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· Private foundation

The Fain Foundation

Its FY2024 filing reports that it funds preselected organizations and did not take unsolicited requests; check the foundation's own site before ruling it out.

$2.2M
Granted FY2024still arriving
82
Grants FY2024still arriving
2
States reached
$333k
Largest
01What you fundRead
02The needRead
03Your edgeRead
04Your fieldRead
05Through PlinthRead
01What you fund
0197% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2020–2024.

Human Services$1.4MHealth$1.3MArts & Culture$963kYouth Development$758kPhilanthropy$464kRecreation & Sports$421kEnvironment$390kCommunity Improvement$227kOther$0
02FY2024 · 82 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2024

  • Under $10k31 grants · $147k
  • $10k–50k40 grants · $604k
  • $50k–250k8 grants · $658k
  • $250k+3 grants · $833k
$10,000
Median grant
2
States reached
$7.7M
Total assets
Largest grants
RecipientAmount
YMCA$333,334
Hospice of Wichita Falls Inc$250,000
River Bend Nature Center$250,000
Presbyterian Manor$200,000
United Regional Foundation$125,000
Wichita Falls Area Community Foundation$83,333
Community Healthcare Center$50,000
Art's Council Wichita Falls Area Kemp Center for the Arts$50,000
Camp Fire North Texas$50,000
Midwestern State University$50,000
Archer County Museum & Art Center$50,000
Clay County Historical Society$25,000
Wichita Falls Area Food Bank$25,000
Camp Fire North Texas$25,000
Individual grant recipient$25,000
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY20–24, $1.4M) land where the poverty rate runs at 10%, against an area that typically sits at 10%. 27% of those dollars go to grantees based in above-average-need neighborhoods. Your grants skew toward lower-need ZIPs.

area typical 10%Presbyterian Children's Home: $10k → 10%Catholic Charities Fort Worth: $10k → 11%Hospice of Wichita Falls: $750k → 9%Presbyterian Children's Home: $10k → 10%Catholic Charities Fort Worth: $10k → 11%Hospice of Wichita Falls Inc: $250k → 9%Presbyterian Children's Homes & Services: $8k → 10%Catholic Charities Fort Worth: $10k → 11%Presbyterian Children's Homes & Services: $8k → 10%Catholic Charities Fort Worth: $10k → 11%Catholic Charities Fort Worth: $10k → 11%Whispers of Hope Horse Farm: $8k → 9%Whispers of Hope Horse Farm: $5k → 9%Whispers of Hope Horse Farm: $5k → 9%Whispers of Hope Horse Farm: $5k → 9%Whispers of Hope Horse Farm: $1k → 9%Whispers of Hope Horse Farm: $1k → 9%Whispers of Hope Horse Farm: $1k → 9%Whispers of Hope Horse Farm: $1k → 9%The Kitchen: $20k → 16%The Kitchen: $15k → 16%The Kitchen: $10k → 16%Presbyterian Manor: $200k → 16%Presbyterian Manor: $15k → 16%Presbyterian Manor: $15k → 16%ARC of Wichita County: $5k → 16%Arc of Wichita County: $5k → 16%Arc of Wichita County: $3k → 16%ARC of Wichita County: $1k → 16%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

94%of every dollar goes to organizations you’ve funded before.
$6.6M · 73 repeat orgs$435k to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +29% since the first grant, against -7% for the ones you funded once.

73 repeat relationships — 57 still active in FY2024, 16 since wound down; 13 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

73
22

Total granted

$6.6M
$205k

Median revenue growth · since first grant

+29%
-7%

Still filing today

60%
45%

New vs renewed · share of each year

In FY2024, 89% of grant dollars renewed an existing relationship; $230k went to new ones.

50%100%’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23’24
Arts & CultureHuman ServicesHealthAnimalsCommunity ImprovementFood & NutritionOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • HO
    Hospice of Wichita Falls Inc
    2× · 2020–2024 · $1.0M · revenue +18%
  • TB
    THE BOYS CLUB OF WICHITA FALLS INC DBA BOYS & GIRLS CLUBS OF WICHITA FALLS
    4× · 2020–2024 · $263k · revenue +315%
  • PM
    Presbyterian Manor Inc
    3× · 2020–2024 · $230k · revenue +37%

Funded once

  • IG
    Individual grant recipient
    one grant, 2023 · $25k
  • WC
    Wichita County Medical Alliance
    one grant, 2020 · $25k · revenue -70%
  • DW
    Downtown Wichita Falls Development Inc
    one grant, 2023 · $25k · revenue +5%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Arts Council Wichita Falls Area Inc

The mission of the Arts Council is to nurture and strengthen the artistic, cultural and educational quality of the community.

Arts & Culture
2
Wichita County Community Foundation Inc

The wichita county community foundation is a nonprofit, non-sectarian organization dedicated to preserving local wealth so the communities in and around leoti and wichita county will forever remain attractive places to live, work and raise…

Community Improvement
3
Childrens Advocacy Center of West Texas Inc

The Organizations mission is to bring unity and efficiency to investigations of child abuse through the use of a multi-disciplinary team and, thereby, to provide the best possible services to victims of child abuse and their families.

Crime & Legal
4
Wichita Family Crisis Center

Formerly ywca wichita, the wichita family crisis center (wfcc) began operations in wichita, ks in 1907. wfcc's mission is to eliminate domestic violence in our community by supporting survivors through shelter, education & advocacy.

Human Services
5
West Texas Food Bank

The WTFB exists to collect, purchase, and distribute food to feed the hungry in 19 counties in West Texas in partnership with volunteers and community organizations and to educate these partners and the public at large about the real face…

—
6
Food Bank of West Central Texas

To procure and distribute nutritional food to qualified agencies that feed the hungry of West Central Texas.

Food & Nutrition
7
Central Texas Children's Home

To provide family services and to provide residential child care for dependent children where there is a need to assist children and families disrupted by problems.

Human Services
8
West Texas Hero Homes Inc

Support of special needs military or first responders and their families.

Housing & Shelter
9
Walworth County Care Center Inc

The mission of the walworth county care center is to provide access to long-term care services in a high quality, compassionate, and dignified manner to residents in walworth county.

Health
10
West Central Texas Workforce Development Board Inc

To support and compliment the work of Workforce Solutions of West Central Texas Board, which is responsible for the planning, oversight, and evaluation of a consolidated workforce system for the 19 County West Central Texas region.

Employment
11
Casa of Williamson County Texas

CASA of Williamson County, TX exists to empower community volunteers to advocate for children who have experienced abuse or neglect to find loving, safe, and permanent homes.

Crime & Legal
12
Casa of West Texas

The mission of casa of west texas is to recruit, train and support committed volunteers who are appointed by the court to advocate for the best interest of children in the foster care system.

Civil Rights

For reference, the grantee most central to the portfolio’s shape is Senior Citizen Services of North Texas Inc Dba the Kitchen and the most unlike its peers is Whispers of Hope Horse Farm. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

Your grantees are a median of 31 years old; the field is 20. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number24%6%<5yr11%8%5–10yr14%15%10–20yr13%26%20–35yr17%26%35–55yr20%19%55yr+
THE FIELDby orgYOUR MONEYby value24%1%<5yr11%7%5–10yr14%7%10–20yr13%22%20–35yr17%44%35–55yr20%21%55yr+

The field is 24% startups (under 5 years old) — 6% of your grantees by number, and just 1% of your money.

Closures · last 5 years

The orgs you fund almost never close — 0.0% lost their exemption, against 10% of the field you don’t fund.

orgs you fund
0.0%0/62
the rest of the field
10%
63/614

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

60 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 60 of the 109 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

3
Load-bearing (≥25% of a budget)
17
Early backer (in before they grew)
60/60
Grantees still filing
39/60
Grew since you first funded

Where your money sits — by cause, then by grantee

YMCA — $1,083,334 · OtherYMCAUnited Regional Foundation — $330,000 · OtherUnited Regional FoundationArt's Council Wichita Falls Area Kemp Center for the Arts — $330,000 · OtherArt's Council Wichita Falls Area Kemp Center for the ArtsRiver Bend Nature Center — $320,000 · OtherRiver Bend Nature CenterTHE BOYS CLUB OF WICHITA FALLS INC DBA BOYS & GIRLS CLUBS OF WICHITA FALLS — $262,500 · OtherTHE BOYS CLUB OF WICHITA FALLS INC DBA BOYS & GIRLS CLUBS OF WICHITA F…Individual grant recipient — $250,000 · OtherIndividual grant recipientMidwestern State University — $227,999 · Other+69 more — $1,663,400 · Other+69 moreHospice of Wichita Falls Inc — $1,000,000 · Human ServicesHospice of Wichita Fal…Presbyterian Manor Inc — $230,000 · Human ServicesPresbyterian Manor IncCATHOLIC CHARITIES DIOCESE OF FORT WORTH — $50,000 · Human Services+5 more — $145,000 · Human Services+5 moreWichita Falls Symphony Orchestra — $75,000 · Arts & CultureWICHITA COUNTY HERITAGE SOCIETY DBA KELL HOUSE HERITAGE CENTER — $50,000 · Arts & CultureArcher County Museum and Arts Center Inc — $50,000 · Arts & CultureThe Museum of North Texas History — $35,700 · Arts & CultureZAVALA HISPANIC CULTURAL INITIATIVE — $27,000 · Arts & CultureWICHITA FALLS BALLET THEATRE INC — $26,000 · Arts & CultureWichita Falls Alliance for Arts and Culture — $25,000 · Arts & CultureWICHITA FALLS ART ASSOCIATION — $21,000 · Arts & CultureRed River Valley Museum — $15,500 · Arts & CultureWICHITA FALLS YOUTH SYMPHONY ORCHESTRA — $13,700 · Arts & CultureBEACON LIGHTHOUSE INC — $90,000 · HealthRathgeber Hospitality House — $80,000 · HealthNorth Central Texas Community Health Care Center — $50,000 · HealthFIRST STEP OF WICHITA FALLS INC — $30,000 · HealthTexoma Alliance to Stop Abuse — $21,500 · HealthAMERICAN CANCER SOCIETY INC — $15,000 · HealthWichita Falls Area Community Foundation — $161,000 · PhilanthropyHANDS TO HANDS COMMUNITY FUND — $80,000 · PhilanthropyNORTH TEXAS AREA UNITED WAY INC — $10,000 · PhilanthropyCAMP FIRE NORTH TEXAS — $205,000 · Youth DevelopmentYOUNG LIFE — $10,000 · Youth DevelopmentALL HANDS CULTURAL COMMUNITY CENTER — $117,500 · Community ImprovementDowntown Wichita Falls Development Inc — $25,000 · Community ImprovementThe Junior League of Wichita Falls Inc — $20,000 · Community ImprovementSheppard Military Affairs Committee — $15,000 · Community Improvement
Other$4,467,233Human Services$1,425,000Arts & Culture$338,900Health$286,500Philanthropy$251,000Youth Development$215,000Community Improvement$177,500

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetHospice of Wichita Falls Inc — $1,000,000 over 2y, 3.8% of budgetTHE BOYS CLUB OF WICHITA FALLS INC DBA BOYS & GIRLS CLUBS OF WICHITA FALLS — $262,500 over 4y, 8.1% of budgetPresbyterian Manor Inc — $230,000 over 3y, 1.3% of budgetCAMP FIRE NORTH TEXAS — $205,000 over 4y, 10% of budgetWichita Falls Area Community Foundation — $161,000 over 5y, 0.5% of budgetALL HANDS CULTURAL COMMUNITY CENTER — $117,500 over 5y, 35% of budgetPeyton's Project — $100,000 over 4y, 25% of budgetBEACON LIGHTHOUSE INC — $90,000 over 5y, 0.9% of budgetRathgeber Hospitality House — $80,000 over 5y, 2.9% of budgetHANDS TO HANDS COMMUNITY FUND — $80,000 over 4y, 2.8% of budgetWICHITA FALLS AREA FOOD BANK — $75,000 over 3y, 0.3% of budgetWichita Falls Symphony Orchestra — $75,000 over 5y, 3.1% of budgetPETS LOW COST SPAY & NEUTER — $70,000 over 3y, 0.6% of budgetCHRIST COUNSELING MINISTRY INC — $62,500 over 4y, 4.3% of budgetHUMANE SOCIETY OF WICHITA COUNTY — $56,500 over 5y, 8.4% of budgetNorth Central Texas Community Health Care Center — $50,000 over 1y, 0.1% of budgetWICHITA COUNTY HERITAGE SOCIETY DBA KELL HOUSE HERITAGE CENTER — $50,000 over 2y, 22% of budgetArcher County Museum and Arts Center Inc — $50,000 over 1y, 12% of budgetCATHOLIC CHARITIES DIOCESE OF FORT WORTH — $50,000 over 5y, 0.0% of budgetBoys and Girls Club of Vernon Inc — $45,000 over 4y, 1.2% of budgetSENIOR CITIZEN SERVICES OF NORTH TEXAS INC DBA THE KITCHEN — $45,000 over 3y, 1.1% of budgetWichita West Volunteer Fire Dept — $45,000 over 3y, 7.1% of budgetNEW HORIZONS RANCH & CENTER INC — $42,500 over 5y, 0.1% of budgetChild Advocates CASA of Red River — $40,000 over 4y, 1.1% of budgetINHERITANCE ADOPTIONS — $38,000 over 4y, 3.9% of budgetThe Museum of North Texas History — $35,700 over 4y, 13% of budgetPRESBYTERIAN CHILDREN'S HOMES & SERVICES — $35,000 over 4y, 0.0% of budgetFIRST STEP OF WICHITA FALLS INC — $30,000 over 3y, 1.0% of budgetCHRISTMAS IN ACTION — $30,000 over 4y, 3.5% of budgetWICHITA FALLS FAITH MISSION INC — $30,000 over 2y, 0.4% of budgetZAVALA HISPANIC CULTURAL INITIATIVE — $27,000 over 4y, 26% of budgetWHISPERS OF HOPE HORSE FARM — $26,500 over 5y, 2.7% of budgetWICHITA FALLS BALLET THEATRE INC — $26,000 over 4y, 2.5% of budgetWichita County Medical Alliance — $25,000 over 1y, 11% of budgetWichita Falls Alliance for Arts and Culture — $25,000 over 2y, 2.3% of budgetDowntown Wichita Falls Development Inc — $25,000 over 1y, 7.0% of budgetTexoma Alliance to Stop Abuse — $21,500 over 5y, 4.0% of budgetWICHITA FALLS ART ASSOCIATION — $21,000 over 3y, 16% of budgetThe Junior League of Wichita Falls Inc — $20,000 over 4y, 4.0% of budgetCLAY COUNTY ANIMAL SHELTER INC — $20,000 over 4y, 2.9% of budgetRed River Valley Museum — $15,500 over 5y, 1.6% of budgetWICHITA ADULT LITERACY COUNCIL INC — $15,500 over 2y, 6.5% of budgetSheppard Military Affairs Committee — $15,000 over 1y, 4.6% of budgetAMERICAN CANCER SOCIETY INC — $15,000 over 1y, 0.0% of budgetWICHITA FALLS YOUTH SYMPHONY ORCHESTRA — $13,700 over 3y, 4.5% of budgetTHE ARC OF WICHITA COUNTY INC — $13,500 over 2y, 1.7% of budgetWild Bird Rescue Inc — $13,000 over 4y, 4.7% of budgetProject Back to School — $12,500 over 5y, 47% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

  • Who funds Hospice of Wichita Falls Inc ↗
  • Who funds THE BOYS CLUB OF WICHITA FALLS INC DBA BOYS & GIRLS CLUBS OF WICHITA FALLS ↗
  • Who funds Presbyterian Manor Inc ↗
  • Who funds CAMP FIRE NORTH TEXAS ↗
  • Who funds Wichita Falls Area Community Foundation ↗
  • Who funds ALL HANDS CULTURAL COMMUNITY CENTER ↗
  • Who funds Peyton's Project ↗
  • Who funds BEACON LIGHTHOUSE INC ↗
  • Who funds Rathgeber Hospitality House ↗
  • Who funds HANDS TO HANDS COMMUNITY FUND ↗
  • Who funds WICHITA FALLS AREA FOOD BANK ↗
  • Who funds Wichita Falls Symphony Orchestra ↗
  • Who funds PETS LOW COST SPAY & NEUTER ↗
  • Who funds CHRIST COUNSELING MINISTRY INC ↗
  • Who funds HUMANE SOCIETY OF WICHITA COUNTY ↗
  • Who funds North Central Texas Community Health Care Center ↗
  • Who funds WICHITA COUNTY HERITAGE SOCIETY DBA KELL HOUSE HERITAGE CENTER ↗
  • Who funds Archer County Museum and Arts Center Inc ↗
  • Who funds CATHOLIC CHARITIES DIOCESE OF FORT WORTH ↗
  • Who funds Boys and Girls Club of Vernon Inc ↗
  • Who funds SENIOR CITIZEN SERVICES OF NORTH TEXAS INC DBA THE KITCHEN ↗
  • Who funds Wichita West Volunteer Fire Dept ↗
  • Who funds NEW HORIZONS RANCH & CENTER INC ↗
  • Who funds Child Advocates CASA of Red River ↗
  • Who funds INHERITANCE ADOPTIONS ↗
  • Who funds The Museum of North Texas History ↗
  • Who funds PRESBYTERIAN CHILDREN'S HOMES & SERVICES ↗

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Bryant Edwards Founda…J S Bridwell Foundati…Wichita Falls Area Co…James N McCoy Foundat…The Priddy FoundationDonnell FoundationGuinn Foundation IncGene Conley FoundationPerkins-Prothro Found…Kadane FoundationLibra FoundationHazel & Henry S Grace…
Bryant Edwards Foundation IncTX118.8× affinity54 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Bryant Edwards Foundation Inc · J S Bridwell Foundation · Wichita Falls Area Community Foundation · James N McCoy Foundation · The Priddy Foundation · Donnell Foundation · Guinn Foundation Inc · Gene Conley Foundation · Perkins-Prothro Foundation · Kadane Foundation · Libra Foundation · Hazel & Henry S Grace Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization The Fain Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
’20’21’22’23’24’25
no gov · 00%3%13%28%50%your share of their income ↑0%4%8%11%15%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    23report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–15%
    typical government reliance, FY20–25

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to The Fain Foundation?

    Find your warmest path to The Fain Foundation through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 109 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990-PF e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home
    State money flows
    the interactive map of money crossing state lines