Skip to content
Plinth
Foundation DossiersAlso receives grants — funding profile →
Plinth

· Public charity

Ohio Credit Union Foundation

The OHIO CREDIT UNION FOUNDATION supports educational and outreachinitiatives that promote financial independence through credit unions.

$114k
Granted FY2024still arriving
7
Grants FY2024still arriving
2
States reached
$23k
Largest
01What you fundRead
02The needRead
03Your edgeRead
04Your fieldRead
01What you fund
01100% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2017–2024.

Community Improvement$272kMembership Benefit$210kHuman Services$208kPublic Safety & Disaster$138kEmployment$95kEducation$77kPhilanthropy$42kInternational$35kOther$0
02FY2024 · 7 grants

Where the money goes

Your grants by size, and where they go.

The 7 grants below total $86,562 — the rows itemised in this filing. The $114,048 headline is the total grant expense reported on the return, so the remaining $27,486 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.

By grant size · FY2024

  • Under $10k4 grants · $33k
  • $10k–50k3 grants · $54k
$9,185
Median grant
2
States reached
$2.0M
Total assets
Largest grants
RecipientAmount
TRUECORE FEDERAL CREDIT UNION$23,245
CENTURY FEDERAL CREDIT UNION$20,595
NUEVA ESPERANZA COMMUNITY CREDIT UNION$10,000
EDUCATIONAL COMMUNITY ALLIANCE CREDIT UNION$9,185
COMMUNITY STAR CREDIT UNION$8,941
TOPMARK FEDERAL CREDIT UNION$7,406
GREATER WAYNE COMMUNITY FCU$7,190
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Dollar for dollar, your grants (FY17–24) land where the poverty rate runs at 14%, against an area that typically sits at 11%. 77% of your dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 11%CENTURY FEDERAL CREDIT UNION: $21k → 11%NATIONAL CREDIT UNION FOUNDATION: $25k → 10%MIDUSA CU: $10k → 6%DYNAMIC FEDERAL CREDIT UNION: $15k → 8%LAKE COUNTY EDUCATIONAL FCU: $10k → 9%COMMODORE PERRY FCU: $11k → 10%TRUECORE FCU: $32k → 10%FIRST MIAMI STUDENT & ALUMNI FCU: $16k → 12%BUCKEYE STATE CREDIT UNION: $24k → 13%COMMUNITY STAR CU: $10k → 13%ST JOSEPH'S CANTON PARISH FCU: $10k → 13%ABBEY CREDIT UNION: $30k → 14%NORTHWEST OHIO CREDIT UNION OUTREACH ALLIANCE: $50k → 15%KRATON BELPRE FCU: $10k → 15%SEVEN SEVENTEEN CU: $10k → 16%CLEVERLAND HEIGHTS TEACHERS CU: $10k → 17%JEEP COUNTRY FCU: $16k → 18%ATOMIC CREDIT UNION: $35k → 20%OHIO UNIVERSITY CU: $10k → 22%DESCO FEDERAL CREDIT UNION: $10k → 22%NATIONAL CREDIT UNION FOUNDATION: $13k → 10%DYNAMIC FCU: $10k → 8%TRUECORE FEDERAL CREDIT UNION: $23k → 10%BUCKEYE STATE CREDIT UNION: $23k → 13%ABBEY CU: $16k → 14%EDUCATION FIRST CREDIT UNION: $35k → 15%EMERALD CREDIT UNION: $26k → 17%ATOMIC CU: $15k → 20%NATIONAL CREDIT UNION FOUNDATION: $10k → 10%TRUECORE FEDERAL CREDIT UNION: $16k → 10%LAKE COMMUNITY FCU: $10k → 13%ABBEY CU: $10k → 14%EMERALD CREDIT UNION: $10k → 17%TOLEDO URBAN FEDERAL CREDIT UNION: $50k → 18%ATOMIC CREDIT UNION: $14k → 20%NATIONAL CREDIT UNION FOUNDATION: $10k → 10%TRUECORE FEDERAL CREDIT UNION: $10k → 10%TOWPATH CREDIT UNION: $10k → 13%TOLEDO URBAN FCU: $30k → 18%ATOMIC CU: $14k → 20%DAY AIR CREDIT UNION: $17k → 14%NOTEWORTHY FCU: $15k → 17%TOLEDO URBAN FCU: $26k → 18%DAY AIR CU: $10k → 14%BRIDGE CREDIT UNION: $10k → 15%GREATER CLEVELAND COMMUNITY CU: $10k → 17%SUN FEDERAL CREDIT UNION: $24k → 18%NOTEWORTHY FCU: $10k → 17%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

04

Where the work is directed

The same grants, placed two ways — where each recipient sits, and where its stated purpose earmarks the money.

About 7% of Ohio Credit Union Foundation’s grant dollars are earmarked, by their stated purpose, for a different county than the recipient’s own address — money that lands at a nonprofit in one place but is meant to do its work in another. Read by recipient address, 89% of the giving stays in OH; read by stated purpose it is 83% — less of the work is directed home than the recipients' locations suggest.

Ohio Credit Union Foundationlessmore of its giving
Placed by recipient address

Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the foundation’s own 990 grant descriptions.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

65%of every dollar goes to organizations you’ve funded before.
$735k · 19 repeat orgs$403k to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +87% since the first grant, against +54% for the ones you funded once.

19 repeat relationships — 4 still active in FY2024, 15 since wound down; 3 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

19
29

Total granted

$735k
$366k

Median revenue growth · since first grant

+87%
+54%

Still filing today

47%
52%

New vs renewed · share of each year

In FY2024, 57% of grant dollars renewed an existing relationship; $37k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • 7A
    718 ATOMIC CREDIT UNION INC
    4× · 2018–2023 · $78k · revenue +142%
  • 0A
    0220 ABBEY CREDIT UNION INC
    3× · 2017–2022 · $63k · revenue +137%
  • BS
    BUCKEYE STATE CREDIT UNION
    2× · 2017–2018 · $47k · revenue +87%

Funded once

  • NO
    NORTHWEST OHIO CREDIT UNION OUTREACH ALLIANCE
    one grant, 2023 · $50k
  • WF
    WORLDWIDE FOUNDATION FOR CREDIT UNIONS INC
    one grant, 2022 · $35k · revenue -46%
  • EF
    EDUCATION FIRST CREDIT UNION INCgraduated
    one grant, 2022 · $35k · revenue +27%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Credit Union of America

Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…

—
2
Best Financial Credit Union

To inspire, empower and improve the qualify of life for our members and our communities.

—
3
Genfed Financial Credit Union Inc

To provide lending, savings, and other financial services to its members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members' status as owners.

—
4
Advantage One Credit Union

Serving the community by providing convenient financial services you trust.

—
5
Credit Unions in the State of California Sierra Central Credit Union

As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.

—
6
Superior Credit Union Inc

We promise to simplify your life. we promise to work in your best interest. we promise to help you build your financial future. we promise to provide products and services relevant to your needs. we promise to protect your privacy.

Arts & Culture
7
County-City Credit Union

To help our members meet financial challenges in a responsive, convenient, friendly and caring manner; and to help them find financial security with competitive products and services.

—
8
Credit Union of Georgia

The credit union is a cooperative organized to provide members thrift savings and borrowings.

—
9
Us Employees Credit Union

Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Public Benefit
10
Iron County Community Credit Union

The iron county community credit union is a member-owned community based financial co-operative, whose goal is to become its members' preferred financial institution, offering a reasonable range of financial services at fair and reasonable…

—
11
Me Employees Credit Union

We are a cooperative, nonprofit corporation, incorporated to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social…

—
12
Americu Credit Union

Americu credit union strives to be the primary financial resource for its members. our mission is to exceed member expectations and build beneficial and lasting relationships by providing excellent financial services.

—

For reference, the grantee most central to the portfolio’s shape is The Ohio Educational Credit Union Inc and the most unlike its peers is 1387 Nueva Esperanza. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

Your grantees are a median of 57 years old; the field is 20. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number19%0%<5yr12%0%5–10yr18%0%10–20yr15%0%20–35yr16%4%35–55yr21%96%55yr+
THE FIELDby orgYOUR MONEYby value19%0%<5yr12%0%5–10yr18%0%10–20yr15%0%20–35yr16%10%35–55yr21%90%55yr+

The field is 19% startups (under 5 years old) — 0% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close — 0.0% lost their exemption, against 12% of the field you don’t fund.

orgs you fund
0.0%0/51
the rest of the field
12%
5,047/43,073

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

05the grantee network

27 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 27 of the 51 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

0
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
26/27
Grantees still filing
23/27
Grew since you first funded

Where your money sits — by cause, then by grantee

TOLEDO URBAN FEDERAL CREDIT UNION FOUNDATION INC — $106,000 · OtherTOLEDO URBAN FEDERAL CREDIT UNION FOUNDATION INCTRUECORE FCU — $90,152 · OtherTRUECORE FCU718 ATOMIC CREDIT UNION INC — $78,437 · Other718 ATOMIC CREDIT UNION INC0220 ABBEY CREDIT UNION INC — $62,734 · Other0220 ABBEY CREDIT UNION INCNATIONAL CREDIT UNION FOUNDATION — $57,500 · OtherNORTHWEST OHIO CREDIT UNION OUTREACH ALLIANCE — $50,000 · OtherBUCKEYE STATE CREDIT UNION — $46,949 · OtherEMERALD CREDIT UNION — $42,176 · Other+42 more — $569,889 · Other+42 moreWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC — $35,000 · International
Other$1,103,837International$35,000

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ your share of their budget718 ATOMIC CREDIT UNION INC — $78,437 over 4y, 0.1% of budget0220 ABBEY CREDIT UNION INC — $62,734 over 3y, 0.5% of budgetNATIONAL CREDIT UNION FOUNDATION — $57,500 over 4y, 0.4% of budgetBUCKEYE STATE CREDIT UNION — $46,949 over 2y, 0.4% of budgetEMERALD CREDIT UNION — $42,176 over 3y, 1.2% of budgetWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC — $35,000 over 1y, 0.9% of budgetEDUCATION FIRST CREDIT UNION INC — $34,500 over 1y, 0.4% of budget1307 DAY AIR CREDIT UNION — $32,000 over 3y, 0.1% of budgetCentury Credit Union — $20,595 over 1y, 0.2% of budget1387 NUEVA ESPERANZA — $20,000 over 2y, 5.0% of budgetCOMMUNITY STAR CREDIT UNION — $18,941 over 2y, 0.2% of budget944 PILLAR CREDIT UNION — $15,255 over 2y, 0.3% of budgetCLEVELAND HTS TEACHERS CREDIT UNION — $10,000 over 1y, 3.7% of budget138 TOWPATH CREDIT UNION INC — $10,000 over 1y, 0.1% of budget1381 RIVER VALLEY CREDIT UNION INC — $10,000 over 1y, 0.1% of budgetBAY AREA CREDIT UNION INC — $10,000 over 1y, 0.3% of budgetTHE OHIO EDUCATIONAL CREDIT UNION INC — $10,000 over 1y, 0.1% of budgetGREATER CLEVELAND COMMUNITY CREDIT UNION INC — $10,000 over 1y, 1.2% of budgetOUCU FINANCIAL CREDIT UNION FKA OHIO UNIVERSITY CREDIT UNION — $10,000 over 1y, 0.1% of budgetSEVEN SEVENTEEN CREDIT UNION INC — $10,000 over 1y, 0.0% of budgetBRIDGE CREDIT UNION — $10,000 over 1y, 0.1% of budgetMYUSA CREDIT UNION INC — $10,000 over 1y, 0.1% of budgetSCOTT ASSOCIATES CREDIT UNION — $10,000 over 1y, 1.8% of budgetPATHWAYS FINANCIAL CREDIT UNION — $9,550 over 1y, 0.1% of budgetEDUCATIONAL COMMUNITY ALLIANCE CREDIT UNION INC — $9,185 over 1y, 0.3% of budget1134 CREDIT UNION OF OHIO — $5,072 over 1y, 0.1% of budgetWORLD COUNCIL OF CREDIT UNIONS INC — $5,000 over 1y, 0.0% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a set of overlaps that mostly run through you, not between each other.

Inclusiv Inc
Inclusiv IncNY15.5× affinity5 shared granteesties to 0 of 0Hover any node to trace its alignments.Compare side by side →

Open a dossier: Inclusiv Inc

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Ohio Credit Union Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
’20’21’22’23’24’25
no gov · 00%0%1%3%5%your share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    2report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 51 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home