Pennsylvania · Nonprofit
CONSUMER BANKRUPTCY ASSISTANCE PROJECT
CONSUMER BANKRUPTCY ASSISTANCE PROJECT (Pennsylvania) receives grants from 14 organizations whose IRS filings report $792,159 to it, the largest being PENNSYLVANIA INTEREST ON LAWYER TRUST ACCOUNTS BOARD ($311,640). 11 of them have funded it in more than one year.
- Revenue FY2024
- $223k
- Funders on record
- 14
- Grants received
- $792k
- Net assets
- $58k
What Consumer Bankruptcy Assistance Project does
Mission
Assist philadelphians whose incomes are below the federal poverty level and seek to stabilize their finances. We recruit, train and support volunteer attorneys who represent clients with either debt counseling and/or chapter 7 bankruptcy representation to receive a fresh financial start.
As stated on its FY2024 Form 990.
Program
Assist indigent philadelphians with their severe debt problem through debt counseling and/or pro bono chapter 7 bankruptcy representation through volunteer attorneys. Also provides free training and educational seminars.
$194,232 spent100% of program spending
The program described on its FY2024 Form 990. Program spending in total: $194,232.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $423k to $295k (−30%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2022 16%. Grants only. Government contracts and fees sit inside program revenue.
99% of CONSUMER BANKRUPTCY ASSISTANCE PROJECT’s revenue is contributions — more reliant on donations than three-quarters of its peers (73% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 6 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
The chief executive listed changed between the FY2017 and FY2018 filings.
Who funds it, year by year
2017 → 2023: the base broadened from 3 funders to 9 funders, grant income rose $29k → $134k.
1 of 14 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 0% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of CONSUMER BANKRUPTCY ASSISTANCE PROJECT’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
CONSUMER BANKRUPTCY ASSISTANCE PROJECT leans on a few funders — its largest provides 39% of grant income and the top three 62%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
61% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CONSUMER BANKRUPTCY ASSISTANCE PROJECT.
Largest funder’s share by year: 2017 57% · 2018 64% · 2019 52% · 2020 31% · 2021 36% · 2022 31% · 2023 37% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
89% of CONSUMER BANKRUPTCY ASSISTANCE PROJECT's funders are still giving 3 years after their first grant; 79% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
74% of CONSUMER BANKRUPTCY ASSISTANCE PROJECT's grant income comes from Pennsylvania funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $294 arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
CONSUMER BANKRUPTCY ASSISTANCE PROJECT is better cushioned than half of the 1,356 unclassified nonprofits its size.
this organization peer median middle 50% of peers· 1,356 unclassified nonprofits $100k–$1M, FY2024
Organizations like CONSUMER BANKRUPTCY ASSISTANCE PROJECT
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Pennsylvania
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
78% of spending goes to programs.
Governance
Public support
99%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for CONSUMER BANKRUPTCY ASSISTANCE PROJECT: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds CONSUMER BANKRUPTCY ASSISTANCE PROJECT?
- CONSUMER BANKRUPTCY ASSISTANCE PROJECT (Pennsylvania) receives grants from 14 organizations whose IRS filings report $792,159 to it, the largest being PENNSYLVANIA INTEREST ON LAWYER TRUST ACCOUNTS BOARD ($311,640). 11 of them have funded it in more than one year.
- How many funders does CONSUMER BANKRUPTCY ASSISTANCE PROJECT have?
- IRS filings report 14 organizations giving $792,159 in grants to CONSUMER BANKRUPTCY ASSISTANCE PROJECT, 11 of which have funded it in more than one year.
- Who is the largest funder of CONSUMER BANKRUPTCY ASSISTANCE PROJECT?
- PENNSYLVANIA INTEREST ON LAWYER TRUST ACCOUNTS BOARD is the largest funder on record, with $311,640 in grants. The full list of funders is on this page.
- How can an organization like CONSUMER BANKRUPTCY ASSISTANCE PROJECT find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Pennsylvania. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Consumer Bankruptcy Assistance Project →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 14 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing