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Homefree USA Inc at a glanceMostly funded, not a grantmaker: see who funds it →

· Public charity

Homefree USA Inc

Homefree USA, Inc.

$2.4M
Granted FY2024still arriving
42
Grants FY2024still arriving
18
States reached
$542k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2020 to 2024.

Housing & Shelter$29MHuman Services$2.5MFood & Nutrition$231kCommunity Improvement$90kHealth$62k
02FY2024 · 42 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2024

  • $10k–50k26 grants · $640k
  • $50k–250k15 grants · $1.2M
  • $250k+1 grant · $542k
$30,015
Median grant
18
States reached
$12M
Total assets
Largest grants
RecipientAmount
Cambridge Company$542,000
HELP Community Development Corporation$133,507
H and Neighborhood Development Services$99,891
Safeguard Credit Counseling Service Inc$90,001
USA HOMEOWNERSHIP$90,000
Real Estate and Community Housing$87,000
Portland Housing Center$80,000
Services of Hope$77,999
Neighborhood Partners$77,027
Centre for Economic Development$75,000
Shalom Center for Tree of Life$70,000
Homeownership OC$62,764
Affordable Housing Centers of Philadelphia$60,253
Consumer Education Services Inc$58,000
Community Link$55,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY20–24, $13.2M) land where the poverty rate runs at 10%, against an area that typically sits at 11%. 32% of those dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

area typical 11%YWCA Delaware: $57k → 10%CAMBRIDGE CREDIT COUNSELING: $1.1M → 17%NATL ASIAN AMERICAN COALITION: $7.1M → 7%VAREP-USA HOMEOWNERSHIP: $218k → 11%SAFEGUARD CREDIT COUNSELING: $143k → 7%INCREASHOPE FINTRNGCTR: $69k → 12%REAL ESTATE EDUCATION & COMMUNITY HOUSING: $205k → 11%Real Estate Education and Community Housing Inc: $39k → 15%Consumer Education Services Inc: $58k → 8%HOUSING OPTIONS & PLANNING ENTERPRISE INC: $92k → 11%Cambridge Company: $542k → 17%Natl Asian American Coalition: $1.4M → 7%USA HOMEOWNERSHIP: $90k → 11%SAFEGUARD CREDIT COUNSELING SERVICES: $141k → 7%INCREASING HOPE FINANCIAL TRAINING CENTER: $29k → 12%REAL ESTATE EDUCATION AND COMMUNITY HOUSING INC: $171k → 11%TRINITY EMPOWERCOSRTIUM: $82k → 15%HOUSING OPTIONS & PLANNING ENTERPRISES: $81k → 11%YWCA DELAWARE INC: $40k → 10%CAMBRIDGE CREDIT COUNSELING: $465k → 17%VAREP USA Homeownership: $74k → 11%Safeguard Credit Counseling Service Inc: $90k → 7%Increasing Hope Financial Training Center: $22k → 12%Real Estate and Community Housing: $87k → 11%Clearwater N Housing Services Inc: $20k → 12%TRINITY EMPOWERMENT CONSORTIUM: $74k → 15%Housing Options & Planning Enterprises Inc: $22k → 11%CAMBRIDGE CREDIT COUNSELING: $229k → 17%VAREP-USA HOMEOWNERSHIP: $71k → 11%SafeGuard Credit Counseling Services: $28k → 7%INCREASING HOPE FINANCIAL TRAINING CENTER: $20k → 12%Trinity Empowerment Consortium Inc: $54k → 15%Housing Option and Planning Enterprise: $22k → 11%Increm Hope Financial Center: $10k → 12%Trinity Empowerment Consortium: $30k → 15%Cambridge Credit Counseling: $22k → 13%Trinity Empowerment Consortium: $22k → 15%Real Estate ECH: $210k → 13%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

NH
ID
IL
MI
NY
MA
OR
PA
CA
MO
VA
MD
DE
AZ
TN
NC
SC
MS
GA
TX
FL
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 52% of Homefree USA Inc’s grant dollars are earmarked for a different county than the recipient’s own address.

Homefree USA Inclessmore of its giving
Placed by recipient address · 83% directed abroad (not shown)
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

98%of every dollar goes to organizations it has funded before.
$31M · 46 repeat orgs$546k to everyone else

Grantees it renews have grown median revenue +23% since the first grant, against -40% for those funded once.

46 repeat relationships: 35 still active in FY2024, 11 since wound down; 7 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

46
3

Total granted

$31M
$306k

Median revenue growth · since first grant

+23%
-40%

Still filing today

93%
33%

New vs renewed · share of each year

In FY2024, 90% of grant dollars renewed an existing relationship; $239k went to new ones.

50%100%’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23’24
Housing & ShelterHuman ServicesCommunity ImprovementPhilanthropyEducationHealthOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • CC
    CAMBRIDGE CREDIT COUNSELING CORP
    5× · 2020–2024 · $2.4M · revenue +23%
  • SC
    SHALOM CENTER FOR TREE OF LIFE
    4× · 2021–2024 · $1.5M · revenue +24% · 69% of their budget
  • WA
    WEST ANGELES COMMUNITY DEVELOPMENT CORPORATION
    5× · 2020–2024 · $1.3M · revenue +54%

Funded once

  • CC
    CATHOLIC CHARITIES OF THE DIOCESE OF SANTA ROSA
    one grant, 2022 · $248k · revenue -40%
  • CH
    COMMUNITY HOME SOLUTIONS
    one grant, 2020 · $38k
  • TD
    The Develop Corp of West Baltimore
    one grant, 2020 · $20k
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Global Empowerment Development Corporation Inc

The organization operates a housing counseling program to assist individuals in securing and maintaining safe, affordable housing through pre-purchase training, foreclosure prevention counseling, and fair housing education. in tandem, our…

Community Improvement
2
Housing Opportunities Inc

To assist low and moderate income families to secure and maintain ownership of housing.

Housing & Shelter
3
Neighborhood Housing Services of the Inland Empire

The mission of Neighborhood Housing Services of the Inland Empire, Inc. is to create homeownership opportunities, bridge the housing affordability gap, and build sustainable communities of choiceone person, one home, and one neighborhood…

—
4
Homeownership Council of America

We work to ensure that Americas consumers have access to the programs and products that overcome traditional barriers to credit, affordability, and the opportunity to achieve homeownership.

Human Services
5
Housing Consultants Group

The mission of housing consultants group is to support individuals and families to enhance financial wellness through education, counseling, financial relationships, and sustainable homeownership.

Human Services
6
Neighborhood Housing Services of New Haven Inc

Community based housing program designed to stabilize neighborhoods mainly through loans to home owners unable to obtain alternative financing and construction and rehabilitation of housing, related services include technical assistance,…

Housing & Shelter
7
Cplc Nevada Inc

Cplc nevada, inc. is a community development corporation (cdc), committed to building stronger, healthier communities by leading advocate, coalition builder, and direct service provider. (continued on schedule o)cplc nevada, inc. promotes…

Community Improvement
8
Housing Help of San Diego

The specific purpose of Housing Help of San Diego (HHOSD) is to provide supportive services and tailored solutions with a goal of obtaining and maintaining affordable housing.

Housing & Shelter
9
Housing Affordability Institute
Housing & Shelter
10
Open Door Counseling Center

Open Door Counseling Center is a HUD Certified Comprehensive Housing Counseling Agency to educate and assist underserved households to obtain and retain affordable permanent housing; provide immediate basic human needs for community…

—
11
Neighborhood Housing Services Inc

To provide financial empowerment that promotes homeownership and stable communities. this goal is realized by helping individuals and families strengthen their financial security (continued on schedule o)

—
12
Homeownership San Francisco dba Home Sf

The Organization is a citywide collaborative of housing counseling agencies that helps diverse and underserved households achieve and sustain homeownership in San Francisco.

—
How this is measured
The grantee most central to the portfolio’s shape is Family Housing Resources Inc; the most unlike its peers is West Jackson Community Develop. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

49 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 49 of the 56 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

15
Load-bearing (≥25% of a budget)
15
Early backer (in before they grew)
48/49
Grantees still filing
28/49
Grew since first funded

Where the money sits, by cause and then by grantee

PACIFIC COMMUNITY FUND FKA NATIONAL ASIAN AMERICAN COALITION: $8,473,527 · Human ServicesPACIFIC COMMUNITY FUND FKA NATIONAL ASIAN AMERIC…CAMBRIDGE CREDIT COUNSELING CORP: $2,350,106 · Human ServicesCAMBRIDGE CREDIT COUNSELING CORPREAL ESTATE EDUCATION AND COMMUNITY HOUSING INC: $711,631 · Human ServicesUSA Homeownership Foundation Inc: $452,469 · Human Services+8 more: $1,454,267 · Human Services+8 moreINLAND EMPIRE RESOURCE CENTER: $4,739,370 · Housing & ShelterINLAND EMPIRE RESOURCE CENTERHOUSING AND NEIGHBORHOOD DEVELOPMEN SERVICES OF CENTRAL FL: $678,053 · Housing & ShelterHOUSING AND NEIGHBORHOOD DEVELOPM…NATIONAL FAITH HOMEBUYERS: $429,486 · Housing & ShelterFirst Home Alliance Inc: $404,168 · Housing & ShelterWEALTH WATCHERS INC: $389,308 · Housing & ShelterFAIR HOUSING FOUNDATION: $387,839 · Housing & ShelterOASIS OF HOPE COMMUNITY DEVELOPMENT CORPORATION IN: $328,770 · Housing & Shelter+11 more: $2,026,449 · Housing & Shelter+11 moreCATHOLIC CHARITIES: $534,521 · OtherCATHOLIC CHA…ST PETERSBURG NEIGHBORHOOD HOUSING SERVICES INC: $456,030 · OtherST PETERSBUR…AFFORDABLE HOUSING CENTERS OF PENNSYLVANIA: $449,535 · OtherAFFORDABLE H…Community Link Programs of Travelers Aid Society of Central Carolinas Inc: $348,107 · OtherCommunity Li…CENTRE FOR HOMEOWNERSHIP & ECONOMIC DVLP: $217,111 · OtherCENTRE FOR H…PORTLAND COMMUNITY REINVESTMENT INITIATIVES INC: $202,559 · OtherPORTLAND COM…FIRST STATE COMMUNITY ACTION AGENCY INC: $178,468 · OtherALLIANCE CREDIT COUNSELING INC: $155,244 · OtherNEIGHBORGOOD PARTNERS INC: $413,292 · OtherNEIGHBORGOOD…SOUTHEAST COMMUNITY DEVELOPMENT CORPORATION INC: $163,093 · Other+9 more: $411,585 · Other+9 moreWEST ANGELES COMMUNITY DEVELOPMENT CORPORATION: $1,333,192 · Community ImprovementAAA RESIDENTIAL RESOURCES INC: $452,888 · Community ImprovementHELP COMMUNITY DEVELOPMENT CORP: $337,913 · Community ImprovementSHALOM CENTER FOR TREE OF LIFE: $1,524,347 · HealthHomeOwnership OC: $769,370 · EducationCENTRE FOR HOMEOWNERSHIP & ECONOMIC DEVELOPMENT: $102,075 · EducationFAITH AND COMMUNITY EMPOWERMENT: $710,487 · Religion
Human Services$13,442,000Housing & Shelter$9,383,443Other$3,529,545Community Improvement$2,123,993Health$1,524,347Education$871,445Religion$710,487

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ funder's share of their budgetPACIFIC COMMUNITY FUND FKA NATIONAL ASIAN AMERICAN COALITION: $8,473,527 over 2y, 70% of budgetINLAND EMPIRE RESOURCE CENTER: $4,739,370 over 3y, 93% of budgetCAMBRIDGE CREDIT COUNSELING CORP: $2,350,106 over 5y, 12% of budgetSHALOM CENTER FOR TREE OF LIFE: $1,524,347 over 4y, 69% of budgetWEST ANGELES COMMUNITY DEVELOPMENT CORPORATION: $1,333,192 over 5y, 23% of budgetHomeOwnership OC: $769,370 over 5y, 50% of budgetREAL ESTATE EDUCATION AND COMMUNITY HOUSING INC: $711,631 over 5y, 20% of budgetFAITH AND COMMUNITY EMPOWERMENT: $710,487 over 4y, 40% of budgetHOUSING AND NEIGHBORHOOD DEVELOPMEN SERVICES OF CENTRAL FL: $678,053 over 5y, 3.8% of budgetST PETERSBURG NEIGHBORHOOD HOUSING SERVICES INC: $456,030 over 5y, 28% of budgetAAA RESIDENTIAL RESOURCES INC: $452,888 over 4y, 54% of budgetUSA Homeownership Foundation Inc: $452,469 over 4y, 4.0% of budgetAFFORDABLE HOUSING CENTERS OF PENNSYLVANIA: $449,535 over 5y, 13% of budgetNATIONAL FAITH HOMEBUYERS: $429,486 over 5y, 24% of budgetNEIGHBORGOOD PARTNERS INC: $413,292 over 5y, 4.0% of budgetFirst Home Alliance Inc: $404,168 over 4y, 54% of budgetSAFEGUARD CREDIT COUNSELING SERVICES INC: $401,597 over 4y, 11% of budgetWEALTH WATCHERS INC: $389,308 over 5y, 10% of budgetFAIR HOUSING FOUNDATION: $387,839 over 3y, 9.8% of budgetCommunity Link Programs of Travelers Aid Society of Central Carolinas Inc: $348,107 over 5y, 3.1% of budgetHELP COMMUNITY DEVELOPMENT CORP: $337,913 over 4y, 25% of budgetOASIS OF HOPE COMMUNITY DEVELOPMENT CORPORATION IN: $328,770 over 5y, 38% of budgetFAMILY HOUSING RESOURCES INC: $309,652 over 5y, 5.1% of budgetBELAIR-EDISON NEIGHBORHOODS INC: $284,131 over 5y, 8.8% of budgetTRINITY EMPOWERMENT CONSORTIUM INC: $262,708 over 5y, 28% of budgetCATHOLIC CHARITIES OF THE DIOCESE OF SANTA ROSA: $248,250 over 1y, 0.7% of budgetPORTLAND HOUSING CENTER: $243,000 over 3y, 1.9% of budgetWEST JACKSON COMMUNITY DEVELOP: $242,840 over 4y, 22% of budgetHOUSING OPTIONS & PLANNING ENTERPRISES INC: $216,430 over 4y, 9.6% of budgetPORTLAND COMMUNITY REINVESTMENT INITIATIVES INC: $202,559 over 5y, 0.8% of budgetLife of Victory International: $183,854 over 4y, 30% of budgetFIRST STATE COMMUNITY ACTION AGENCY INC: $178,468 over 5y, 0.7% of budgetAFFORDABLE HOUSING CLEARINGHOUSE: $176,357 over 4y, 14% of budgetHOUSING OPPORTUNITIES OF NORTHERN DELAWARE: $172,035 over 4y, 45% of budgetSOUTHEAST COMMUNITY DEVELOPMENT CORPORATION INC: $163,093 over 4y, 2.1% of budgetALLIANCE CREDIT COUNSELING INC: $155,244 over 5y, 16% of budgetIncreasing HOPE: $150,642 over 5y, 27% of budgetThe Coachella Valley Housing Coalition: $114,750 over 2y, 0.5% of budgetCENTRE FOR HOMEOWNERSHIP & ECONOMIC DEVELOPMENT: $102,075 over 2y, 4.3% of budgetNEIGHBORHOOD HOUSE INC: $100,571 over 5y, 2.2% of budgetYWCA DELAWARE INC: $96,640 over 2y, 1.1% of budgetCONSUMER EDUCATION SERVICES INC: $58,000 over 1y, 2.1% of budgetGREATER KANSAS CITY HOUSING INFORMATION CENTER: $57,475 over 3y, 9.0% of budgetCOMMUNITY HOME SOLUTION INC: $48,900 over 4y, 48% of budgetSOUTHSIDE COMMUNITY DEVELOPMENT AND HOUSING CORPORATION: $48,000 over 2y, 0.9% of budgetCLEARWATER NEIGHBORHOOD HOUSING SERVICES INC: $20,000 over 1y, 1.2% of budgetHOMEFREE USA INC: $19,000 over 1y, 0.2% of budgetNEWFOUND RISEUP FUND: $14,777 over 1y, 8.4% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Td Charitable Foundat…Wells Fargo FoundationConsumer Credit Couns…Banc of California Ch…Neighborhood Reinvest…Mufg Union Bank Found…National Community Re…Longwood Foundation I…Wsfs Cares FoundationDelaware Community Fo…Enterprise Community …Charities Aid Foundat…
Td Charitable FoundationME24.6× affinity12 shared granteesties to 10 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Td Charitable Foundation · Wells Fargo Foundation · Consumer Credit Counseling Service of San Francisco Dba Balance · Banc of California Charitable Foundation · Neighborhood Reinvestment Corporation · Mufg Union Bank Foundation Ag · National Community Reinvestment Coalition Inc · Longwood Foundation Inc · Wsfs Cares Foundation · Delaware Community Foundation Inc · Enterprise Community Partners Inc · Charities Aid Foundation America

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Homefree USA Inc funds: left to right is the share of its income from government, bottom to top the share from Homefree USA Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 40%6%25%56%100%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 36%
  • First State Community Action Agency Inc: 83% of income from government
  • Wealth Watchers Inc: 58% of income from government
  • Homefree Usa Inc: 54% of income from government
  • Ywca Delaware Inc: 50% of income from government
  • Portland Community Reinvestment Initiatives Inc: 36% of income from government
  • Neighborgood Partners Inc: 35% of income from government
  • Southeast Community Development Corporation Inc: 35% of income from government
  • Belair-Edison Neighborhoods Inc: 32% of income from government
  • Portland Housing Center: 19% of income from government
  • Neighborhood House Inc: 16% of income from government
no gov moneyreceives it· size = income
4get no government money at all
15report government grants on their 990 we could not trace to a source (not plotted)
3rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Homefree USA Inc?

Find your warmest path to Homefree USA Inc through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 56 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Homefree USA’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home