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Massachusetts · Nonprofit

NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION

NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION (Massachusetts) receives grants from 3 organizations whose IRS filings report $49,000 to it, the largest being ROLLSTONE CHARITABLE FOUNDATION INC ($22,000). 1 of them have funded it in more than one year.

Revenue FY2025
$69k
Funders on record
3
Grants received
$49k
Net assets
$688k
1/3 repeat funderspeak grant-dependency 39%
01What it does

What North Central Massachusetts Chamber Foundation does

Mission

Scholarships are awarded to highlight the acedemic excellence of high school seniors in the community

As stated on its FY2025 Form 990.

Program

  1. Funds supporting the chamber foundation come predominantly from area companies and individuals - often in memory of a particular person, and are either annual awards or endowments. The chamber's scholarhsip committee selects student winners based on all-around excellence, with demonstrated leadership skills, an outstanding academic record and other achievments and activities, both in and out of school.

    $58,000 spentof which $58,000 as grants
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $58,000.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($80k) Expenses 100 ($46k) Net assets 100 ($553k)2018 Revenue 70 ($56k) Expenses 105 ($49k) Net assets 105 ($581k)2019 Revenue 85 ($68k) Expenses 104 ($48k) Net assets 109 ($606k)2020 Revenue 66 ($52k) Expenses 109 ($50k) Net assets 107 ($592k)2021 Revenue 81 ($65k) Expenses 224 ($104k) Net assets 108 ($597k)2022 Revenue 109 ($87k) Expenses 117 ($54k) Net assets 105 ($579k)2023 Revenue 134 ($107k) Expenses 228 ($106k) Net assets 106 ($589k)2024 Revenue 225 ($179k) Expenses 335 ($156k) Net assets 116 ($643k)2025 Revenue 86 ($69k) Expenses 138 ($64k) Net assets 124 ($688k)
'17'18'19'20'21'22'23'24'25
Revenue (86)Expenses (138)Net assets (124)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $597k to $654k (+9%).

$553k
$581k
$606k
$592k
$597k
$654k
$620k
$643k
$688k
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2023 47% · 2024 56%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.

$33k
’17
$7k
’18
$19k
’19
$2k
’20
−$39k
’21
$32k
’22
$429
’23
$23k
’24
$5k
’25
1.2
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Barbara Mahoney

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed19191971918191919
Joined·+5+4+0+14+3+5+10+0
No longer listed·5412244100
03Who funds it

Who funds it, year by year

2018 → 2022: the base held at 1 funder, grant income fell $22k → $6k.

Left out of every figure on this page: $33k from 2 payers (the payer shares this organization's board, largest Community Foundation of North Central Ma). These are real filings, and they are not money NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION raised.

From the IRS filings of NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION leans on a few funders — its largest provides 45% of grant income and the top three 100%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

55% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION.

45%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2018 100% · 2020 62% · 2021 100% · 2022 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION's grant income comes from Massachusetts funders.

MA

In-state vs out-of-state, by year

’18
’20
’21
’22
Massachusetts out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Massachusetts

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

90% of spending goes to programs.

Program 90%Management 10%Fundraising 0%

Governance

19
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy–Document retention✓Board reviewed the 990✓Audited financials

Public support

80%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MA

Screen this organization

A dated, signed PDF of the compliance screen for NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION?
NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION (Massachusetts) receives grants from 3 organizations whose IRS filings report $49,000 to it, the largest being ROLLSTONE CHARITABLE FOUNDATION INC ($22,000). 1 of them have funded it in more than one year.
How many funders does NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION have?
IRS filings report 3 organizations giving $49,000 in grants to NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION, 1 of which have funded it in more than one year.
Who is the largest funder of NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION?
ROLLSTONE CHARITABLE FOUNDATION INC is the largest funder on record, with $22,000 in grants. The full list of funders is on this page.
How can an organization like NORTH CENTRAL MASSACHUSETTS CHAMBER FOUNDATION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds North Central Massachusetts Chamber →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing