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· Public charity
ACCION OPPORTUNITY FUND INC
To assist in building world class microfinance institutions (see schedule o for continuation)in the united states to enhance economic development and individuals' self sufficiency through increasing access to credit and otherwise promoting financial inclusion and financial health through training and mentoring for members of…
$1.9M
Granted FY2022
6
Grants
4
Communities
$215k
Largest
01What you fund
01100% classified
What you funded, over time
Every grant clustered by its grantee’s IRS cause code (NTEE), by year — across FY2017–2022.
Community Improvement$4.4MHuman Services$60kEmployment$50k
02beneath the categories
Past the labels — and the year it shifted
Beneath the NTEE codes, this is what the grant descriptions actually say.
…and in their own words, year by year
2018
micro-lending activities
2021
micro-lending activitesyorkersfoodjobface barriers
2022
micro-lending activitesyorkersfoodjobface barriersentrepreneurs
Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.
03FY2022 · 6 grants
Where the money goes
Your grants by size, and where they go.
By grant size · FY2022
- $10k–50k2 grants · $50k
- $50k–250k4 grants · $649k
$150,000
Median grant
4
States reached
$4.5M
Total assets
Largest grants
- ASCENDUS$215,000
- ALLIES FOR COMMUNITY BUSINESS INC$150,000
- ACCION OPPORTUNITY$150,000
- ACCESSITY$133,967
- HOT BREAD KITCHEN$25,000
- CENTER FOR WOMEN & ENTERPRISE INC$25,000
02The need
04
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
show:
Your human-services grants (FY21–22, $60k) land where the poverty rate runs at 20% — the area typically sits at 11%. 100% of those dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.
grant to an above-average-need area below average· circle size = grant amount
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.
03Your edge
repeat funding
Who you back again
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
99%of every dollar goes to organizations you’ve funded before.
$4.5M · 7 repeat orgs$25k to everyone else
7 repeat relationships — 6 still active in FY2022, 1 since wound down.
How the two cohorts compare
Re-uppedFunded once
Organizations
7
1
Total granted
$4.5M
$25k
Median revenue growth · since first grant
+61%
+234%
Still filing today
100%
100%
New vs renewed · share of each year
In FY2022, 100% of grant dollars renewed an existing relationship; $0 went to new ones.
RenewedFirst-time
Where new relationships form · theme of each grantee’s first grant
Community ImprovementHuman ServicesEmploymentOther
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Backed again, and grew
- AASCENDUS4× · 2017–2022 · $1.3M · revenue +32%
- ANACCION NEW MEXICO2× · 2017–2018 · $970k · revenue +74%
- AFALLIES FOR COMMUNITY BUSINESS INC4× · 2017–2022 · $920k · revenue +103%
Funded once
- PPEOPLEFUNDgraduatedone grant, 2021 · $25k · revenue +234%
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
04Your field
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
1
Fresno Community Development Financial
Access plus capital is nonprofit small business lender and service provider with the mission to eliminate economic barriers to financial success through fair and equitable community investment.
Public Benefit
2
Washington Area Community Investment
To increase equity and economic opportunity by investing knowledge, social, and financial capital in low- and moderate-income washington area entrepreneurs.
—
3
African Development Center
Grow businesses, build wealth and increase reinvestement in the african communities of minnesota
Human Services
4
Accion Opportunity Fund Inc
To assist in building world class microfinance institutions (see schedule o for continuation)in the united states to enhance economic development and individuals' self sufficiency through increasing access to credit and otherwise promoting…
Community Improvement
5
Accion International
Accion is a global nonprofit on a mission to create a fair and inclusive economy. we are a leading early-stage investor in fintech for inclusion and experts in the digital transformation of financial service providers, with decades of…
International
6
The Nasdaq Entrepreneurial Center Inc
Deliver world-class resources and mentoring to enable every entrepreneur across the globe to realize their maximum potential.
Arts & Culture
7
Central Willamette Credit Union
Provide simplified access to affordable financial services.
—
8
Appalachian Community Capital
To increase small business lending by providing appalachian member institutions that serve underserved people and communities with new sources of capital.
Philanthropy
9
Climate Access Fund Corporation
The Climate Access Fund develops and finances community solar products that serve low to moderate income households
Environment
10
Opportunity Center Inc
To facilitate services for people with disabilities to build more inclusive communities.
—
11
Northeast Entrepreneur Fund Inc
To advance community economic development in rural and underserved communities.
—
12
First Community Capital Inc
Our mission is to foster economic justice and opportunity by providing access to capital and technical assistance to economically disadvantage micro and rural businesses. Our emphasis is on those businesses owned by people of color…
Employment
For reference, the grantee most central to the portfolio’s shape is Peoplefund and the most unlike its peers is Hot Bread Kitchen Ltd. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network
8 grantees, every filing reconciled, 2017–2024.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.
0
Load-bearing (≥25% of a budget)
2
Early backer (in before they grew)
8/8
Grantees still filing
8/8
Grew since you first funded
Where your money sits — by cause, then by grantee
Community Improvement$4,370,961Human Services$60,000Employment$50,000
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Opportunity Finance NetworkPA18.1× affinity6 shared granteesties to 10 of 10Hover any node to trace its alignments.Compare side by side →
Open a dossier: Opportunity Finance Network · Jpmorgan Chase Foundation · Great Rivers Community Trust · Citi Foundation · Mufg Union Bank Foundation Ag · Local Initiatives Support Corporation · Tides Foundation · The Bank of America Charitable Foundation Inc · American Online Giving Foundation Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organisation ACCION OPPORTUNITY FUND INC funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
2024
’20’21’22’23’24
no gov moneyreceives it· size = income
1get no government money at all
0rely on government for over half their income
typical government reliance, FY20–24
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
05Through Plinth
Through Plinth
Your grantmaking, live and operational
This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: ACCION NEW MEXICO.
Agentic due diligence · confidence × risk
Financial management
low risk
~27 months of operating runway; revenue grew over 7 filed years.
Track record & reputation
low risk
7 years of Form 990 filings, still active; revenue up +74% since.
Legal standing
low risk
US 501(c)(3); EIN 850417347 on file with current IRS Form 990 filings.
Governance
Live in Plinth
Board composition & governance documents — verified live in Plinth from the applicant.
Compliance & sanctions
Live in Plinth
OFAC / UN sanctions screening — run live in Plinth at assessment.
Program capacity
Live in Plinth
Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.
Live · Plinth’s real DD engine
Run the actual assessment on ACCION NEW MEXICO, cold from public data.
Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.
Post-award monitoring · continuous checks
- On trackFinancial stability— Roughly 27 months of cash on hand.
- On trackSustained operations— Filing through 2024; revenue grew over the period.
- On trackReliance on your funding— Your grants peaked at 6% of their budget — diversified.
- Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.
What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.
Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing
Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.
Warm introductions · Powered by PlinthPro
How do I get to Accion Opportunity Fund Inc?
Find your warmest path to Accion Opportunity Fund Inc through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.
Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.
More from the funding graph
The regranting layer
51% of grant dollars pass through an intermediary
The DAF merry-go-round
$9.7B circulates between donor-advised funds
Strange bedfellows
the named clusters of US funding
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home
State money flows
the interactive map of money crossing state lines