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Washington · Nonprofit

CHEHALIS TRIBAL LOAN FUND

CHEHALIS TRIBAL LOAN FUND (Washington) receives grants from 8 organizations whose IRS filings report $287,249 to it, the largest being OWEESTA CORPORATION ($84,586). 4 of them have funded it in more than one year.

Revenue FY2025
$1.9M
Funders on record
8
Grants received
$287k
Net assets
$2.0M
4/8 repeat funderspeak grant-dependency 24%
01What it does

What Chehalis Tribal Loan Fund does

Mission

To provide business, personal loans and financial literacy to Chehalis Tribe and surrounding community members.

As stated on its FY2025 Form 990.

Program

  1. To provide business personal loans and financial literacy to Chehalis Tribe and surrounding community members.

    $840,175 spent$1,904,432 earned by the program
    100% of program spending

The program described on its FY2025 Form 990. Program spending in total: $840,175.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($102k) Expenses 100 ($239k) Net assets 100 ($608k)2018 Revenue 291 ($296k) Expenses 66 ($158k) Net assets 123 ($745k)2019 Revenue 257 ($261k) Expenses 121 ($290k) Net assets 118 ($716k)2020 Revenue 244 ($247k) Expenses 105 ($251k) Net assets 117 ($712k)2021 Revenue 197 ($201k) Expenses 85 ($202k) Net assets 117 ($711k)2022 Revenue 303 ($307k) Expenses 87 ($209k) Net assets 133 ($809k)2023 Revenue 494 ($501k) Expenses 134 ($321k) Net assets 163 ($990k)2024 Revenue 431 ($437k) Expenses 180 ($430k) Net assets 164 ($997k)2025 Revenue 1876 ($1.9M) Expenses 368 ($879k) Net assets 333 ($2.0M)
'17'18'19'20'21'22'23'24'25
Revenue (1876)Expenses (368)Net assets (333)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $1.9M to $3.8M (+101%).

$667k
$931k
$1.1M
$1.5M
$1.5M
$1.2M
$1.4M
$1.9M
$3.8M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 27% · 2018 70% · 2019 70% · 2020 69% · 2021 67% · 2022 65% · 2023 69% · 2024 54% · 2025 89%. Grants only. Government contracts and fees sit inside program revenue.

89% of CHEHALIS TRIBAL LOAN FUND’s revenue is contributions — more donation-reliant than the typical peer (60% for the typical peer).

This organization
Typical peer · 4,444 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.

−$137k
’17
$137k
’18
−$29k
’19
−$3k
’20
−$1k
’21
$98k
’22
$180k
’23
$7k
’24
$1.0M
’25
14
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Tamra Denova

Executive director

Board chair

Kevin Bray

Board chairman

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2019 and FY2020, and between the FY2021 and FY2022, and between the FY2023 and FY2024 filings.

'17'18'19'20'21'22'23'24'25
Listed465666666
Joined·+3+1+2+0+1+1+1+0
No longer listed·12101110
03Who funds it

Who funds it, year by year

2017 → 2023: the base held at 1 funder, grant income rose $20k → $30k.

1 of 8 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 2% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of CHEHALIS TRIBAL LOAN FUND’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

CHEHALIS TRIBAL LOAN FUND has a broad base — no single funder exceeds 29% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

79% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CHEHALIS TRIBAL LOAN FUND.

29%
largest funder
68%
top three
~5
effective funders

Largest funder’s share by year: 2017 100% · 2018 87% · 2019 87% · 2020 83% · 2021 67% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

25% of CHEHALIS TRIBAL LOAN FUND's funders are still giving 2 years after their first grant; 50% give in more than one year at all.

first grant+1y+2y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

CHEHALIS TRIBAL LOAN FUND draws 61% of its grant income from funders outside Washington, across 5 states in all.

WA
OR
CO
KY
DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’23
Washington out of state home

Funder states come from each funder’s own filing. $7k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

CHEHALIS TRIBAL LOAN FUND runs a healthier operating margin than three-quarters of the 2,299 community improvement nonprofits its size.

Operating margin54% · top quartile
Months of reserve14.4mo · top quartile
Revenue growth (annualized)44% · top quartile

this organization peer median middle 50% of peers· 2,299 community improvement nonprofits $1M–$10M, FY2025

Government funding CHEHALIS TRIBAL LOAN FUND receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.9M on record.

Federal$1.9M
grants $1.9Mcontracts $0
17
19
21
24
25
Top agencies
  • Department of the Treasury$1.6M
  • Department of Agriculture$239k
  • Small Business Administration$80k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like CHEHALIS TRIBAL LOAN FUND

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Washington

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

96% of spending goes to programs.

Program 96%Management 4%Fundraising 0%

Governance

5
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for CHEHALIS TRIBAL LOAN FUND: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CHEHALIS TRIBAL LOAN FUND?
CHEHALIS TRIBAL LOAN FUND (Washington) receives grants from 8 organizations whose IRS filings report $287,249 to it, the largest being OWEESTA CORPORATION ($84,586). 4 of them have funded it in more than one year.
How many funders does CHEHALIS TRIBAL LOAN FUND have?
IRS filings report 8 organizations giving $287,249 in grants to CHEHALIS TRIBAL LOAN FUND, 4 of which have funded it in more than one year.
Who is the largest funder of CHEHALIS TRIBAL LOAN FUND?
OWEESTA CORPORATION is the largest funder on record, with $84,586 in grants. The full list of funders is on this page.
How can an organization like CHEHALIS TRIBAL LOAN FUND find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Washington. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Chehalis Tribal Loan →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 8 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing