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Oneaz Credit Union at a glance

· Public charity

Oneaz Credit Union

To provide our member-owners with responsive service, convenient access, consumer education, and value-added financial and related products and services, in a fiscally sound manner.

$915k
Granted FY2024still arriving
8
Grants FY2024still arriving
2
States reached
$392k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead

Read this first · the figures below need context

75% of Oneaz Credit Union’s FY2024 grant dollars went to One Az Community Foundation Inc, not to grantees.

Its money now reaches organizations through that sponsor, which does not report who recommended each grant. FY2024 names 6 organizations directly, so a portfolio cannot be read from it.

Organizations named directly on the return

3
’17
5
’18
7
’19
3
’20
7
’21
10
’22
2
’23
6
’24

Amber years are those where most dollars went to a sponsor.

01What it funds
0198% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Philanthropy$2.2MCommunity Improvement$218kPublic Benefit$129kArts & Culture$58kRecreation & Sports$53kCivil Rights$40kAnimals$28kMembership Benefit$23kOther$0
02FY2024 · 8 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 8 grants below total $536,839, the rows itemized in this filing. The $915,144 headline is the total grant expense on the return; the other $378,305 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k1 grant · $6k
  • $10k–50k5 grants · $77k
  • $50k–250k1 grant · $63k
  • $250k+1 grant · $392k
$18,755
Median grant
2
States reached
$3.4B
Total assets
Largest grants
RecipientAmount
ONEAZ COMMUNITY FOUNDATION$391,834
FILENE RESEARCH INSTITUTE$62,500
FC ARIZONA$26,250
WORLDWIDE FOUNDATION FOR CREDIT UNIONS$18,755
STATE EMPLOYEE CHARITABLE CAMPAIGN$12,000
ONE COMMUNITY FOUNDATION$10,000
EMPOWERING LATINA LEADERS IN ARIZONA - ELLA$10,000
PEORIA DIAMOND CLUB$5,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY17–24) land where the poverty rate runs at 11%, against an area that typically sits at 9%. 99% of its dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 9%VALLEY OF THE SUN UNITED WAY: $20k → 11%PRESCOTT FRONTIER DAYS INC: $9k → 14%ARIZONA STATE CAPITAL MUSEUM GUILD: $20k → 15%HIGH COUNTRY HUMANE: $9k → 16%WORLDWIDE FOUNDATION FOR CREDIT UNIONS: $19k → 10%BANZAI INC: $37k → 8%MOUNTAIN WEST CREDIT UNION FOUNDATION: $15k → 12%VALLEY OF THE SUN UNITED WAY: $18k → 11%ARIZONA STATE CAPITAL MUSEUM GUILD: $11k → 15%NORTHERN AZ HEALTH FOUNDATION: $8k → 16%WORLD COUNCIL OF CREDIT UNIONS: $10k → 10%FC ARIZONA: $26k → 11%ARIZONA STATE CAPITAL MUSEUM GUILD: $10k → 15%WORLD COUNCIL OF CREDIT UNIONS: $10k → 10%VALLEY OF THE SUN UNITED WAY: $17k → 11%ARIZONA STATE CAPITAL MUSEUM GUILD: $10k → 15%WORLD COUNCIL OF CREDIT UNIONS: $10k → 10%GIRL SCOUTS OF SOUTHERN ARIZONA: $10k → 15%WORLDWIDE FOUNDATION FOR CREDIT UNIONS: $10k → 10%ONE COMMUNITY FOUNDATION: $20k → 11%TUSCON RODEO PARADE COMMITTEE INC: $8k → 15%WORLDWIDE FOUNDATION FOR CREDIT UNIONS: $10k → 10%ONE COMMUNITY FOUNDATION: $10k → 11%THE NATIONAL CREDIT UNION FOUNDATION: $8k → 10%ONE COMMUNITY FOUNDATION: $10k → 11%EMPOWERING LATINA LEADERS IN ARIZONA - ELLA: $10k → 11%STATE EMPLOYEE CHARITABLE CAMPAIGN: $20k → 11%FILENE RESEARCH INSTITUTE: $63k → 10%STATE EMPLOYEE CHARITABLE CAMPAIGN: $20k → 11%STATE EMPLOYEE CHARITABLE CAMPAIGN: $14k → 11%STATE EMPLOYEE CHARITABLE CAMPAIGN: $12k → 11%ONEAZ COMMUNITY FOUNDATION: $452k → 11%ONEAZ COMMUNITY FOUNDATION: $399k → 11%ONEAZ COMMUNITY FOUNDATION: $392k → 11%ONEAZ COMMUNITY FOUNDATION: $290k → 11%ONEAZ COMMUNITY FOUNDATION: $263k → 11%ONEAZ COMMUNITY FOUNDATION: $217k → 11%ONEAZ COMMUNITY FOUNDATION: $61k → 11%ARIZONA HUMANE SOCIETY: $8k → 11%ONEAZ COMMUNITY FOUNDATION: $53k → 11%LOCAL FIRST ARIZONA: $55k → 11%LOCAL FIRST ARIZONA: $53k → 11%LOCAL FIRST ARIZONA: $25k → 11%MOUNTAIN WEST CREDIT UNION ASSOCIATION: $8k → 11%ARIZONA ELK SOCIETY: $12k → 11%WILDLIFE FOR TOMORROW FOUNDATION: $10k → 11%WILDLIFE FOR TOMORROW FOUNDATION: $8k → 11%SPECIAL OLYMPICS ARIZONA: $13k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

63%of every dollar goes to organizations it has funded before.
$424k · 8 repeat orgs$246k to everyone else

8 repeat relationships: 2 still active in FY2024, 6 since wound down; 4 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

8
12

Total granted

$424k
$142k

Median revenue growth · since first grant

+4%
+10%

Still filing today

75%
67%

New vs renewed · share of each year

In FY2024, 23% of grant dollars renewed an existing relationship; $104k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
AnimalsRecreation & SportsCommunity ImprovementPhilanthropyEnvironmentPublic BenefitOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • WC
    WORLD COUNCIL OF CREDIT UNIONS INC
    7× · 2018–2024 · $76k · revenue +35%
  • FF
    FOUNDATION FOR THE CONSERVATION OF ARIZONAS WILDLIFE
    2× · 2018–2019 · $18k · revenue +17%
  • HF
    HABITAT FOR HUMANITY CENTRAL ARIZONA
    2× · 2021–2022 · $13k · revenue +4%

Funded once

  • BI
    BANZAI INC
    one grant, 2022 · $37k
  • MW
    MOUNTAIN WEST CREDIT UNION FOUNDATION
    one grant, 2021 · $15k · revenue -36%
  • SO
    SPECIAL OLYMPICS ARIZONA INCgraduated
    one grant, 2019 · $13k · revenue +29%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Gowest Credit Union Association

Provide products and services to arizona, colorado, idaho, oregon, washington and wyoming credit unions that enable credit unions to better serve their members.

—
2
Arizona Capital Source

Promoting and assisting the growth and development of the arizona economy.

—
3
Arizona Community Foundation

To lead, serve and collaborate to mobilize enduring philanthropy for a better arizona.

Philanthropy
4
Arizona Wins

Az wins is a coalition of organizations dedicated to achieving public policies that benefit working arizona families and advancing an inclusive, engaged, just and equitable state for all arizonans. in 2024 az wins substantially reduced its…

Civil Rights
5
One Arizona

One arizonas mission is to increase civic participation among arizonans

Civil Rights
6
Arizona Wildlife Federation

Arizona Wildlife Federation's purpose is to promote and encourage the conservation, propagation, development and management of fish, game and other wildlife; to promote and encourage the wise use, conservation and restoration of waters,…

Animals
7
Greater Phoenix Economic Council

The organization's mission is to attract and grow quality businesses and advocate for greater phoenix's competitiveness.

Community Improvement
8
Lodestar Charitable Foundation

To perform the functions of, or to carry out the purposes of the arizona community foundation, an az nonprofit corporation, so long as the arizona community foundation, inc. remains a qualified organization.

—
9
Arizona Latin-American Medical Association
Unclassified
10
American Council of Engineering Companies of Arizona

To assist member firms in achieving higher professional, ethical business and economic standards, enabling member firms to provide quality consulting and engineering services for their clients and the public.

—
11
100 Club of Arizona

To provide immediate financial assistance to families of public safety officers and firefighters who are seriously injured or killed in the line of duty, and to provide resources to enhance their safety and welfare.

—
12
Arizona Grantmakers Forum

To encourage, assist, promote private philanthropy to increase the awareness, appreciation, effectiveness of private philanthropy by providing information, networking opportunities, technical assistance, related services to private…

—
How this is measured
The grantee most central to the portfolio’s shape is Health First Foundation-Northern Arizona; the most unlike its peers is One Community Foundation. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

23 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 23 of the 27 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
20/23
Grantees still filing
14/23
Grew since first funded

Where the money sits, by cause and then by grantee

One Az Community Foundation Inc: $2,127,033 · PhilanthropyOne Az Community Foundation Inc+1 more: $55,113 · PhilanthropyWORLD COUNCIL OF CREDIT UNIONS INC: $75,635 · OtherWORLD COUNCIL O…State of Arizona: $66,000 · OtherState of Arizon…ARIZONA STATE CAPITAL MUSEUM GUILD: $50,833 · OtherARIZONA STATE C…BANZAI INC: $37,000 · OtherBANZAI INCFC ARIZONA: $26,250 · OtherFC ARIZONAMOUNTAIN WEST CREDIT UNION FOUNDATION: $15,000 · OtherNATIONAL CREDIT UNION FOUNDATION: $13,500 · OtherHABITAT FOR HUMANITY CENTRAL ARIZONA: $12,800 · OtherFOUNDATION FOR THE CONSERVATION OF ARIZONAS WILDLIFE: $17,798 · Other+8 more: $66,180 · Other+8 moreLOCAL FIRST FOR BUSINESS: $132,500 · Community ImprovementFILENE RESEARCH INSTITUTE INC: $62,500 · Public BenefitONE COMMUNITY FOUNDATION: $40,000 · Public Safety & DisasterArizona Elk Society: $12,000 · AnimalsPAW PLACEMENT OF NORTHERN ARIZONA: $8,984 · AnimalsArizona Humane Society: $7,500 · AnimalsSPECIAL OLYMPICS ARIZONA INC: $12,648 · Recreation & SportsPEORIA DIAMOND CLUB: $5,500 · Recreation & Sports
Philanthropy$2,182,146Other$380,996Community Improvement$132,500Public Benefit$62,500Public Safety & Disaster$40,000Animals$28,484Recreation & Sports$18,148

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetOne Az Community Foundation Inc: $2,127,033 over 8y, 88% of budgetLOCAL FIRST FOR BUSINESS: $132,500 over 3y, 9.4% of budgetWORLD COUNCIL OF CREDIT UNIONS INC: $75,635 over 7y, 0.1% of budgetFILENE RESEARCH INSTITUTE INC: $62,500 over 1y, 0.7% of budgetVALLEY OF THE SUN UNITED WAY: $55,113 over 3y, 0.0% of budgetONE COMMUNITY FOUNDATION: $40,000 over 3y, 19% of budgetMOUNTAIN WEST CREDIT UNION FOUNDATION: $15,000 over 1y, 2.7% of budgetNATIONAL CREDIT UNION FOUNDATION: $13,500 over 2y, 0.1% of budgetHABITAT FOR HUMANITY CENTRAL ARIZONA: $12,800 over 2y, 0.0% of budgetSPECIAL OLYMPICS ARIZONA INC: $12,648 over 1y, 0.3% of budgetArizona Elk Society: $12,000 over 1y, 1.3% of budgetGIRL SCOUTS OF SOUTHERN ARIZONA: $10,000 over 1y, 0.2% of budgetEMPOWERING LATINA LEADERS IN ARIZONA: $10,000 over 1y, 1.5% of budgetPrescott Frontier Days Inc: $9,000 over 1y, 0.5% of budgetPAW PLACEMENT OF NORTHERN ARIZONA: $8,984 over 1y, 0.8% of budgetHEALTH FIRST FOUNDATION-NORTHERN ARIZONA: $7,800 over 1y, 0.2% of budgetCHANDLER COMPADRES INC: $7,500 over 1y, 0.4% of budgetArizona Humane Society: $7,500 over 1y, 0.0% of budgetMOUNTAIN WEST CREDIT UNION ASSOCIATION: $7,500 over 1y, 0.1% of budgetWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC: $6,880 over 1y, 0.3% of budgetPEORIA DIAMOND CLUB: $5,500 over 1y, 1.4% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Arizona Community Fou…Bellco FoundationEnterprise Holdings F…Morgan Stanley Global…The Bank of America C…American Online Givin…Donor Advised Charita…Fidelity Investments …Amazonsmile Foundation
Arizona Community FoundationAZ17.6× affinity7 shared granteesties to 7 of 8Hover any node to trace its alignments.Compare side by side →

Open a dossier: Arizona Community Foundation · Bellco Foundation · Enterprise Holdings Foundation · Morgan Stanley Global Impact Funding Trust Inc · The Bank of America Charitable Foundation Inc · American Online Giving Foundation Inc · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Oneaz Credit Union funds: left to right is the share of its income from government, bottom to top the share from Oneaz Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%6%25%56%100%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    6report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 27 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Oneaz Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home