South Dakota · Nonprofit
RUSHMORE CONSUMER CREDIT RESOURCE CENTER
RUSHMORE CONSUMER CREDIT RESOURCE CENTER (South Dakota) receives grants from 2 organizations whose IRS filings report $506,063 to it, the largest being HOMEOWNERSHIP EDUCATION RESOURCE ORGANIZATION ($307,430). 2 of them have funded it in more than one year.
- Revenue FY2025
- $404k
- Funders on record
- 2
- Grants received
- $506k
- Net assets
- $1.4M
What Rushmore Consumer Credit Resource Center does
Mission
To provide underserved individuals and families with training, counseling, and financial literacy. Creating a brighter financial future for all people.
As stated on its FY2025 Form 990.
Programs
Consumer credit counseling service of the black hils provides comprehensive financial and housing counseling at no charge. Housing services include: homeless assistance, rental topics, prepurchase/homebuying, home maintenance and financial management non-delinquent post purchase, and resolving or preventing mortgage delinquency of default. A certified consumer credit counselor meets with an individual or family for 2 hours. The content of the counseling is tailored to fit each individual client, as each situation and needs are different. The action plan includes issues and causes, information on the clients individual circumstances, the clients short and long-term goals, and action steps to include options, suggestions, and referrals to other services or organizations if we cannot provide these needed services. We provided housing and financial counseling for 440 households and dmp clients. For some insolvent individuals and families, the financial assessment reveals that a debt management program is a viable option that may help them manage their finances and repay their debts. Our debt management clients repaid over 480,082.
$296,189 spentof which $270 as grants$44,193 earned by the program91% of program spendingThe american center for credit education develops and publishes financial education programs including credit when credit is due, make your move: a guide to homeownership, money in motion, start right: build your own business, rebuilding your credit, and the ten steps to buying a car. We also distribute these programs nationwide to non-profit credit counseling agencies, housing counseling agencies, and community action agencies. We have distributed 1,941,706 financial literacy programs. Locally, we are deeply committed to promoting financial literacy to the underserved populations within our communities. Our approach prioritizes breaking barriers to access and meeting individuals where they are with targeted partnerships and programs: we reach individuals and families often overlooked by mainstream services. We collaborate with oneheart, cornerstone womens apartments, the va, and volunteers of america, to ensure people experiencing homelessness receive the counseling and education they need. Recognizing the diversity of challenges faced by individuals, we address the needs of those struggling with addiction partnering with lss, and northern hills drug court. Similarly, we support…
$28,326 spent$77,694 earned by the program9% of program spending
The 2 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $324,515.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $1.1M to $1.5M (+35%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 34% · 2018 39% · 2019 34% · 2020 31% · 2021 44% · 2022 36% · 2023 45% · 2024 19% · 2025 44%. Grants only. Government contracts and fees sit inside program revenue.
57% of RUSHMORE CONSUMER CREDIT RESOURCE CENTER’s revenue is contributions — about as donation-reliant as the typical peer (91% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 6 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Deeann M Dietrich
Chairwoman
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $30k → $75k.
From the IRS filings of RUSHMORE CONSUMER CREDIT RESOURCE CENTER’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
RUSHMORE CONSUMER CREDIT RESOURCE CENTER leans on a few funders — its largest provides 61% of grant income and the top three 100%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund RUSHMORE CONSUMER CREDIT RESOURCE CENTER.
Largest funder’s share by year: 2017 100% · 2018 100% · 2019 100% · 2020 100% · 2021 60% · 2022 84% · 2023 87% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
100% of RUSHMORE CONSUMER CREDIT RESOURCE CENTER's grant income comes from South Dakota funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
RUSHMORE CONSUMER CREDIT RESOURCE CENTER holds deeper cash reserves than three-quarters of the 13,062 human services nonprofits its size.
this organization peer median middle 50% of peers· 13,062 human services nonprofits $100k–$1M, FY2025
Organizations like RUSHMORE CONSUMER CREDIT RESOURCE CENTER
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In South Dakota
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
84% of spending goes to programs.
Governance
Public support
82%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for RUSHMORE CONSUMER CREDIT RESOURCE CENTER: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds RUSHMORE CONSUMER CREDIT RESOURCE CENTER?
- RUSHMORE CONSUMER CREDIT RESOURCE CENTER (South Dakota) receives grants from 2 organizations whose IRS filings report $506,063 to it, the largest being HOMEOWNERSHIP EDUCATION RESOURCE ORGANIZATION ($307,430). 2 of them have funded it in more than one year.
- How many funders does RUSHMORE CONSUMER CREDIT RESOURCE CENTER have?
- IRS filings report 2 organizations giving $506,063 in grants to RUSHMORE CONSUMER CREDIT RESOURCE CENTER, 2 of which have funded it in more than one year.
- Who is the largest funder of RUSHMORE CONSUMER CREDIT RESOURCE CENTER?
- HOMEOWNERSHIP EDUCATION RESOURCE ORGANIZATION is the largest funder on record, with $307,430 in grants. The full list of funders is on this page.
- How can an organization like RUSHMORE CONSUMER CREDIT RESOURCE CENTER find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in South Dakota. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Rushmore Consumer Credit Resource Center →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing