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New Jersey · Nonprofit

CENTRAL JERSEY HOUSING RESOURCE CENTER

CENTRAL JERSEY HOUSING RESOURCE CENTER (New Jersey) receives grants from 21 organizations whose IRS filings report $608,171 to it, the largest being SOMERSET REGAL CHARITABLE FOUNDATION INC ($100,076). 16 of them have funded it in more than one year.

Revenue FY2025
$778k
Funders on record
21
Grants received
$608k
Net assets
$606k
16/21 repeat funderspeak grant-dependency 11%
01What it does

What Central Jersey Housing Resource Center does

Mission

The Central Jersey Housing Resource Center (cjhrc), formerly known as somerset county council on affordable housing (sccoah), is a non-profit alliance of representatives from corporate and financial institutions, the real estate and development communities, social service providers, government leaders and housing advocates, working locally to resolve issues facing households who are struggling to find housing that meets their needs and means.

As stated on its FY2025 Form 990.

Programs

  1. Acts as administrative agent for units in 4 new jersey municipalities equating to being responsible for administering the mandated affordability controls of approximately 828 units of affordable housing (restricted units). Restricted units are limited to very low, low- and moderate-income households (those earning less than 80% of median income).

    $263,278 spent$312,628 earned by the program
    41% of program spending
  2. The Central Jersey Housing Resource Center (cjhrc) is a hud-certified, full service counseling agency providing pre-purchase, post-purchase, rental, homeless and delinquency/foreclosure counseling. The agency and its staff are known as leaders in providing housing information, counseling and referral services to meet the needs of very low-, low- and moderate-income people hoping to attain affordable housing or to overcome their housing obstacles. They provide outreach programs and services that result in assisting approximately 1,611 clients a year.

    $380,409 spent$10,791 earned by the program
    59% of program spending

The 2 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $643,687.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($576k) Expenses 100 ($520k) Net assets 100 ($411k)2018 Revenue 100 ($576k) Expenses 109 ($565k) Net assets 103 ($423k)2019 Revenue 101 ($584k) Expenses 111 ($578k) Net assets 104 ($428k)2020 Revenue 113 ($652k) Expenses 114 ($593k) Net assets 119 ($487k)2021 Revenue 109 ($629k) Expenses 119 ($620k) Net assets 121 ($496k)2022 Revenue 130 ($750k) Expenses 144 ($748k) Net assets 121 ($498k)2023 Revenue 128 ($740k) Expenses 136 ($707k) Net assets 129 ($531k)2024 Revenue 131 ($754k) Expenses 142 ($737k) Net assets 133 ($548k)2025 Revenue 135 ($778k) Expenses 139 ($720k) Net assets 148 ($606k)
'17'18'19'20'21'22'23'24'25
Revenue (135)Expenses (139)Net assets (148)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $510k to $585k (+15%).

$453k
$454k
$452k
$510k
$585k
$653k
$616k
$610k
$617k
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 11% · 2018 17% · 2019 11% · 2020 13% · 2021 13% · 2022 9% · 2023 13% · 2024 9% · 2025 6%. Grants only. Government contracts and fees sit inside program revenue.

55% of CENTRAL JERSEY HOUSING RESOURCE CENTER’s revenue is contributions — more donation-reliant than the typical peer (38% for the typical peer).

This organization
Typical peer · 8,355 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$57k
’17
$12k
’18
$5k
’19
$59k
’20
$9k
’21
$2k
’22
$33k
’23
$17k
’24
$58k
’25
9.3
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed171718181816161818
Joined·+1+1+0+2+1+1+2+2
No longer listed·10023102
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 5 funders to 9 funders, grant income rose $37k → $63k.

5 of 21 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 40% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of CENTRAL JERSEY HOUSING RESOURCE CENTER’s funders (the co-funder graph). Top 20 of 21 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

CENTRAL JERSEY HOUSING RESOURCE CENTER has a broad base — no single funder exceeds 16% of grant income, and it takes 4 funders to reach half.

the vertical line marks half of all grant income — 4 funders to its left

40% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CENTRAL JERSEY HOUSING RESOURCE CENTER.

16%
largest funder
41%
top three
~10
effective funders

Largest funder’s share by year: 2017 54% · 2018 58% · 2019 36% · 2020 28% · 2021 38% · 2022 26% · 2023 34% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

67% of CENTRAL JERSEY HOUSING RESOURCE CENTER's funders are still giving 3 years after their first grant; 76% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

73% of CENTRAL JERSEY HOUSING RESOURCE CENTER's grant income comes from New Jersey funders.

ME
MN
NJ
CT
NC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
New Jersey out of state home

Funder states come from each funder’s own filing. $243k arriving through sponsors registered in 5 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

CENTRAL JERSEY HOUSING RESOURCE CENTER runs a healthier operating margin than half of the 5,255 housing & shelter nonprofits its size.

Operating margin7% · above the median
Months of reserve9.3mo · above the median
Revenue growth (annualized)4% · below the median

this organization peer median middle 50% of peers· 5,255 housing & shelter nonprofits $100k–$1M, FY2025

Government funding CENTRAL JERSEY HOUSING RESOURCE CENTER receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $15k on record.

Federal$15k
grants $15kcontracts $0
Top agencies
  • Department of Housing and Urban Development$15k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like CENTRAL JERSEY HOUSING RESOURCE CENTER

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In New Jersey

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

89% of spending goes to programs.

Program 89%Management 11%Fundraising 0%

Governance

18
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

99%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

NJ

Screen this organization

A dated, signed PDF of the compliance screen for CENTRAL JERSEY HOUSING RESOURCE CENTER: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CENTRAL JERSEY HOUSING RESOURCE CENTER?
CENTRAL JERSEY HOUSING RESOURCE CENTER (New Jersey) receives grants from 21 organizations whose IRS filings report $608,171 to it, the largest being SOMERSET REGAL CHARITABLE FOUNDATION INC ($100,076). 16 of them have funded it in more than one year.
How many funders does CENTRAL JERSEY HOUSING RESOURCE CENTER have?
IRS filings report 21 organizations giving $608,171 in grants to CENTRAL JERSEY HOUSING RESOURCE CENTER, 16 of which have funded it in more than one year.
Who is the largest funder of CENTRAL JERSEY HOUSING RESOURCE CENTER?
SOMERSET REGAL CHARITABLE FOUNDATION INC is the largest funder on record, with $100,076 in grants. The full list of funders is on this page.
How can an organization like CENTRAL JERSEY HOUSING RESOURCE CENTER find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in New Jersey. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Central Jersey Housing Resource Center →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 21 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing