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Massachusetts · Nonprofit

HOUSING FAMILIES INC

HOUSING FAMILIES INC (Massachusetts) receives grants from 66 organizations whose IRS filings report $4,161,369 to it, the largest being United Way Of Massachusetts Bay Inc ($754,846). 47 of them have funded it in more than one year.

Revenue FY2025
$36M
Funders on record
66
Grants received
$4.2M
Net assets
$12M
47/66 repeat funderspeak grant-dependency 9%
01What it does

What Housing Families Inc does

Mission

Housing families' mission is to ensure housing stability to strengthen families, individuals, and communities.

As stated on its FY2025 Form 990.

Program

  1. Since 1986, Housing Families Inc. Has provided comprehensive housing and wraparound services to over 14,000 homeless, formerly homeless and housing insecure families. In fiscal year 2025 housing families served 6,700 individuals across all programs, which include emergency shelterand permanent supportive housing for families and individuals. Housing families currently operates 89 shelter units and 128 units of permanent supportive housing. In total, over 800 people are housed in our shelter and permanent housing each year and each household receives comprehensive case management. Our academic and therapeutic after school program provides tutoring, enrichment, and counseling to youth. The legal aid for wellness & stability program served over 1,400 households and prevented over 800 evictions. Housing families' newer programs include an enhanced clinical mental health department, a food pantry program, multiple warming centers, and a new street outreach program.

    $30,143,642 spent$176,473 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $30,143,642.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($6.5M) Expenses 100 ($6.5M) Net assets 100 ($2.5M)2018 Revenue 99 ($6.4M) Expenses 102 ($6.6M) Net assets 96 ($2.4M)2019 Revenue 101 ($6.5M) Expenses 102 ($6.6M) Net assets 92 ($2.3M)2020 Revenue 103 ($6.7M) Expenses 95 ($6.1M) Net assets 115 ($2.9M)2021 Revenue 134 ($8.7M) Expenses 125 ($8.1M) Net assets 139 ($3.5M)2022 Revenue 159 ($10M) Expenses 158 ($10M) Net assets 142 ($3.5M)2023 Revenue 221 ($14M) Expenses 203 ($13M) Net assets 192 ($4.8M)2024 Revenue 462 ($30M) Expenses 405 ($26M) Net assets 340 ($8.4M)2025 Revenue 562 ($36M) Expenses 515 ($33M) Net assets 464 ($12M)
'17'18'19'20'21'22'23'24'25
Revenue (562)Expenses (515)Net assets (464)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $6.5M to $11M (+63%).

$2.8M
$3.0M
$2.9M
$3.3M
$3.9M
$4.1M
$6.5M
$11M
$14M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 82% · 2018 84% · 2019 85% · 2020 84% · 2021 86% · 2022 87% · 2023 92% · 2024 96% · 2025 96%. Grants only. Government contracts and fees sit inside program revenue.

99% of HOUSING FAMILIES INC’s revenue is contributions — more reliant on donations than three-quarters of its peers (21% for the typical peer).

This organization
Typical peer · 3,400 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.

$5k
’17
−$176k
’18
−$89k
’19
$560k
’20
$603k
’21
$80k
’22
$1.2M
’23
$3.7M
’24
$3.1M
’25
1.5
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Laura Rosi

CEO

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed221919131315171824
Joined·+4+2+0+3+2+4+2+13
No longer listed·72630217
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 17 funders to 30 funders, grant income rose $346k → $412k.

8 of 66 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 15% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of HOUSING FAMILIES INC’s funders (the co-funder graph). Top 30 of 66 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

HOUSING FAMILIES INC has a broad base — no single funder exceeds 18% of grant income, and it takes 5 funders to reach half.

the vertical line marks half of all grant income — 5 funders to its left

47% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HOUSING FAMILIES INC.

18%
largest funder
36%
top three
~14
effective funders

Largest funder’s share by year: 2017 22% · 2018 22% · 2019 14% · 2020 15% · 2021 27% · 2022 26% · 2023 22% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

51% of HOUSING FAMILIES INC's funders are still giving 3 years after their first grant; 71% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

92% of HOUSING FAMILIES INC's grant income comes from Massachusetts funders.

NH
NY
MA
NJ
CT
DE
NC
TX
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Massachusetts out of state home

Funder states come from each funder’s own filing. $619k arriving through sponsors registered in 7 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

HOUSING FAMILIES INC has grown faster than three-quarters of the 2,297 human services nonprofits its size.

Operating margin8% · above the median
Months of reserve1.5mo · below the median
Revenue growth (annualized)24% · top quartile

this organization peer median middle 50% of peers· 2,297 human services nonprofits $10M–$100M, FY2025

Government funding HOUSING FAMILIES INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $11.0M on record.

State$11.0M
17
18
19
20
21
22
23
24
25
Top programs
  • (PP) STATE AID/POL SUB$7.9M
  • (MM) PURCHASED CLIENT/PROGRAM SVCS$3.1M
  • (JJ) OPERATIONAL SERVICES$3k
  • (HH) CONSULTANT SVCS (TO DEPTS)$250

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like HOUSING FAMILIES INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Massachusetts

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

91% of spending goes to programs.

Program 91%Management 7%Fundraising 2%

Governance

16
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MA

Part of a family of 3 related entities

  • Cross Street Housing Limited Partnership · partnership
  • Cross Street Realty Inc · corp_trust
  • Hfi Properties Inc · corp_trust

Screen this organization

A dated, signed PDF of the compliance screen for HOUSING FAMILIES INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds HOUSING FAMILIES INC?
HOUSING FAMILIES INC (Massachusetts) receives grants from 66 organizations whose IRS filings report $4,161,369 to it, the largest being United Way Of Massachusetts Bay Inc ($754,846). 47 of them have funded it in more than one year.
How many funders does HOUSING FAMILIES INC have?
IRS filings report 66 organizations giving $4,161,369 in grants to HOUSING FAMILIES INC, 47 of which have funded it in more than one year.
Who is the largest funder of HOUSING FAMILIES INC?
United Way Of Massachusetts Bay Inc is the largest funder on record, with $754,846 in grants. The full list of funders is on this page.
How can an organization like HOUSING FAMILIES INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Housing Families →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 66 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing