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Northwest Business Development Assoc at a glance

· Public charity

Northwest Business Development Assoc

To support business growth, job creation and job retention by providing quality small business loan services, including screening, organizing, packaging, processing and closings, in combination with local lending institutions and the SBA.

$246k
Granted FY2025still arriving
11
Grants FY2025still arriving
2
States reached
$35k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2018 to 2025.

Community Improvement$664kEmployment$160kYouth Development$65kHuman Services$65kEducation$53kFood & Nutrition$45kCrime & Legal$10k
02FY2025 · 11 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 11 grants below total $232,000, the rows itemized in this filing. The $245,585 headline is the total grant expense on the return; the other $13,585 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • Under $10k2 grants · $15k
  • $10k–50k9 grants · $217k
$15,000
Median grant
2
States reached
$6.9M
Total assets
Largest grants
RecipientAmount
Spokane Regional Chamber of Commerce dba Greater Spokane Inc$35,000
Schools Out Washington$35,000
Women Helping Women Fund$35,000
Business Impact Northwest$35,000
Economic Development Alliance of Skagit County$25,000
Spokane Workforce Council$15,000
Community Colleges of Spokane Foundation$15,000
Seattle SCORE Chapter 55$12,000
Individual grant recipient$10,000
Individual grant recipient$7,500
Individual grant recipient$7,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY18–18, $30k) land where the poverty rate runs at 8%, against an area that typically sits at 8%. 0% of those dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

area typical 8%Adelante Mujeres: $30k → 8%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

44%of every dollar goes to organizations it has funded before.
$472k · 9 repeat orgs$591k to everyone else

Grantees it renews have grown median revenue +40% since the first grant, against +19% for those funded once.

9 repeat relationships: 6 still active in FY2025, 3 since wound down; 5 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

9
22

Total granted

$472k
$441k

Median revenue growth · since first grant

+40%
+19%

Still filing today

33%
36%

New vs renewed · share of each year

In FY2025, 35% of grant dollars renewed an existing relationship; $150k went to new ones.

50%100%’18’19’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’23’24’25
EmploymentCommunity ImprovementEducationHuman ServicesFood & NutritionCrime & LegalOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • HS
    HOPEWORKS SOCIAL ENTERPRISES
    4× · 2019–2024 · $105k · revenue +25%
  • SC
    SPOKANE COLLEGES FOUNDATION
    3× · 2020–2025 · $53k · revenue +214%
  • SA
    SPOKANE AREA WORKFORCE DEVELOPMENT COUNCIL
    2× · 2024–2025 · $35k · revenue +40%

Funded once

  • CD
    Centros De Servicios Comunitarious
    one grant, 2019 · $35k
  • SG
    Seattle Good Business Network DBA Good Business Network of Washingtongraduated
    one grant, 2024 · $35k · revenue +30%
  • KS
    KITCHEN SPOKANE
    one grant, 2020 · $35k
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Greater Spokane Valley Chamber of Commerce

Committed to fostering relationships between members and the community. to serve the interest of members by acting as a catalyst for a vibrant sustainable economy.

—
2
Cowlitz Economic Development Council

Foster Growth in the Community

—
3
Visit Spokane

The mission of Visit Spokane is to help promote economic development for Spokane County through tourism and tourism promotion.

—
4
Central Washington Hispanic Chamber of Commerce

We increase access to economic opportunities for business owners, entrepreneurs, and individuals in Central Washington by connecting and providing them with resources, representation, and opportunities to build community.

Community Improvement
5
Feast Collective

Feast Collective elevates and empowers immigrants and former refugees as leaders. We use international cuisine as a platform for economic resilience, holistic growth, and culture-sharing.

Employment
6
Spokane Alliance

To build broad-based non-partisan civic power organizations in the Spokane region to address the fundamental common needs of the community including the inequities, and injustices facing low-income people and persons subjected to…

Community Improvement
7
Economic Opportunity Institute

Equip the public and public decision-makers with the policy research and practical tools they need to embed the values of fairness, care, and opportunity into the foundations of Washington's economy.

Community Improvement
8
Pacific Northwest Economic Region Foundation

To increase the economic well-being and quality of life for all citizens of the region; to coordinate provincial, territorial, and state policies throughout the region; to identify and promote "models of success and to serve as a conduit…

—
9
Southwest Washington Workforce Development Council

Swwdc's mission is to prepare and promote a skilled and adaptive workforce for a thriving economy in southwest washington. swwdc and its community partners provide job search assistance, education and training to individuals and assist…

Philanthropy
10
Global Neighborhood

Global neighborhood's mission is to offer pathways to employment for our neighbors who have come to the inland northwest as refugees.

Human Services
11
Southwestern Oregon Workforce Investment Board

To coordinate workforce programs and services in coos, curry, and douglas counties, oregon through a network of local partners.

Employment
12
Enterprise Washington

See schedule o.enterprise washington empowers its members to effectively engage in public affairs and the political process. enterprise washington provides its business and association members with leading-edge research and strategies to…

Community Improvement
How this is measured
The grantee most central to the portfolio’s shape is Seattle Economic Development Fund Business Impact Nw; the most unlike its peers is Teen Closet. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

17 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 17 of the 36 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
15/17
Grantees still filing
12/17
Grew since first funded

Where the money sits, by cause and then by grantee

Seattle SCORE Chapter 55: $66,000 · OtherSeattle SCORE Chapter 55Individual grant recipient: $55,300 · OtherIndividual grant recipientECONOMIC DEVELOPMENT ALLIANCE OF SKAGIT COUNTY: $55,000 · OtherECONOMIC DEVELOPMENT ALLIANCE OF SKAGIT COUNTYIndividual grant recipient: $47,500 · OtherIndividual grant recipientCentros De Servicios Comunitarious: $35,000 · OtherCentros De Servicios ComunitariousEconominc Development Alliance of Skagit County: $35,000 · OtherEconominc Development Alliance of Skagit CountyWomen Helping Women Fund: $35,000 · OtherWomen Helping Women FundKITCHEN SPOKANE: $35,000 · OtherKITCHEN SPOKANESpokane Regional Chamber of Commerce: $35,000 · OtherSpokane Regional Chamber of CommerceCENTRAL OREGON VETERANS RANCH: $30,000 · OtherMid-Columbia Economic Development District: $30,000 · OtherIndividual grant recipient: $25,000 · OtherCommunity Colleges of Spokane - Running Start for Careers: $25,000 · Other+11 more: $130,000 · Other+11 moreHOPEWORKS SOCIAL ENTERPRISES: $105,000 · EmploymentHOPEWORKS SOCIAL…MICRO ENTERPRISE SERVICES OF OREGON: $25,000 · EmploymentMICRO ENTERPRISE…GOODWILL INDUSTRIES OF THE INLAND NORTHWEST: $20,000 · EmploymentGOODWILL INDUSTR…SPOKANE AREA WORKFORCE DEVELOPMENT COUNCIL: $35,000 · Community ImprovementSPOKANE ARE…Seattle Good Business Network DBA Good Business Network of Washington: $35,000 · Community ImprovementSeattle Goo…SEATTLE ECONOMIC DEVELOPMENT FUND BUSINESS IMPACT NW: $35,000 · Community ImprovementSEATTLE ECO…SPOKANE COLLEGES FOUNDATION: $53,200 · EducationTeen Closet: $30,000 · EducationSCHOOL'S OUT WASHINGTON: $35,000 · Youth DevelopmentADELANTE MUJERES: $30,000 · Human ServicesProject Feast: $10,000 · Food & NutritionFamilias en Accion: $10,000 · Crime & Legal
Other$638,800Employment$150,000Community Improvement$105,000Education$83,200Youth Development$35,000Human Services$30,000Food & Nutrition$10,000Crime & Legal$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ funder's share of their budgetHOPEWORKS SOCIAL ENTERPRISES: $105,000 over 4y, 0.8% of budgetSPOKANE COLLEGES FOUNDATION: $53,200 over 3y, 0.9% of budgetSPOKANE AREA WORKFORCE DEVELOPMENT COUNCIL: $35,000 over 2y, 0.2% of budgetWomen Helping Women Fund: $35,000 over 1y, 4.1% of budgetSeattle Good Business Network DBA Good Business Network of Washington: $35,000 over 1y, 1.9% of budgetKITCHEN SPOKANE: $35,000 over 1y, 14% of budgetSEATTLE ECONOMIC DEVELOPMENT FUND BUSINESS IMPACT NW: $35,000 over 1y, 0.4% of budgetADELANTE MUJERES: $30,000 over 1y, 0.7% of budgetCENTRAL OREGON VETERANS RANCH: $30,000 over 1y, 6.6% of budgetTeen Closet: $30,000 over 1y, 7.6% of budgetMICRO ENTERPRISE SERVICES OF OREGON: $25,000 over 1y, 0.3% of budgetGOODWILL INDUSTRIES OF THE INLAND NORTHWEST: $20,000 over 1y, 0.0% of budgetProject Feast: $10,000 over 1y, 2.1% of budgetFamilias en Accion: $10,000 over 1y, 0.3% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

  • Who funds HOPEWORKS SOCIAL ENTERPRISES ↗
  • Who funds ECONOMIC DEVELOPMENT ALLIANCE OF SKAGIT COUNTY ↗
  • Who funds SPOKANE COLLEGES FOUNDATION ↗
  • Who funds SPOKANE AREA WORKFORCE DEVELOPMENT COUNCIL ↗
  • Who funds Women Helping Women Fund ↗
  • Who funds SCHOOL'S OUT WASHINGTON ↗
  • Who funds Seattle Good Business Network DBA Good Business Network of Washington ↗
  • Who funds KITCHEN SPOKANE ↗
  • Who funds SEATTLE ECONOMIC DEVELOPMENT FUND BUSINESS IMPACT NW ↗
  • Who funds Spokane Regional Chamber of Commerce ↗
  • Who funds ADELANTE MUJERES ↗
  • Who funds CENTRAL OREGON VETERANS RANCH ↗
  • Who funds Teen Closet ↗
  • Who funds MICRO ENTERPRISE SERVICES OF OREGON ↗
  • Who funds GOODWILL INDUSTRIES OF THE INLAND NORTHWEST ↗
  • Who funds Project Feast ↗
  • Who funds Familias en Accion ↗

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Innovia FoundationCredit Unions in the …Umpqua Bank Charitabl…The Oregon Community …Washington State Micr…The Avista FoundationThe Norcliffe Foundat…Marie Lamfrom Charita…Seattle FoundationJpmorgan Chase Founda…Tides FoundationAmerican Online Givin…
Innovia FoundationWA18.5× affinity7 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Innovia Foundation · Credit Unions in the State of Washington · Umpqua Bank Charitable Foundation · The Oregon Community Foundation · Washington State Microenterprise Association · The Avista Foundation · The Norcliffe Foundation · Marie Lamfrom Charitable Foundation Trust · Seattle Foundation · Jpmorgan Chase Foundation · Tides Foundation · American Online Giving Foundation Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Northwest Business Development Assoc funds: left to right is the share of its income from government, bottom to top the share from Northwest Business Development Assoc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%4%8%15%funder's share of their income ↑0%15%30%45%60%share of the org’s income from government →median 31%
  • Central Oregon Veterans Ranch: 45% of income from government
  • Adelante Mujeres: 31% of income from government
  • Familias en Accion: 8% of income from government
  • Micro Enterprise Services of Oregon: 5% of income from government
no gov moneyreceives it· size = income
0get no government money at all
4report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
⤢ axis zoomed · 0–60%
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 36 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Northwest Business Development Assoc’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home