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Michigan · Nonprofit

UPPER PENINSULA BIBLE CAMP

UPPER PENINSULA BIBLE CAMP (Michigan) receives grants from 15 organizations whose IRS filings report $829,986 to it, the largest being NATL CHRISTIAN CHARITABLE FDN INC ($575,185). 8 of them have funded it in more than one year, and 91% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2024
$1.2M
Funders on record
15
Grants received
$830k
Net assets
$4.7M
8/15 repeat funderspeak grant-dependency 26%
01What it does

What Upper Peninsula Bible Camp does

Mission

Form 990, part I, line 1 and form 990, part iii, line 1 Upper Peninsula Bible Camp exists to introduce people to jesus christ and to encourage them to be more like him through a camping and outdoor experience. This is accomplished through summer kids and teen camps, family camps, wilderness trips, and hosting events for community area kids and outside groups.

As stated on its FY2024 Form 990.

Programs

  1. Summer kids and teen camps, family camps, day camps provided 9,711 participant days of spiritual and recreational programs for 2,795 campers and 82 volunteers & families during 2024.

    $766,231 spent$485,899 earned by the program
    71% of program spending
  2. Upbc missions is an outreach to the communities of gwinn, little lake, and sawyer, michigan to help youth, adults, and community groups with practical and spiritual needs.

    $315,812 spent
    29% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,082,043.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($751k) Expenses 100 ($743k) Net assets 100 ($3.1M)2018 Revenue 145 ($1.1M) Expenses 112 ($834k) Net assets 113 ($3.6M)2019 Revenue 132 ($989k) Expenses 118 ($877k) Net assets 121 ($3.8M)2020 Revenue 120 ($899k) Expenses 94 ($701k) Net assets 134 ($4.2M)2021 Revenue 158 ($1.2M) Expenses 139 ($1.0M) Net assets 143 ($4.5M)2022 Revenue 153 ($1.1M) Expenses 139 ($1.0M) Net assets 152 ($4.8M)2023 Revenue 153 ($1.2M) Expenses 152 ($1.1M) Net assets 152 ($4.8M)2024 Revenue 157 ($1.2M) Expenses 165 ($1.2M) Net assets 150 ($4.7M)
'17'18'19'20'21'22'23'24
Revenue (157)Expenses (165)Net assets (150)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $3.8M to $4.3M (+11%).

$3.2M
$3.6M
$3.8M
$4.3M
$4.6M
$4.9M
$4.8M
$4.8M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

57% of UPPER PENINSULA BIBLE CAMP’s revenue is contributions — about as donation-reliant as the typical peer (90% for the typical peer).

This organization
Typical peer · 2,744 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 8 reported years ran a deficit.

$8k
’17
$257k
’18
$112k
’19
$197k
’20
$155k
’21
$116k
’22
$20k
’23
−$47k
’24
6.9
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24
Listed1616161616161614
Joined·+3+4+5+3+5+5+3
No longer listed·3453555
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 3 funders to 6 funders, grant income rose $45k → $73k.

9 of 15 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 91% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of UPPER PENINSULA BIBLE CAMP’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

UPPER PENINSULA BIBLE CAMP leans on a few funders — its largest provides 69% of grant income and the top three 87%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

97% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund UPPER PENINSULA BIBLE CAMP.

69%
largest funder
87%
top three
~2
effective funders

Largest funder’s share by year: 2017 98% · 2018 94% · 2019 98% · 2020 92% · 2021 43% · 2022 60% · 2023 45% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

71% of UPPER PENINSULA BIBLE CAMP's funders are still giving 3 years after their first grant; 53% give in more than one year at all.

first grant+1y+2y+3y+4y+5y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

91% of UPPER PENINSULA BIBLE CAMP's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $77k that is directly attributable, 96% of it comes from Michigan funders.

IL
MI
NC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Michigan out of state home

Funder states come from each funder’s own filing. $753k arriving through sponsors registered in 8 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

UPPER PENINSULA BIBLE CAMP is better cushioned than half of the 2,399 religion nonprofits its size.

Operating margin−4% · bottom quartile
Months of reserve6.9mo · above the median
Revenue growth (annualized)7% · below the median

this organization peer median middle 50% of peers· 2,399 religion nonprofits $1M–$10M, FY2024

Organizations like UPPER PENINSULA BIBLE CAMP

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Michigan

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

88% of spending goes to programs.

Program 88%Management 10%Fundraising 2%

Governance

13
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Public support

99%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MI

Screen this organization

A dated, signed PDF of the compliance screen for UPPER PENINSULA BIBLE CAMP: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds UPPER PENINSULA BIBLE CAMP?
UPPER PENINSULA BIBLE CAMP (Michigan) receives grants from 15 organizations whose IRS filings report $829,986 to it, the largest being NATL CHRISTIAN CHARITABLE FDN INC ($575,185). 8 of them have funded it in more than one year, and 91% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does UPPER PENINSULA BIBLE CAMP have?
IRS filings report 15 organizations giving $829,986 in grants to UPPER PENINSULA BIBLE CAMP, 8 of which have funded it in more than one year.
Who is the largest funder of UPPER PENINSULA BIBLE CAMP?
NATL CHRISTIAN CHARITABLE FDN INC is the largest funder on record, with $575,185 in grants. The full list of funders is on this page.
How can an organization like UPPER PENINSULA BIBLE CAMP find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Michigan. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Upper Peninsula Bible Camp →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 15 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing