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Maryland · Nonprofit

HOUSING OPTIONS & PLANNING ENTERPRISES INC

HOUSING OPTIONS & PLANNING ENTERPRISES INC (Maryland) receives grants from 13 organizations whose IRS filings report $546,298 to it, the largest being HOMEFREE USA INC ($216,430). 6 of them have funded it in more than one year.

Revenue FY2025
$713k
Funders on record
13
Grants received
$546k
Net assets
$-154791
6/13 repeat funderspeak grant-dependency 13%
01What it does

What Housing Options & Planning Enterprises Inc does

Mission

Housing Counseling Services - Our Housing Counseling Program supports the delivery of a wide variety of housing services to homebuyers, homeowners, and low-to-moderate -income renters. The primary objectives of the program are to expand homeownership opportunities and improve financial well-being. The services provided are: Homebuyers & Financial Literacy, Home Improvement, and Foreclosure Intervention.

As stated on its FY2025 Form 990.

Programs

  1. Our Housing Counseling Program supports delivery of a wide variety of housing services to homebuyers, homeowners, and low-to-moderate -income renters.

    $746,641 spent$75,927 earned by the program
    100% of program spending
  2. Our Housing Counseling Program supports delivery of a wide variety of housing services to homebuyers, homeowners, and low-to-moderate -income renters.

    $0 spent
    0% of program spending
  3. Other program services, not described on the e-filed return.

    $0 spent
    0% of program spending

The 3 programs described on its FY2023 Form 990, listed largest first by expense. Program spending in total: $746,641.

02The organization over time

The organization over time

Each line starts at 100 in 2021, so what you read is the shape rather than the size: 150 means half as much again as 2021, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20212021 Revenue 100 ($698k) Expenses 100 ($699k) Net assets 100 ($148k)2022 Revenue 121 ($845k) Expenses 104 ($724k) Net assets 182 ($268k)2023 Revenue 163 ($1.1M) Expenses 159 ($1.1M) Net assets 120 ($177k)2024 Revenue 124 ($862k) Expenses 160 ($1.1M) Net assets -54 ($-80216)2025 Revenue 102 ($713k) Expenses 113 ($788k) Net assets -105 ($-154791)
20212022202320242025
Revenue (102)Expenses (113)Net assets (-105)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $202k to $769k (+280%).

$202k
$769k
$762k
$538k
$488k
20212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 82% · 2022 86% · 2023 80% · 2024 76% · 2025 65%. Grants only. Government contracts and fees sit inside program revenue.

68% of HOUSING OPTIONS & PLANNING ENTERPRISES INC’s revenue is contributions — about as donation-reliant as the typical peer (91% for the typical peer).

This organization
Typical peer · 23,870 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 5 reported years ran a deficit.

−$1k
’21
$121k
’22
$29k
’23
−$257k
’24
−$75k
’25
0.3
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Donna Hurley

CEO President

Board chair

Antoine M Thompson

Chairman

As listed on its FY2025 Form 990.

20212022202320242025
Listed10101199
Joined·+1+3+2+0
No longer listed·1240
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 2 funders to 6 funders, grant income rose $27k → $142k.

1 of 13 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 6% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of HOUSING OPTIONS & PLANNING ENTERPRISES INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

HOUSING OPTIONS & PLANNING ENTERPRISES INC leans on a few funders — its largest provides 40% of grant income and the top three 75%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

53% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HOUSING OPTIONS & PLANNING ENTERPRISES INC.

40%
largest funder
75%
top three
~4
effective funders

Largest funder’s share by year: 2017 70% · 2018 100% · 2019 100% · 2020 100% · 2021 32% · 2022 71% · 2023 64% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

50% of HOUSING OPTIONS & PLANNING ENTERPRISES INC's funders are still giving 2 years after their first grant; 46% give in more than one year at all.

first grant+1y+2y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

97% of HOUSING OPTIONS & PLANNING ENTERPRISES INC's grant income comes from Maryland funders.

ME
CA
MD
DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Maryland out of state home

Funder states come from each funder’s own filing. $35k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

HOUSING OPTIONS & PLANNING ENTERPRISES INC's funding base is broadening — from 2 funders to 6 as grant income climbed.

Operating margin−10% · bottom quartile
Months of reserve0.3mo · bottom quartile
Revenue growth (annualized)1% · bottom quartile

this organization peer median middle 50% of peers· 13,062 human services nonprofits $100k–$1M, FY2025

Government funding HOUSING OPTIONS & PLANNING ENTERPRISES INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $2.7M on record — $1.0M federal, $1.7M state.

Federal$1.0M
grants $1.0Mcontracts $0
20
21
23
Top agencies
  • Department of Housing and Urban Development$750k
  • Department of the Treasury$250k
State$1.7M
12
16
17
18
19
20
21
23
24
Top programs
  • Grant$1.7M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like HOUSING OPTIONS & PLANNING ENTERPRISES INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Maryland

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

81% of spending goes to programs.

Program 81%Management 19%Fundraising 0%

Governance

10
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MD

Screen this organization

A dated, signed PDF of the compliance screen for HOUSING OPTIONS & PLANNING ENTERPRISES INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds HOUSING OPTIONS & PLANNING ENTERPRISES INC?
HOUSING OPTIONS & PLANNING ENTERPRISES INC (Maryland) receives grants from 13 organizations whose IRS filings report $546,298 to it, the largest being HOMEFREE USA INC ($216,430). 6 of them have funded it in more than one year.
How many funders does HOUSING OPTIONS & PLANNING ENTERPRISES INC have?
IRS filings report 13 organizations giving $546,298 in grants to HOUSING OPTIONS & PLANNING ENTERPRISES INC, 6 of which have funded it in more than one year.
Who is the largest funder of HOUSING OPTIONS & PLANNING ENTERPRISES INC?
HOMEFREE USA INC is the largest funder on record, with $216,430 in grants. The full list of funders is on this page.
How can an organization like HOUSING OPTIONS & PLANNING ENTERPRISES INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Maryland. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Housing Options & Planning Enterprises →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2021–2025), and the filings of 13 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing