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Massachusetts · Nonprofit

FITMONEY INC

FITMONEY INC (Massachusetts) receives grants from 22 organizations whose IRS filings report $3,604,484 to it, the largest being FISHER KOCH FAMILY FOUNDATION ($2,485,642). 13 of them have funded it in more than one year.

Revenue FY2025
$933k
Funders on record
22
Grants received
$3.6M
Net assets
$376k
13/22 repeat fundersgrants exceed reported revenue in one year
01What it does

What Fitmoney Inc does

Mission

Fitmoney's mission is to expand access to high-quality, unbiased financial literacy education for k-12 students. The organization provides free classroom-ready curriculum, digital learning resources and interactive tools that help students build essential financial knowledge and skills. Fitmoney's resources are provided to educators and schools and can also be accessed directly by students and families.

As stated on its FY2025 Form 990.

Program

On its FY2024 return the organization reported a significant change in how it conducts a program.

During the year, fitmoney expanded the reach of its existing financial literacy programs by strengthening school-based access with single sign-on integration with commonly used learning platforms. These activities represented an expansion of existing services rather than the launch of a separate new program.

Its own explanation, from Schedule O of that return (Part III, line 3).

  1. Program name: financial literacy education programsfitmoney provides free financial literacy education to k-12 students through school-based and digital programs. Its curriculum is designed to be unbiased, age-appropriate and accessible at no cost to students. Programs include classroom-ready lessons, educator resources and interactive digital tools that support student engagement and learning. Fitmoney partners with school, districts and education organizations to integrate financial literacy into existing instructional settings and to reduce barriers to access for students and families.

    $439,485 spent
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $439,485.

02The organization over time

The organization over time

Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended.

100 = 20192019 Revenue 100 ($102k) Expenses 100 ($111k) Net assets 100 ($69k)2020 Revenue 192 ($196k) Expenses 196 ($218k) Net assets 68 ($47k)2021 Revenue 462 ($472k) Expenses 338 ($376k) Net assets 216 ($149k)2022 Revenue 1008 ($1.0M) Expenses 1008 ($1.1M) Net assets 82 ($57k)2023 Revenue 1105 ($1.1M) Expenses 980 ($1.1M) Net assets 137 ($95k)2024 Revenue 637 ($650k) Expenses 534 ($594k) Net assets 219 ($151k)2025 Revenue 914 ($933k) Expenses 636 ($707k) Net assets 546 ($376k)
2019202020212022202320242025
Revenue (914)Expenses (636)Net assets (546)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $172k to $413k (+139%).

$69k
$55k
$161k
$73k
$118k
$172k
$413k
2019202020212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 7 reported years ran a deficit.

−$9k
’19
−$22k
’20
$96k
’21
−$92k
’22
$38k
’23
$56k
’24
$226k
’25
4.9
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

The chief executive listed changed between the FY2023 and FY2024 filings.

20212022202320242025
Listed710101212
Joined·+4+0+2+6
No longer listed·1006
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 2 funders to 14 funders, grant income rose $135k → $700k.

5 of 22 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 19% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of FITMONEY INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

FITMONEY INC leans on a few funders — its largest provides 69% of grant income and the top three 86%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

69%
largest funder
86%
top three
~2
effective funders

Largest funder’s share by year: 2017 74% · 2018 80% · 2020 91% · 2021 97% · 2022 93% · 2023 71% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

100% of FITMONEY INC's funders are still giving 3 years after their first grant; 59% give in more than one year at all.

first grant+1y+2y+3y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

FITMONEY INC draws 90% of its grant income from funders outside Massachusetts, across 6 states in all.

ME
NY
MA
OH
CT
DE

In-state vs out-of-state, by year

’17
’18
’20
’21
’22
’23
Massachusetts out of state home

Funder states come from each funder’s own filing. $688k arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding FITMONEY INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $5k on record.

State$5k
Top programs
  • (PP) STATE AID/POL SUB$5k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like FITMONEY INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Massachusetts

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

62% of spending goes to programs.

Program 62%Management 12%Fundraising 26%

Governance

11
board members
82%
independent
✓Conflict-of-interest policy✓Whistleblower policy–Document retention✓Board reviewed the 990✓Audited financials

Public support

52%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MA

Screen this organization

A dated, signed PDF of the compliance screen for FITMONEY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds FITMONEY INC?
FITMONEY INC (Massachusetts) receives grants from 22 organizations whose IRS filings report $3,604,484 to it, the largest being FISHER KOCH FAMILY FOUNDATION ($2,485,642). 13 of them have funded it in more than one year.
How many funders does FITMONEY INC have?
IRS filings report 22 organizations giving $3,604,484 in grants to FITMONEY INC, 13 of which have funded it in more than one year.
Who is the largest funder of FITMONEY INC?
FISHER KOCH FAMILY FOUNDATION is the largest funder on record, with $2,485,642 in grants. The full list of funders is on this page.
How can an organization like FITMONEY INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Fitmoney →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2019–2025), and the filings of 22 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing