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Pacific Service Credit Union at a glance

· Public charity

Pacific Service Credit Union

PACIFIC SERVICE CREDIT UNION is a full service state-chartered credit union that provides a broad range of loan and deposit products and other financial services to its members using various channels including branches, a call center, mobile applications, and the internet.

$198k
Granted FY2024still arriving
9
Grants FY2024still arriving
2
States reached
$45k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Food & Nutrition$410kHealth$153kHuman Services$72kPublic Safety & Disaster$65kEmployment$40kHousing & Shelter$10kPhilanthropy$10k
02FY2024 · 9 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 9 grants below total $132,500, the rows itemized in this filing. The $198,300 headline is the total grant expense on the return; the other $65,800 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k1 grant · $8k
  • $10k–50k8 grants · $125k
$10,000
Median grant
2
States reached
$1.4B
Total assets
Largest grants
RecipientAmount
FOOD BANK - CONTRA COSTA COUNTY AND SOLANO$45,000
AMERICAN RED CROSS$20,000
NPOWER INC$10,000
LOAVES & FISHES$10,000
CHILDREN'S MIRACLE NETWORK HOSPITALS$10,000
LEUKEMIA & LYMPHOMA SOCIETY$10,000
MONUMENT CRISIS CENTER$10,000
MARJAREE MASON CENTER OF FRESNO$10,000
VALLEY CHILDREN'S HOSPITAL FOUNDATION$7,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY19–24, $147k) land where the poverty rate runs at 11%, against an area that typically sits at 11%. 14% of those dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

area typical 11%AMERICAN RED CROSS: $20k → 10%AMERICAN NATIONAL RED CROSS: $15k → 10%MARJAREE MASON CENTER OF FRESNO: $10k → 19%AMERICAN RED CROSS - CA WILDFIRES: $10k → 10%MARJAREE MASON CENTER OF FRESNO: $10k → 19%AMERICAN RED CROSS - CA WILDFIRES: $10k → 10%AMERICAN NATIONAL RED CROSS: $10k → 10%MONUMENT CRISIS CENTER: $10k → 9%MONUMENT CRISIS CENTER: $10k → 9%MONUMENT CRISIS CENTER: $8k → 9%MONUMENT CRISIS CENTER: $7k → 9%YOUTH HOMES INC: $10k → 9%CHILDREN'S MIRACLE NETWORK HOSPITALS: $10k → 9%YOUTH HOMES INC: $7k → 9%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

93%of every dollar goes to organizations it has funded before.
$705k · 11 repeat orgs$55k to everyone else

Grantees it renews have grown median revenue +38% since the first grant, against +29% for those funded once.

11 repeat relationships: 7 still active in FY2024, 4 since wound down; 2 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

11
4

Total granted

$705k
$38k

Median revenue growth · since first grant

+38%
+29%

Still filing today

91%
100%

New vs renewed · share of each year

In FY2024, 87% of grant dollars renewed an existing relationship; $18k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Human ServicesHealthFood & NutritionCommunity ImprovementOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • FB
    FOOD BANK OF CONTRA COSTA AND SOLANO
    8× · 2017–2024 · $279k · revenue +136%
  • BC
    BLOOD CANCER UNITED INC
    8× · 2017–2024 · $80k · revenue +4%
  • AN
    American National Red Cross & Its Constituent Chapters and Branches
    5× · 2020–2024 · $65k · revenue +38%

Funded once

  • AD
    ALZHEIMER'S DISEASE & RELATED DISORDERS ASSOCIATION INC
    one grant, 2020 · $10k · revenue +13%
  • CC
    CENTRAL CALIFORNIA FOOD BANKgraduated
    one grant, 2022 · $10k · revenue +29%
  • NC
    NATIONAL CREDIT UNION FOUNDATION
    one grant, 2023 · $10k · revenue -11%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
San Francisco Food Bank

To end hunger in san francisco and marin counties by soliciting food donations nationally, distributing this food to qualifying public service agencies and neighborhood pantries, advocating for improved government food programs, and…

—
2
Food Forward Inc

Food forward fights hunger and prevents food waste by rescuing fresh surplus produce, connecting this abundance with people experiencing food insecurity, and inspiring others to do the same.

Food & Nutrition
3
Food in Need of Distribution Inc

Food in need of distribution, inc. (find food bank) is dedicated to relieving hunger, the causes of hunger, and the problems associated with hunger through awareness, education, and mobilization of resources and community involvement.

Food & Nutrition
4
United Food Bank

United Food Bank unites communities to alleviate hunger.

Food & Nutrition
5
Second Harvest of Silicon Valley

To realize our vision of a hunger free community we will provide more food, healthy food and better access to food. we will leverage our own resources and also work with partners in the community.

Food & Nutrition
6
California Association of Food Banks

California association of food banks (cafb) is a non-profit public benefit corporation located in oakland, california. together with its 41-member foodbanks, cafb is the largest charitable hunger-relief and anti-hunger leader in the state.…

Food & Nutrition
7
Foodbank of Santa Barbara County Inc

To end hunger and transform the health of our community by providing nourishment to those in need by acquiring and distributing safe nutritious food via local agencies and by providing education to solve hunger and nutritional problems in…

Food & Nutrition
8
The Food Bank for Central & Northeast Missouri

The food bank for central & northeast missouri is a regional disaster and hunger relief network that acquires and distributes millions of meals each year to help neighbors get the food they need to thrive. (continued on schedule o)the…

Food & Nutrition
9
Central Pennsylvania Food Bank

Our mission is to solve hunger in central pennsylvania by ensuring that everyone struggling with hunger has access to enough wholesome food every day. we will achieve this bold goal with the help of our generous donors, volunteers and…

Food & Nutrition
10
Community Medical Centers Inc

The organization provides primary medical, behavior health, and dental care to the population of san joaquin, and solano counties without regard to patients' ability to pay.

Health
11
Sacramento Food Bank & Family Services

Dedicated to assisting those in need by alleviating their immediate pain and problems and moving them toward self-sufficiency and financial independence.

—
12
North Texas Food Bank

To close the hunger gap in north texas by working through over 500 feeding partners to provide access to nutritious food and address the root causes of hunger.

—
How this is measured
The grantee most central to the portfolio’s shape is Monument Crisis Center; the most unlike its peers is Npower Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

16 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 16 of the 17 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
1
Early backer (in before they grew)
16/16
Grantees still filing
12/16
Grew since first funded

Where the money sits, by cause and then by grantee

FOOD BANK OF CONTRA COSTA AND SOLANO: $278,800 · Food & NutritionFOOD BANK OF CONTRA COSTA AND SOLANOCENTRAL CALIFORNIA FOOD BANK: $10,000 · Food & NutritionAmerican National Red Cross & Its Constituent Chapters and Branches: $65,000 · Human ServicesAmerican National Red Cros…MONUMENT CRISIS CENTER: $35,000 · Human ServicesMONUMENT CRISIS CENTERBAY AREA RESCUE MISSION: $34,000 · Human ServicesBAY AREA RESCUE MISSIONMARJAREE MASON CENTER INC: $20,000 · Human ServicesMARJAREE MASON CENTER INCYouth Homes Inc: $17,000 · Human ServicesYouth Homes IncWe Care Services For Children: $10,000 · Human ServicesWe Care Services For Child…Loaves and Fishes of Contra Costa: $60,000 · OtherLoaves and Fishes of C…CHILDREN'S MIRACLE NETWORK: $45,100 · OtherCHILDREN'S MIRACLE NET…THE SALVATION ARMY: $30,000 · OtherTHE SALVATION ARMYNATIONAL CREDIT UNION FOUNDATION: $10,000 · OtherNATIONAL CREDIT UNION …ALAMEDA COUNTY COMMUNITY FOOD BANK: $7,500 · OtherBLOOD CANCER UNITED INC: $80,000 · HealthBLOOD CANCER U…ALZHEIMER'S DISEASE & RELATED DISORDERS ASSOCIATION INC: $10,000 · HealthALZHEIMER'S DI…VALLEY CHILDREN'S HEALTHCARE FOUNDATION: $7,500 · HealthVALLEY CHILDRE…NPOWER INC: $40,000 · Community Improvement
Food & Nutrition$288,800Human Services$181,000Other$152,600Health$97,500Community Improvement$40,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$10M$100Mgrantee revenue →↑ funder's share of their budgetFOOD BANK OF CONTRA COSTA AND SOLANO: $278,800 over 8y, 0.1% of budgetBLOOD CANCER UNITED INC: $80,000 over 8y, 0.0% of budgetAmerican National Red Cross & Its Constituent Chapters and Branches: $65,000 over 5y, 0.0% of budgetLoaves and Fishes of Contra Costa: $60,000 over 6y, 0.6% of budgetCHILDREN'S MIRACLE NETWORK: $45,100 over 3y, 0.0% of budgetNPOWER INC: $40,000 over 4y, 0.0% of budgetMONUMENT CRISIS CENTER: $35,000 over 4y, 0.2% of budgetBAY AREA RESCUE MISSION: $34,000 over 4y, 0.1% of budgetMARJAREE MASON CENTER INC: $20,000 over 2y, 0.1% of budgetYouth Homes Inc: $17,000 over 2y, 0.2% of budgetALZHEIMER'S DISEASE & RELATED DISORDERS ASSOCIATION INC: $10,000 over 1y, 0.0% of budgetWe Care Services For Children: $10,000 over 1y, 0.2% of budgetCENTRAL CALIFORNIA FOOD BANK: $10,000 over 1y, 0.0% of budgetNATIONAL CREDIT UNION FOUNDATION: $10,000 over 1y, 0.2% of budgetVALLEY CHILDREN'S HEALTHCARE FOUNDATION: $7,500 over 1y, 0.0% of budgetALAMEDA COUNTY COMMUNITY FOOD BANK: $7,500 over 1y, 0.0% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Network for GoodThe Bank of America C…American Online Givin…Donor Advised Charita…Fidelity Investments …Amazonsmile Foundation
Network for GoodDC10.7× affinity5 shared granteesties to 5 of 5Hover any node to trace its alignments.Compare side by side →

Open a dossier: Network for Good · The Bank of America Charitable Foundation Inc · American Online Giving Foundation Inc · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Pacific Service Credit Union funds: left to right is the share of its income from government, bottom to top the share from Pacific Service Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%0%1%3%5%funder's share of their income ↑0%8%15%22%30%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    4report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–30%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Pacific Service Credit Union?

    Find your warmest path to Pacific Service Credit Union through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 17 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Pacific Service Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home