· Public charity
Workers Federal Credit Union Fka Workers' Credit Union
The organization is a state chartered credit union that serves members who live or work in massachusetts.
Read this first · the figures below need context
64% of Workers Federal Credit Union Fka Workers' Credit Union’s FY2020 grant dollars went to United Way Of North Central Mass Inc, not to grantees.
Its money now reaches organizations through that sponsor, which does not report who recommended each grant. FY2020 names 11 organizations directly, so a portfolio cannot be read from it.
Organizations named directly on the return
Amber years are those where most dollars went to a sponsor.
What you funded, over time
Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2019–2020.
Where the money goes
Your grants by size, and where they go.
The 12 grants below total $328,865 — the rows itemised in this filing. The $420,039 headline is the total grant expense reported on the return, so the remaining $91,174 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.
By grant size · FY2020
- Under $10k8 grants · $43k
- $10k–50k2 grants · $26k
- $50k–250k2 grants · $259k
| Recipient | Amount |
|---|---|
| UNITED WAY OF NORTH CENTRAL MASS INC | $209,456 |
| HEYWOOD HEALTHCARE | $50,000 |
| HABITAT FOR HUMANITY | $16,409 |
| MONTY TECH FOUNDATION | $10,000 |
| NEWVUE COMMUNITIES | $8,000 |
| NORTH STAR FAMILY SERVICES | $5,000 |
| DISCOVERY MUSEUM | $5,000 |
| SIZER SCHOOL FOUNDATION | $5,000 |
| NAACP | $5,000 |
| NORTH CENTRAL MA DEVELPMENT CORPORATION | $5,000 |
| MONTACHUSETT OPPORTUNITY COUNCIL | $5,000 |
| NORTH CENTRAL MA CHAMBER OF COMMERCE | $5,000 |
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Your human-services grants (FY20–20, $10k) land where the poverty rate runs at 11%, against an area that typically sits at 6%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
To foster and improve the general economic conditions of the north central massacusetts area through promotional and educational efforts.
Newvue affordable housing corporation is a nonprofit organization that develops and provides affordable housing to low and moderate income households in north central massachusetts.
Family access empowers and strengthens families and the community by providing programs that nurture child development, prevent trauma, promote effective parenting skills, and support working parents. for more than 117 years, family access…
Empowering our members to drive excellence and achieve the highest value in healthcare delivery and the consumer experience.
The Needham Historical Society (d/b/a Needham History Center & Museum) is a local non-profit whose mission is to engage and educate the community about the history of the town and its people, and to preserve the treasures of Needham's…
Neighborhealth's mission is to promote and sustain healthy communities, families, and individuals by providing accessible, person-centered, and compassionate, high-quality health care services to all who live and work in our service area,…
New england museum association's mission is to connect a community engaged in learning, collaboration, and action to cultivate a better museum world.
Mfhc is committed to ending systemic housing discrimination and creating inclusive communities through education, outreach, advocacy, housing counseling and enforcement.
To promote the cause of higher education and the mission of northeast state community college; to expand educational opportunities; and to acquire, manage, and administer foundation funds to achieve those objectives.
Provide job driven employment and educational services that expand opportunities for young people and adults in north central massachusetts and provide employers with the competitive workforce they need to succeed.
To operate a community health center providing a full range of health care services including medical, dental, vision, mental health and elder services to residents of the north end, charlestown and west end of boston, massachusetts.
Mhic's mission is to be an innovative private financier of afforable housing and community development throughout new england, providing financing that would not otherwise be available, and extending the impact of that financing to ensure…
For reference, the grantee most central to the portfolio’s shape is Newvue Communities Inc and the most unlike its peers is Making Opportunity Count Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
12 grantees tracked through their own filings, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.
Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 12 of the 16 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds UNITED WAY OF NORTH CENTRAL MASS INC ↗
- Who funds Henry Heywood Memorial Hospital ↗
- Who funds HABITAT FOR HUMANITY INTERNATIONAL INC ↗
- Who funds NORTH CENTRAL MASSACHUSETTS DEVELOPMENT CORPORATION ↗
- Who funds SIZER SCHOOL FOUNDATION INC ↗
- Who funds NEWVUE COMMUNITIES INC ↗
- Who funds NORTH STAR FAMILY SERVICES INC ↗
- Who funds DISCOVERY MUSEUM INC ↗
- Who funds MAKING OPPORTUNITY COUNT INC ↗
- Who funds NAACP EMPOWERMENT PROGRAMS INC ↗
- Who funds FITCHBURG ART MUSEUM ↗
- Who funds NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: Rollstone Charitable Foundation Inc · Hometown Bank Community Foundation Inc · Douglas & Isabelle Crocker Foundation · United Way of North Central Mass Inc · Community Foundation of North Central Ma · Greater Worcester Community Foundation Inc · George R Wallace Foundation · Main Street Group Foundation Inc · American Online Giving Foundation Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organization Workers Federal Credit Union Fka Workers' Credit Union funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal, a single department, or state — and drag the year to watch it move.
- Newvue Communities Inc — 40% of income from government
- Making Opportunity Count Inc — 28% of income from government
- North Star Family Services Inc — 12% of income from government
- North Central Massachusetts Development Corporation — 10% of income from government
- Discovery Museum Inc — 3% of income from government
- Fitchburg Art Museum — 2% of income from government
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
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How do I get to Workers Federal Credit Union Fka Workers' Credit Union?
Find your warmest path to Workers Federal Credit Union Fka Workers' Credit Union through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.
Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.