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· Public charity
NCAR HOUSING OPPORTUNITY FOUNDATION
Nc realtors housing foundation, a charitable foundation, provides housing opportunities through education and community-based initiatives including disaster relief.
$1.4M
Granted FY2024
3
Grants
1
Communities
$150k
Largest
01What you fund
01
What you funded, over time
By grantee IRS cause code (NTEE).
A cause breakdown isn’t shown here: 54% of NCAR HOUSING OPPORTUNITY FOUNDATION’s grantee dollars go to organizations outside the IRS cause taxonomy (common for large international and research funders), so a chart would be mostly “unclassified” and misrepresent the portfolio.
02beneath the categories
Past the labels — and the year it shifted
Beneath the NTEE codes, this is what the grant descriptions actually say.
…and in their own words, year by year
2019
outer banks
2021
haywood
2022
—
2023
affordable
2024
affordablehabitat
Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.
03FY2024 · 3 grants
Where the money goes
Your grants by size, and where they go.
By grant size · FY2024
- $10k–50k1 grant · $25k
- $50k–250k2 grants · $203k
$52,747
Median grant
1
States reached
$468k
Total assets
Largest grants
- RALEIGH AREA LAND TRUST$150,000
- RUTHERFORD COUNTY$52,747
- ELIZABETH CITY HABITAT FOR HUMANITY$25,000
02The need
04
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
show:
Dollar for dollar, your grants (FY19–24) land where the poverty rate runs at 13% — the area typically sits at 12%. 77% of your dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.
grant to an above-average-need area below average· circle size = grant amount
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.
03Your field
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
1
Carolinas Council of Housing Redevelopment & Codes Officials
Philanthropy
2
Habitat for Humanity of the Nc Sandhills
To partner with families in need and the entire community to build or repair decent, affordable homes.
—
3
Realtor Foundation of Wake County
Human Services
4
The Housing Company
To develop, acquire, and operate (including management) real estate for elderly, disadvantaged, and limited-income persons.
Unclassified
5
The North Carolina a&T Real Estate Foundation Inc
To provide scholarships and institutional support to North Carolina ATT University students, faculty, and departments, as well as to support institutional real estate activity.
Education
6
Habitat for Humanity of Randolph County
Habitat for humanity builds homes for low income clients. the houses are financed by the local chapter with the homeowner receiving an interest-free mortgage after completing the required volunteer hours.
—
7
The Housing Fund
Provides resources to help create & maintain affordable & healthy places to live
Housing & Shelter
8
Mountain Acres Properties Inc
Housing & Shelter
9
Habitat for Humanity of Nc Inc
Seeking to put Gods love into action, Habitat for Humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live.
Housing & Shelter
10
North Carolina Community
North carolina community development initiative is a statewide public- private partnership that provides leadership and capital investment to high-performance community development corporations (cdcs) as well as other comminity based…
—
11
Building Hope Real Estate
Education
12
Charlotte County Habitat for
Our mission: charlotte county habitat for humanity, a christian housing ministry, is committed to homeownership: by a needs-based partnership with low-income charlotte county residents building safe, affordable, quality homes using…
Housing & Shelter
For reference, the grantee most central to the portfolio’s shape is Raleigh Area Land Trust and the most unlike its peers is Mountain Projects Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network
9 grantees, every filing reconciled, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.
1
Load-bearing (≥25% of a budget)
6
Early backer (in before they grew)
9/9
Grantees still filing
8/9
Grew since you first funded
Where your money sits — by cause, then by grantee
Other$360,747Housing & Shelter$162,000Public Safety & Disaster$110,000Community Improvement$25,000Philanthropy$10,000
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds RALEIGH AREA LAND TRUST ↗
- Who funds REALTORS' RELIEF FOUNDATION ↗
- Who funds NC HOUSING COALITION ↗
- Who funds UNITED WAY OF HAYWOOD COUNTY INC ↗
- Who funds FLORIDA ASSOC REALTORS DISASTER REL ↗
- Who funds ELIZABETH CITY HABITAT FOR HUMANITY ↗
- Who funds MOUNTAIN PROJECTS INC ↗
- Who funds THE HOUSING ASSISTANCE CORPORATION ↗
- Who funds OUTER BANKS COMMUNITY FOUNDATION ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Dogwood Health TrustNC13.7× affinity4 shared granteesties to 3 of 3Hover any node to trace its alignments.Compare side by side →
Open a dossier: Dogwood Health Trust · North Carolina Community Foundation · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organisation NCAR HOUSING OPPORTUNITY FOUNDATION funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
2024
’20’21’22’23’24
no gov moneyreceives it· size = income
1get no government money at all
0rely on government for over half their income
typical government reliance, FY20–24
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
04Through Plinth
Through Plinth
Your grantmaking, live and operational
This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: ELIZABETH CITY HABITAT FOR HUMANITY.
Agentic due diligence · confidence × risk
Financial management
low risk
~28 months of operating runway; revenue contracted over 7 filed years.
Track record & reputation
low risk
7 years of Form 990 filings, still active.
Legal standing
low risk
US 501(c)(3); EIN 561723668 on file with current IRS Form 990 filings.
Governance
Live in Plinth
Board composition & governance documents — verified live in Plinth from the applicant.
Compliance & sanctions
Live in Plinth
OFAC / UN sanctions screening — run live in Plinth at assessment.
Program capacity
Live in Plinth
Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.
Live · Plinth’s real DD engine
Run the actual assessment on ELIZABETH CITY HABITAT FOR HUMANITY, cold from public data.
Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.
Post-award monitoring · continuous checks
- On trackFinancial stability— Roughly 28 months of cash on hand.
- WatchSustained operations— Filing through 2024; revenue contracted over the period.
- On trackReliance on your funding— Your grants peaked at 36% of their budget — diversified.
- Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.
What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.
Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing
Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.
Warm introductions · Powered by PlinthPro
How do I get to Ncar Housing Opportunity Foundation?
Find your warmest path to Ncar Housing Opportunity Foundation through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.
Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.
More from the funding graph
The regranting layer
51% of grant dollars pass through an intermediary
The DAF merry-go-round
$9.7B circulates between donor-advised funds
Strange bedfellows
the named clusters of US funding
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home
State money flows
the interactive map of money crossing state lines