% of budgetFEED THE HUNGER FUND: $9,000 over 1y, 0.5% of budgetFirst Community Capital Inc: $9,000 over 1y, 13% of budgetFresno Area Hispanic Foundation: $9,000 over 1y, 0.3% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Wells Fargo FoundationCiti FoundationThe San Francisco Fou…Mufg Union Bank Found…National Association …Umpqua Bank Charitabl…Opportunity Finance N…The James Irvine Foun…Tides FoundationCathay Bank FoundationLatino Community Foun…Silicon Valley Commun…
Wells Fargo FoundationMN27.6× affinity12 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Wells Fargo Foundation · Citi Foundation · The San Francisco Foundation · Mufg Union Bank Foundation Ag · National Association for Latino Community Asset Builders · Umpqua Bank Charitable Foundation · Opportunity Finance Network · The James Irvine Foundation · Tides Foundation · Cathay Bank Foundation · Latino Community Foundation · Silicon Valley Community Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization California Association for Microenterprise Opportunity funds: left to right is the share of its income from government, bottom to top the share from California Association for Microenterprise Opportunity. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 10%6%23%51%90%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    1get no government money at all
    6report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 30 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home