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California · Nonprofit

NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER

NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER (California) receives grants from 3 organizations whose IRS filings report $65,131 to it, the largest being AMERICAN COLLEGE OF BANKRUPTCY FOUNDATION ($37,500). 3 of them have funded it in more than one year.

Revenue FY2025
$352k
Funders on record
3
Grants received
$65k
Net assets
$374k
3/3 repeat funderspeak grant-dependency 23%
01What it does

What National Consumer Bankruptcy Rights Center does

Mission

Worked directly with debtors' attorneys and filed amicus briefs in courts throughout the country. An amicus curiae is an entity or person, not a party to a case, who volunteers information to assist courts in deciding matters before it. Appellate cases are normally limited to the factual record and arguments from the lower court case under appeal, and the debtors' attorneys focus on the facts and arguments most favorable to their clients. Where resolution of a particular case may impact consumer debtors throughout the country, amicus curiae briefs are a way to introduce those broader concerns, so that the larger legal effects of courts' decisions will not depend solely on the parties directly involved in the case. Ncbrc also strives to impact the national conversation on bankruptcy laws and debtor rights by increasing public awareness and education and by attracting media attention to the important issues involved.

As stated on its FY2025 Form 990.

Program

  1. Worked directly with debtors' attorneys and filed amicus briefs in courts throughout the country.

    $99,646 spent$345,820 earned by the program
    100% of program spending

The program described on its FY2025 Form 990. Program spending in total: $99,646.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($136k) Expenses 100 ($117k) Net assets 100 ($47k)2018 Revenue 93 ($126k) Expenses 103 ($120k) Net assets 114 ($54k)2019 Revenue 110 ($149k) Expenses 91 ($107k) Net assets 204 ($97k)2020 Revenue 44 ($60k) Expenses 50 ($59k) Net assets 207 ($98k)2021 Revenue 39 ($53k) Expenses 47 ($54k) Net assets 204 ($97k)2022 Revenue 55 ($75k) Expenses 42 ($49k) Net assets 258 ($122k)2023 Revenue 80 ($109k) Expenses 71 ($83k) Net assets 314 ($149k)2024 Revenue 52 ($71k) Expenses 78 ($91k) Net assets 271 ($129k)2025 Revenue 259 ($352k) Expenses 92 ($107k) Net assets 789 ($374k)
'17'18'19'20'21'22'23'24'25
Revenue (259)Expenses (92)Net assets (789)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $129k to $374k (+191%).

$47k
$54k
$97k
$98k
$97k
$122k
$149k
$129k
$374k
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

98% of NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER’s revenue is contributions — more donation-reliant than the typical peer (94% for the typical peer).

This organization
Typical peer · 2,778 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.

$19k
’17
$6k
’18
$43k
’19
$1k
’20
−$2k
’21
$26k
’22
$26k
’23
−$20k
’24
$245k
’25
42
months of
reserve
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $8k → $10k.

Funder
'17
'20
'21
'22
'23
'24*
'25*
total
funders
1
2
1
2
2
1
1

1 of 3 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 2% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER leans on a few funders — its largest provides 58% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

59% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER.

58%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2017 100% · 2020 98% · 2021 100% · 2022 97% · 2023 97% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER draws 59% of its grant income from funders outside California, across 2 states in all.

CA
DE

In-state vs out-of-state, by year

’17
’20
’22
’23
California out of state home

Funder states come from each funder’s own filing. $1k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER runs a healthier operating margin than three-quarters of the 1,547 crime & legal nonprofits its size.

Operating margin70% · top quartile
Months of reserve42.0mo · top quartile
Revenue growth (annualized)13% · above the median

this organization peer median middle 50% of peers· 1,547 crime & legal nonprofits $100k–$1M, FY2025

Organizations like NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In California

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

93% of spending goes to programs.

Program 93%Management 5%Fundraising 1%

Governance

13
board members
100%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention✓Board reviewed the 990–Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

CA

Screen this organization

A dated, signed PDF of the compliance screen for NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER?
NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER (California) receives grants from 3 organizations whose IRS filings report $65,131 to it, the largest being AMERICAN COLLEGE OF BANKRUPTCY FOUNDATION ($37,500). 3 of them have funded it in more than one year.
How many funders does NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER have?
IRS filings report 3 organizations giving $65,131 in grants to NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER, 3 of which have funded it in more than one year.
Who is the largest funder of NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER?
AMERICAN COLLEGE OF BANKRUPTCY FOUNDATION is the largest funder on record, with $37,500 in grants. The full list of funders is on this page.
How can an organization like NATIONAL CONSUMER BANKRUPTCY RIGHTS CENTER find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds National Consumer Bankruptcy Rights Center →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing