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Workers Federal Credit Union Fka Workers' Credit Union at a glance

· Public charity

Workers Federal Credit Union Fka Workers' Credit Union

The organization is a state chartered credit union that serves members who live or work in massachusetts.

$420k
Granted FY2020
12
Grants FY2020
2
States reached
$209k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead

Read this first · the figures below need context

64% of Workers Federal Credit Union Fka Workers' Credit Union’s FY2020 grant dollars went to United Way Of North Central Mass Inc, not to grantees.

Its money now reaches organizations through that sponsor, which does not report who recommended each grant. FY2020 names 11 organizations directly, so a portfolio cannot be read from it.

Organizations named directly on the return

6
’19
11
’20

Amber years are those where most dollars went to a sponsor.

01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2019 to 2020.

Philanthropy$419kHealth$50kHousing & Shelter$29kArts & Culture$15kEducation$15kCommunity Improvement$10kScience & Tech$10kCrime & Legal$5kOther$0
02FY2020 · 12 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 12 grants below total $328,865, the rows itemized in this filing. The $420,039 headline is the total grant expense on the return; the other $91,174 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2020

  • Under $10k8 grants · $43k
  • $10k–50k2 grants · $26k
  • $50k–250k2 grants · $259k
$5,000
Median grant
2
States reached
$0
Total assets
Largest grants
RecipientAmount
UNITED WAY OF NORTH CENTRAL MASS INC$209,456
HEYWOOD HEALTHCARE$50,000
HABITAT FOR HUMANITY$16,409
MONTY TECH FOUNDATION$10,000
NEWVUE COMMUNITIES$8,000
NORTH CENTRAL MA DEVELPMENT CORPORATION$5,000
NORTH CENTRAL MA CHAMBER OF COMMERCE$5,000
NAACP$5,000
NORTH STAR FAMILY SERVICES$5,000
DISCOVERY MUSEUM$5,000
MONTACHUSETT OPPORTUNITY COUNCIL$5,000
SIZER SCHOOL FOUNDATION$5,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY20–20, $10k) land where the poverty rate runs at 11%, against an area that typically sits at 6%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 6%MONTACHUSETT OPPORTUNITY COUNCIL: $5k → 11%NORTH STAR FAMILY SERVICES: $5k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
North Central Mass Chamber of Commerce

To foster and improve the general economic conditions of the north central massacusetts area through promotional and educational efforts.

—
2
Newvue Affordable Housing Corporation

Newvue affordable housing corporation is a nonprofit organization that develops and provides affordable housing to low and moderate income households in north central massachusetts.

—
3
Newton Community Service Centers Inc

Family access empowers and strengthens families and the community by providing programs that nurture child development, prevent trauma, promote effective parenting skills, and support working parents. for more than 117 years, family access…

—
4
Northeast Business Group On Health Inc

Empowering our members to drive excellence and achieve the highest value in healthcare delivery and the consumer experience.

—
5
Needham Historical Society Inc

The Needham Historical Society (d/b/a Needham History Center & Museum) is a local non-profit whose mission is to engage and educate the community about the history of the town and its people, and to preserve the treasures of Needham's…

Arts & Culture
6
Neighborhealth Corporation

Neighborhealth's mission is to promote and sustain healthy communities, families, and individuals by providing accessible, person-centered, and compassionate, high-quality health care services to all who live and work in our service area,…

Health
7
New England Museum Association

New england museum association's mission is to connect a community engaged in learning, collaboration, and action to cultivate a better museum world.

—
8
Massachusetts Fair Housing Center Inc

Mfhc is committed to ending systemic housing discrimination and creating inclusive communities through education, outreach, advocacy, housing counseling and enforcement.

Housing & Shelter
9
Northeast State Community College Foundation

To promote the cause of higher education and the mission of northeast state community college; to expand educational opportunities; and to acquire, manage, and administer foundation funds to achieve those objectives.

Education
10
Masshire North Central Workforce Board Inc

Provide job driven employment and educational services that expand opportunities for young people and adults in north central massachusetts and provide employers with the competitive workforce they need to succeed.

Employment
11
North End Community Health Committee

To operate a community health center providing a full range of health care services including medical, dental, vision, mental health and elder services to residents of the north end, charlestown and west end of boston, massachusetts.

Health
12
Massachusetts Housing Investment Corporation

Mhic's mission is to be an innovative private financier of afforable housing and community development throughout new england, providing financing that would not otherwise be available, and extending the impact of that financing to ensure…

Housing & Shelter
How this is measured
The grantee most central to the portfolio’s shape is Newvue Communities Inc; the most unlike its peers is Making Opportunity Count Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

12 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 12 of the 16 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
12/12
Grantees still filing
9/12
Grew since first funded

Where the money sits, by cause and then by grantee

UNITED WAY OF NORTH CENTRAL MASS INC: $418,815 · PhilanthropyUNITED WAY OF NORTH CENTRAL MASS INCHenry Heywood Memorial Hospital: $50,000 · HealthHenry Hey…NORTH CENTRAL MASSACHUSETTS DEVELOPMENT CORPORATION: $10,000 · OtherNORTH CENT…MONTACHUSETT REGIONAL VOCATIONAL TECHNICAL SCHOOL DISTRICT: $10,000 · OtherMONTACHUSE…JBM SILKSCREEN-LUNENBURG POLICE: $5,400 · OtherJBM SILKSC…FATV-NAMING RIGHTS SPONSOR: $5,000 · OtherFATV-NAMIN…NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION: $5,000 · OtherNORTH CENT…CITY OF FITCHURG: $5,000 · OtherCITY OF FI…NEWVUE COMMUNITIES INC: $8,000 · OtherNEWVUE COM…NAACP EMPOWERMENT PROGRAMS INC: $5,000 · OtherNAACP EMPO…HABITAT FOR HUMANITY INTERNATIONAL INC: $16,409 · InternationalSIZER SCHOOL FOUNDATION INC: $10,000 · EducationNORTH STAR FAMILY SERVICES INC: $5,000 · Human ServicesMAKING OPPORTUNITY COUNT INC: $5,000 · Human ServicesDISCOVERY MUSEUM INC: $5,000 · Arts & CultureFITCHBURG ART MUSEUM: $5,000 · Arts & Culture
Philanthropy$418,815Health$50,000Other$53,400International$16,409Education$10,000Human Services$10,000Arts & Culture$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetUNITED WAY OF NORTH CENTRAL MASS INC: $418,815 over 2y, 5.5% of budgetHenry Heywood Memorial Hospital: $50,000 over 1y, 0.0% of budgetHABITAT FOR HUMANITY INTERNATIONAL INC: $16,409 over 1y, 0.0% of budgetNORTH CENTRAL MASSACHUSETTS DEVELOPMENT CORPORATION: $10,000 over 2y, 0.8% of budgetSIZER SCHOOL FOUNDATION INC: $10,000 over 2y, 25% of budgetNEWVUE COMMUNITIES INC: $8,000 over 1y, 0.4% of budgetNORTH STAR FAMILY SERVICES INC: $5,000 over 1y, 1.0% of budgetDISCOVERY MUSEUM INC: $5,000 over 1y, 0.2% of budgetMAKING OPPORTUNITY COUNT INC: $5,000 over 1y, 0.0% of budgetNAACP EMPOWERMENT PROGRAMS INC: $5,000 over 1y, 0.0% of budgetFITCHBURG ART MUSEUM: $5,000 over 1y, 0.1% of budgetNORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION: $5,000 over 1y, 9.5% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Rollstone Charitable …Hometown Bank Communi…Douglas & Isabelle Cr…United Way of North C…Community Foundation …Greater Worcester Com…George R Wallace Foun…Main Street Group Fou…American Online Givin…Fidelity Investments …Amazonsmile Foundation
Rollstone Charitable Foundation IncMA20× affinity7 shared granteesties to 10 of 10Hover any node to trace its alignments.Compare side by side →

Open a dossier: Rollstone Charitable Foundation Inc · Hometown Bank Community Foundation Inc · Douglas & Isabelle Crocker Foundation · United Way of North Central Mass Inc · Community Foundation of North Central Ma · Greater Worcester Community Foundation Inc · George R Wallace Foundation · Main Street Group Foundation Inc · American Online Giving Foundation Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Workers Federal Credit Union Fka Workers' Credit Union funds: left to right is the share of its income from government, bottom to top the share from Workers Federal Credit Union Fka Workers' Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 30%2%6%14%25%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 12%
  • Newvue Communities Inc: 40% of income from government
  • Making Opportunity Count Inc: 28% of income from government
  • North Star Family Services Inc: 12% of income from government
  • North Central Massachusetts Development Corporation: 10% of income from government
  • Discovery Museum Inc: 3% of income from government
  • Fitchburg Art Museum: 2% of income from government
no gov moneyreceives it· size = income
3get no government money at all
2report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Workers Federal Credit Union Fka Workers' Credit Union?

Find your warmest path to Workers Federal Credit Union Fka Workers' Credit Union through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 16 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2020, released 2020. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Possibly out of date. A more recent filing (FY2021) is on record and reports no grant expense, so the figures above are from FY2020, the most recent year this funder made grants.

Source object · view filing

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More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home