Maryland · Nonprofit
HARFORD COMMUNITY ACTION AGENCY INC
HARFORD COMMUNITY ACTION AGENCY INC (Maryland) receives grants from 23 organizations whose IRS filings report $961,618 to it, the largest being THE MARYLAND FOOD BANK INC ($428,941). 12 of them have funded it in more than one year.
- Revenue FY2025
- $5.2M
- Funders on record
- 23
- Grants received
- $962k
- Net assets
- $650k
What Harford Community Action Agency Inc does
Mission
Hcaa is harford county's one-stop shop for services and programs to benefit low-income individuals and families in need. Hcaa provides emergency financial assistance to stabilize those in crisis and programs that help them become more economically self sufficient.
As stated on its FY2025 Form 990.
Programs
Food and nutrition: the hcaa food pantry and food advocacy program provides emergency and supplemental food to hungry harford county families. Clients can visit the food pantry every 30 days to receive enough food to feed their family for 2-3 days. The pantry provides for food insecure households on site and via the mobile pantry unit to expand the reach of services around the county. Hcaa is also a redistribution organization for the maryland food bank and distributed food to other local pantries, soup kitchens, residential recovery programs, and food shelters. Hcaa also provides snap application assistance.
$3,096,835 spentof which $2,489,000 as grants64% of program spendingCommunity case management:a program available to clients who are in need of one-on-one assistance with varying needs. A case manager will take time to create attainable goals with the client's input to ensure their needs are met through referrals, outreach and encouragement. Ccm administrated the emergency rental assistance program and past due water bills assistance program in response to the covid-19 pandemic. Ccm services also include translating materials from english to spanish and there is a bilingual staff member onsite assisting clients with various needs.
$56,736 spent1% of program spendingHomeless prevention services: hcaa provides homelessness prevention assistance for households at risk of homelessness. Homelessness prevention assistance is intended to provide housing stabilization services necessary to prevent an individual or family from moving into an emergency shelter, the streets, or a place not meant for human habitation. Street outreach is a major part of rapid rehousing and homelessness prevention as it provides clients with direct assistance where they currently reside and eliminates barriers for services.
$1,127,424 spentof which $680,669 as grants23% of program spendingEnergy assistance - maryland energy assistance program (meap) & electric universal services program (eusp): hcaa has administered meap in harford county for more than 25 years. Meap helps low-income families with winter heating bills, while eusp helps keep electricity affordable all year round.
$551,932 spentof which $3,889 as grants11% of program spending
The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $4,832,927.
The organization over time
Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $735k to $2.4M (+228%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2018 68% · 2019 72% · 2020 70% · 2021 77% · 2022 74% · 2023 66% · 2024 56% · 2025 51%. Grants only. Government contracts and fees sit inside program revenue.
100% of HARFORD COMMUNITY ACTION AGENCY INC’s revenue is contributions — more reliant on donations than three-quarters of its peers (81% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Pamela Craig
CEO
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 3 funders to 5 funders, grant income rose $87k → $231k.
6 of 23 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 16% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of HARFORD COMMUNITY ACTION AGENCY INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HARFORD COMMUNITY ACTION AGENCY INC leans on a few funders — its largest provides 45% of grant income and the top three 67%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
85% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HARFORD COMMUNITY ACTION AGENCY INC.
Largest funder’s share by year: 2017 66% · 2018 100% · 2019 95% · 2020 23% · 2021 52% · 2022 76% · 2023 75% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
24% of HARFORD COMMUNITY ACTION AGENCY INC's funders are still giving 3 years after their first grant; 52% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
89% of HARFORD COMMUNITY ACTION AGENCY INC's grant income comes from Maryland funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $154k arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
HARFORD COMMUNITY ACTION AGENCY INC's funding base is broadening — from 3 funders to 5 as grant income climbed.
this organization peer median middle 50% of peers· 6,891 human services nonprofits $1M–$10M, FY2025
Government funding HARFORD COMMUNITY ACTION AGENCY INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.9M on record — $573k federal, $1.3M state.
- Department of Housing and Urban Development$573k
- Grant$1.3M
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like HARFORD COMMUNITY ACTION AGENCY INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Maryland
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
92% of spending goes to programs.
Governance
Public support
100%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 2 related entities
- Hcaa Brookside Inc · corp_trust
- Hcaa Blenheim Inc · corp_trust
Screen this organization
A dated, signed PDF of the compliance screen for HARFORD COMMUNITY ACTION AGENCY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HARFORD COMMUNITY ACTION AGENCY INC?
- HARFORD COMMUNITY ACTION AGENCY INC (Maryland) receives grants from 23 organizations whose IRS filings report $961,618 to it, the largest being THE MARYLAND FOOD BANK INC ($428,941). 12 of them have funded it in more than one year.
- How many funders does HARFORD COMMUNITY ACTION AGENCY INC have?
- IRS filings report 23 organizations giving $961,618 in grants to HARFORD COMMUNITY ACTION AGENCY INC, 12 of which have funded it in more than one year.
- Who is the largest funder of HARFORD COMMUNITY ACTION AGENCY INC?
- THE MARYLAND FOOD BANK INC is the largest funder on record, with $428,941 in grants. The full list of funders is on this page.
- How can an organization like HARFORD COMMUNITY ACTION AGENCY INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Maryland. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Harford Community Action Agency →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 23 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing