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Ncar Housing Opportunity Foundation at a glanceAlso receives grants: funding profile →

· Public charity

Ncar Housing Opportunity Foundation

Nc realtors housing foundation, a charitable foundation, provides housing opportunities through education and community-based initiatives including disaster relief.

$1.4M
Granted FY2024still arriving
3
Grants FY2024still arriving
1
States reached
$150k
Largest
01What it fundsRead
02The needRead
03Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2019 to 2024.

Housing & Shelter$540kPublic Safety & Disaster$110kPhilanthropy$10kHuman Services$8k
02FY2024 · 3 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 3 grants below total $227,747, the rows itemized in this filing. The $1,384,094 headline is the total grant expense on the return; the other $1,156,347 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • $10k–50k1 grant · $25k
  • $50k–250k2 grants · $203k
$52,747
Median grant
1
States reached
$468k
Total assets
Largest grants
RecipientAmount
RALEIGH AREA LAND TRUST$150,000
Individual grant recipient$52,747
ELIZABETH CITY HABITAT FOR HUMANITY$25,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY19–24) land where the poverty rate runs at 13%, against an area that typically sits at 12%. 77% of its dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 12%FLORIDA ASSOC REALTORS DISASTER REL: $25k → 13%OUTER BANKS COMMUNITY FOUNDATION: $10k → 8%NC HOUSING COALITION: $100k → 11%UNITED WAY OF HAYWOOD COUNTY INC: $38k → 12%HINTON RURAL LIFE CENTER INC: $8k → 14%ALEXANDER CNTY HABITAT FOR HUMANITY: $125k → 14%RUTHERFORD COUNTY: $53k → 16%REALTORS' RELIEF FOUNDATION: $110k → 14%MOUNTAIN PROJECTS INC: $13k → 12%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Habitat for Humanity of Nc Inc

Seeking to put Gods love into action, Habitat for Humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live. Habitat for Humanity of North Carolina…

Housing & Shelter
2
Habitat for Humanity of Randolph County

Habitat for humanity works in partnership with god and with people everywhere, from all walks of life, to develop communities with god's people in need by building and renovating houses so they are decent houses in decent communities in…

—
3
Habitat for Humanity of Gaston County Inc

To build decent affordable housing in partnership with families in need and our communities. To make adequate housing a matter of conscience and action for everyone.

—
4
Habitat for Humanity of Burke County Inc

Habitat for humanity works in partnership with god and people everywhere, from all walks of life, to develop communities with gods people in need by building houses, so that there are decent homes in decent communities in whigh gods people…

Housing & Shelter
5
Henderson County & Thermal Belt Habitat for Humanity

Seeking to put God's love into action, Habitat for Humanity brings people together to build homes, communities and hope.

—
6
South Carolina Realtors Foundation

To provide aid to individuals by funding and supporting other charitable, nonprofit organizations that ensure safe and affordable housing (Habitat for Humanity), educate on home ownership, provide disaster relief (REALTOR(R) Relief…

—
7
Welcoming Neighbors Network

The welcoming neighbors network is a confederation of independent, place-based organizations advancing pro-housing policies through strategic, alliance-building campaigns.

—
8
Home Alliance Inc

To develop affordable housing for low-income and homeless persons and families in horry and georgetown counties.

Housing & Shelter
9
Habitat for Humanity of Central Arkansas Inc

Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities, and hope to realize our vision of a world where everyone has a decent place to live.

Housing & Shelter
10
Housing Collaborative

Housing Collaborative makes affordable housing easier to navigate by helping to secure rental housing for those experiencing or at risk of homelessness; and for those who have lost housing due to disaster or displacement. We make it easier…

Housing & Shelter
11
Habitat for Humanity of Alamance Co

Habitat for Humanity of Alamance County envisions a world where everyone in our community has a decent place to live. Habitat for Humanity of Alamance County is a non profit organization seeking to put Gods love into action by building…

Housing & Shelter
12
Habitat for Humanity Cabarrus County

Guided by God, Habitat Cabarrus transforms lives and our community by uniting all of Cabarrus County around the cause of decent, affordable housing for everyone.

Housing & Shelter
How this is measured
The grantee most central to the portfolio’s shape is Mountain Projects Inc; the most unlike its peers is Florida Association of Realtors Disaster Relief Fund. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

9 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 9 of the 12 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
3
Early backer (in before they grew)
9/9
Grantees still filing
5/9
Grew since first funded

Where the money sits, by cause and then by grantee

ALEXANDER CNTY HABITAT FOR HUMANITY: $125,000 · OtherALEXANDER CNTY HABITAT FOR HUMANITYNORTH CAROLINA HOUSING COALITION INC: $100,000 · OtherNORTH CAROLINA HOUSING COALITION INCIndividual grant recipient: $52,747 · OtherIndividual grant recipientUNITED WAY OF HAYWOOD COUNTY INC: $37,500 · OtherUNITED WAY OF HAYWOOD COUNTY INCElizabeth City Habitat for Humanity: $25,000 · OtherElizabeth City Habitat for HumanityMOUNTAIN PROJECTS INC: $12,500 · Other+1 more: $8,000 · OtherRALEIGH AREA LAND TRUST: $150,000 · Housing & ShelterRALEIGH AREA LAND TRUSTTHE HOUSING ASSISTANCE CORPORATION: $12,000 · Housing & ShelterTHE HOUSING ASSISTANCE CORP…Realtors Relief Foundation: $110,000 · Public Safety & DisasterRealtors Relief Fo…FLORIDA ASSOCIATION OF REALTORS DISASTER RELIEF FUND: $25,000 · Community ImprovementOUTER BANKS COMMUNITY FOUNDATION INC: $10,000 · Philanthropy
Other$360,747Housing & Shelter$162,000Public Safety & Disaster$110,000Community Improvement$25,000Philanthropy$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ funder's share of their budgetRALEIGH AREA LAND TRUST: $150,000 over 1y, 12% of budgetRealtors Relief Foundation: $110,000 over 1y, 1.3% of budgetNORTH CAROLINA HOUSING COALITION INC: $100,000 over 1y, 6.4% of budgetUNITED WAY OF HAYWOOD COUNTY INC: $37,500 over 1y, 9.2% of budgetElizabeth City Habitat for Humanity: $25,000 over 1y, 36% of budgetFLORIDA ASSOCIATION OF REALTORS DISASTER RELIEF FUND: $25,000 over 1y, 1.9% of budgetMOUNTAIN PROJECTS INC: $12,500 over 1y, 0.1% of budgetTHE HOUSING ASSISTANCE CORPORATION: $12,000 over 1y, 0.4% of budgetOUTER BANKS COMMUNITY FOUNDATION INC: $10,000 over 1y, 0.3% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

North Carolina Commun…Wnc Bridge FoundationDogwood Health TrustThe Community Foundat…Duke Energy FoundationDonor Advised Charita…Fidelity Investments …Amazonsmile Foundation
North Carolina Community FoundationNC15.4× affinity5 shared granteesties to 7 of 7Hover any node to trace its alignments.Compare side by side →

Open a dossier: North Carolina Community Foundation · Wnc Bridge Foundation · Dogwood Health Trust · The Community Foundation of Western North Carolina Inc · Duke Energy Foundation · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Ncar Housing Opportunity Foundation funds: left to right is the share of its income from government, bottom to top the share from Ncar Housing Opportunity Foundation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 10%3%10%23%40%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    1get no government money at all
    2report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 12 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home