California · Nonprofit
First Community Capital Inc
First Community Capital Inc (California) receives grants from 7 organizations whose IRS filings report $379,000 to it, the largest being THE SAN FRANCISCO FOUNDATION ($250,000). 2 of them have funded it in more than one year, and 69% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $1.1M
- Funders on record
- 7
- Grants received
- $379k
- Net assets
- $1.1M
What First Community Capital Inc does
Mission
First Community Capital, Inc. (FCCI) is a certified Community Development Financial Institution (CDFI) dedicated to expanding access to affordable capital and technical assistance for small businesses and individuals, with a focus on low- and moderate-income communities across Southern California.
As stated on its FY2025 Form 990.
Program
Impact at a Glance (FY 2025) 140 Total Loans Deployed 462 Clients Supported Through Technical Assistance 86 Jobs Created or Retained 83% of clients are low-income, and 95% are considered low- to moderate-incomeExpanding Access to Capital FCCI provides responsible and flexible financing solutions, including microloans, small business loans, startup loans, and small-dollar consumer loans. These offerings help clients launch, stabilize, and grow their businesses while improving overall financial stability. Comprehensive Technical Assistance FCCI pairs capital with practical, results-driven coaching to support long-term success. Services include business planning and strategy, credit education and financial literacy, digital marketing, and capital readiness support. In FY 2025, FCCI served 462 clients through technical assistance.Driving Economic Growth FCCI strengthens local economies by supporting small business development, facilitating job creation and retention, and expanding access to responsible financial products. Growing Impact Over Time FCCI continues to demonstrate steady growth through increased lending activity, expanded technical assistance reach, and strong outcomes in…
$388,892 spentof which $5,060 as grants$124,693 earned by the program100% of program spending
The program described on its FY2024 Form 990. Program spending in total: $388,892.
The organization over time
Each line starts at 100 in 2020, so what you read is the shape rather than the size: 150 means half as much again as 2020, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $1.3M to $2.2M (+68%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2022 93% · 2023 42% · 2024 54% · 2025 72%. Grants only. Government contracts and fees sit inside program revenue.
88% of First Community Capital Inc’s revenue is contributions — more donation-reliant than the typical peer (16% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 6 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Tchaidor Jay Diallo
President & CEO
Board chair
Mark Davis
Chairman
As listed on its FY2025 Form 990.
Who funds it, year by year
2021 → 2023: the base broadened from 1 funder to 3 funders, grant income rose $9k → $125k.
2 of 7 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 69% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of First Community Capital Inc’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
First Community Capital Inc leans on a few funders — its largest provides 66% of grant income and the top three 87%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
88% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund First Community Capital Inc.
Largest funder’s share by year: 2021 100% · 2022 89% · 2023 80% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
69% of First Community Capital Inc's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $119k that is directly attributable, 75% of it comes from California funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $260k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
First Community Capital Inc runs a healthier operating margin than three-quarters of the 1,012 employment nonprofits its size.
this organization peer median middle 50% of peers· 1,012 employment nonprofits $1M–$10M, FY2025
Government funding First Community Capital Inc receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $779k on record.
- Department of the Treasury$779k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like First Community Capital Inc
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In California
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
76% of spending goes to programs.
Governance
Public support
98%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for First Community Capital Inc: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds First Community Capital Inc?
- First Community Capital Inc (California) receives grants from 7 organizations whose IRS filings report $379,000 to it, the largest being THE SAN FRANCISCO FOUNDATION ($250,000). 2 of them have funded it in more than one year, and 69% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does First Community Capital Inc have?
- IRS filings report 7 organizations giving $379,000 in grants to First Community Capital Inc, 2 of which have funded it in more than one year.
- Who is the largest funder of First Community Capital Inc?
- THE SAN FRANCISCO FOUNDATION is the largest funder on record, with $250,000 in grants. The full list of funders is on this page.
- How can an organization like First Community Capital Inc find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds First Community Capital →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2020–2025), and the filings of 7 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing