New York · Nonprofit
YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND
YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND (New York) receives grants from 7 organizations whose IRS filings report $158,256 to it, the largest being G A FOWLER FAMILY FOUNDATION ($75,000). 2 of them have funded it in more than one year.
- Revenue FY2025
- $649M
- Funders on record
- 7
- Grants received
- $158k
- Net assets
- $1.1B
What Young Men's Christian Association Retirement Fund does
Mission
The mission of the YMCA Retirement Fund is to partner with YMCAs to help those who serve others build a foundation for financial security in retirement.
As stated on its FY2025 Form 990.
Program
The ymca retirement fund provided monthly annuity payments to approximately 17,116 retired ymca employees with an average annual annuity of approximately $20,668. During the fiscal year ended june 30, 2024, the ymca retirement fund provided benefits (including death and disability benefits) in excess of $509,558,000. The following bundled benefits are provided to all participating ymca's: retirement plan: a defined contribution money purchase church pension plan that is intended to satisfy the qualification requirements of section 401(a) of the internal revenue code (code). Tax-deferred savings plan: a retirement income account plan as defined in section 403(b)(9) of the code. Life annuities to retirees: the ymca retirement fund provides annuities based upon accumulated account balances in the retirement plan and tax-deferred savings plan to participants of retirement age. Death and disability benefits: retirement death and disability benefits are provided to participants or their beneficiaries upon death or permanent total disability.
$559,509,252 spentof which $260,251 as grants$171,379,563 earned by the program100% of program spending
The program described on its FY2023 Form 990. Program spending in total: $559,509,252.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $7.1B to $8.8B (+24%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
0% of YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND’s revenue is contributions — more reliant on donations than three-quarters of its peers (0% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 6 of the last 9 reported years ran a deficit.
reserve
Who funds it, year by year
2017 → 2023: the base narrowed from 3 funders to 1 funder, grant income fell $25k → $10k.
1 of 7 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 3% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND leans on a few funders — its largest provides 47% of grant income and the top three 86%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
Largest funder’s share by year: 2017 60% · 2018 66% · 2019 95% · 2020 91% · 2021 50% · 2022 67% · 2023 100% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND draws 62% of its grant income from funders outside New York, across 3 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $5k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND's revenue grew 26% between 2017 and 2025.
this organization peer median middle 50% of peers· 39 membership benefit nonprofits over $100M, FY2025
Organizations like YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In New York
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
97% of spending goes to programs.
Governance
Footprint & structure
Files a return copy in 1 state
Part of a family of 742 related entities
- State YMCA of Maine · exempt
- Mount Desert Island YMCA · exempt
- Auburn-Lewiston YMCA · exempt
- YMCA of Southern Maine · exempt
- Kennebec Valley YMCA · exempt
Screen this organization
A dated, signed PDF of the compliance screen for YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND?
- YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND (New York) receives grants from 7 organizations whose IRS filings report $158,256 to it, the largest being G A FOWLER FAMILY FOUNDATION ($75,000). 2 of them have funded it in more than one year.
- How many funders does YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND have?
- IRS filings report 7 organizations giving $158,256 in grants to YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND, 2 of which have funded it in more than one year.
- Who is the largest funder of YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND?
- G A FOWLER FAMILY FOUNDATION is the largest funder on record, with $75,000 in grants. The full list of funders is on this page.
- How can an organization like YOUNG MEN'S CHRISTIAN ASSOCIATION RETIREMENT FUND find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in New York. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 7 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing