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South Dakota · Nonprofit

BLACK HILLS CHILDREN'S RANCH INC

BLACK HILLS CHILDREN'S RANCH INC (South Dakota) receives grants from 1 organization whose IRS filings report $250,783 to it, the largest being CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE ($250,783). 1 of them have funded it in more than one year.

Revenue FY2024
$658k
Funders on record
1
Grants received
$251k
Net assets
$-22617
1/1 repeat funderspeak grant-dependency 7%
01What it does

What Black Hills Children's Ranch Inc does

Mission

To provide financial counseling and education to consumers through a broad range of financial life skills, budgeting, retirement, housing, student loans and credit, pre-bankruptcy counseling, post-bankruptcy education or debt issues through online digital communication (ex. Zoom) face to face counseling sessions, telephone sessions, workshops and seminars in conjunction with the curriculum of the simplified guide to financial life skills and a new day on-line education. Through our counseling and education, hundreds of thousands of individuals and families throughout the united states have gained the tools necessary to manage their financial life skills.

As stated on its FY2024 Form 990.

Program

  1. Black hills children's ranch, inc d/b/a pioneer credit counseling offers several options to consumers seeking help in financial education, budgeting and debt management. A consumer will initially visit with one of our certified credit counselors (certified through the guidelines of the national foundation for credit counseling (nfcc) and the financial counseling association of america (fcaa)) to discuss the goals of the consumer. If they are primarily seeking assistance in establishing a monthly budget or reviewing their financial situation, this will be done at no charge to the consumer and can be completed within an hour or two whether face to face or by phone depending on the consumers financial situation. We also provide consumers on a daily basis with housing counseling (at no cost), reverse mortgage (hecm) counseling, student loan counseling, prebankruptcy counseling and post-bankruptcy education. There are some instances in which after their initial consultation, the consumer determines that they would like or need further assistance in reducing payments to unsecured creditors or due to their budget not being within their means. In such situations a certified credit…

    $755,807 spent$691,680 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $755,807.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($2.1M) Expenses 100 ($2.1M) Net assets 100 ($176k)2018 Revenue 93 ($1.9M) Expenses 93 ($2.0M) Net assets 77 ($135k)2019 Revenue 85 ($1.8M) Expenses 84 ($1.8M) Net assets 81 ($143k)2020 Revenue 79 ($1.6M) Expenses 72 ($1.5M) Net assets 146 ($258k)2021 Revenue 65 ($1.4M) Expenses 63 ($1.3M) Net assets 169 ($299k)2022 Revenue 64 ($1.3M) Expenses 58 ($1.2M) Net assets 231 ($407k)2023 Revenue 42 ($877k) Expenses 50 ($1.1M) Net assets 129 ($227k)2024 Revenue 32 ($658k) Expenses 43 ($908k) Net assets -13 ($-22617)
'17'18'19'20'21'22'23'24
Revenue (32)Expenses (43)Net assets (-13)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $796k to $546k (−31%).

$922k
$851k
$743k
$776k
$825k
$796k
$546k
$431k
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2020 7% · 2021 9% · 2022 30% · 2023 16% · 2024 9%. Grants only. Government contracts and fees sit inside program revenue.

9% of BLACK HILLS CHILDREN'S RANCH INC’s revenue is contributions — more earned-revenue than three-quarters of its peers (91% for the typical peer).

This organization
Typical peer · 23,870 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 5 of the last 8 reported years ran a deficit.

−$22k
’17
−$36k
’18
−$8k
’19
$115k
’20
$41k
’21
$109k
’22
−$180k
’23
−$250k
’24
2.8
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24
Listed89977777
Joined·+1+1+0+0+0+0+0
No longer listed·0120000
03Who funds it

Who funds it, year by year

2021 → 2022: the base held at 1 funder, grant income rose $60k → $90k.

Funder
'21
'22
'24*
total
funders
1
1
1

From the IRS filings of BLACK HILLS CHILDREN'S RANCH INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

BLACK HILLS CHILDREN'S RANCH INC draws 100% of its grant income from funders outside South Dakota, across 1 state in all.

CA

In-state vs out-of-state, by year

’21
’22
South Dakota out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

BLACK HILLS CHILDREN'S RANCH INC's funding has concentrated — grant income rose while the number of funders held roughly flat.

Operating margin−38% · bottom quartile
Months of reserve2.8mo · below the median
Revenue growth (annualized)−15% · bottom quartile

this organization peer median middle 50% of peers· 21,616 human services nonprofits $100k–$1M, FY2024

Organizations like BLACK HILLS CHILDREN'S RANCH INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In South Dakota

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

83% of spending goes to programs.

Program 83%Management 17%Fundraising 0%

Governance

5
board members
80%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Public support

97%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for BLACK HILLS CHILDREN'S RANCH INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds BLACK HILLS CHILDREN'S RANCH INC?
BLACK HILLS CHILDREN'S RANCH INC (South Dakota) receives grants from 1 organization whose IRS filings report $250,783 to it, the largest being CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE ($250,783). 1 of them have funded it in more than one year.
How many funders does BLACK HILLS CHILDREN'S RANCH INC have?
IRS filings report 1 organization giving $250,783 in grants to BLACK HILLS CHILDREN'S RANCH INC, 1 of which have funded it in more than one year.
Who is the largest funder of BLACK HILLS CHILDREN'S RANCH INC?
CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE is the largest funder on record, with $250,783 in grants. The full list of funders is on this page.
How can an organization like BLACK HILLS CHILDREN'S RANCH INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in South Dakota. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Black Hills Children's Ranch →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing