Massachusetts · Nonprofit
LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION
LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION (Massachusetts) receives grants from 31 organizations whose IRS filings report $2,498,399 to it, the largest being HEALTH RESOURCES IN ACTION INC ($600,000). 22 of them have funded it in more than one year.
- Revenue FY2025
- $3.9M
- Funders on record
- 31
- Grants received
- $2.5M
- Net assets
- $3.3M
What Lower Cape Cod Community Develop- Ment Corporation does
Mission
To nurture a vibrant lower cape region by promoting environmental and economic sustainability, expanding opportunities for low-and moderate- income residents, and preserving our unique cultural and historic character.
As stated on its FY2025 Form 990.
Programs
Housing advocacy program to work with towns on the lower cape to create more opportunities for affordable housing for year round residents and a first time homebuyers program to provide education to year round residents at or below 80% of medium income.
$2,636,626 spent100% of program spendingHousing rental programs - manages 72 affordable rental homes across lower cape cod, including studios to 3 bedrooms, stand-alones to multi-family providing housing for 140 people. Additionally, the program manages 28 units of market rate (not affordable units) studios to three bedroom. Providing housing for 54 people.
Business development - providing access to capital through micro loans, offering one-on-one guidance and educational workshops and supporting local fishing/shellfishing businesses with expertise.
Other housing programs
The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $2,636,626.
The organization over time
Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $10M to $11M (+7%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2018 60% · 2019 56% · 2020 47% · 2021 47% · 2022 51% · 2023 37% · 2024 24% · 2025 41%. Grants only. Government contracts and fees sit inside program revenue.
64% of LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION’s revenue is contributions — more donation-reliant than the typical peer (39% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Jay Coburn
CEO
Board chair
Carole Ridley
Chair
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 6 funders to 13 funders, grant income rose $55k → $456k.
6 of 31 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 37% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION’s funders (the co-funder graph). Top 30 of 31 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION has a broad base — no single funder exceeds 24% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
69% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION.
Largest funder’s share by year: 2017 30% · 2018 20% · 2019 20% · 2020 30% · 2021 43% · 2022 35% · 2023 44% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
44% of LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION's funders are still giving 3 years after their first grant; 71% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
85% of LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION's grant income comes from Massachusetts funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $925k arriving through sponsors registered in 5 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION holds deeper cash reserves than three-quarters of the 2,196 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025
Government funding LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $508k on record.
- Department of Agriculture$508k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Massachusetts
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
74% of spending goes to programs.
Governance
Public support
99%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 1 related entity
- Thankful Chase Pathways LLC · disregarded
Screen this organization
A dated, signed PDF of the compliance screen for LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION?
- LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION (Massachusetts) receives grants from 31 organizations whose IRS filings report $2,498,399 to it, the largest being HEALTH RESOURCES IN ACTION INC ($600,000). 22 of them have funded it in more than one year.
- How many funders does LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION have?
- IRS filings report 31 organizations giving $2,498,399 in grants to LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION, 22 of which have funded it in more than one year.
- Who is the largest funder of LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION?
- HEALTH RESOURCES IN ACTION INC is the largest funder on record, with $600,000 in grants. The full list of funders is on this page.
- How can an organization like LOWER CAPE COD COMMUNITY DEVELOP- MENT CORPORATION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Lower Cape Cod Community Develop- Ment →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 31 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing