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New York · Nonprofit

HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC

HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC (New York) receives grants from 10 organizations whose IRS filings report $328,367 to it, the largest being The Edward D Cammarota Foundation Inc ($150,000). 8 of them have funded it in more than one year.

Revenue FY2025
$1.1M
Funders on record
10
Grants received
$328k
Net assets
$3.7M
8/10 repeat funderspeak grant-dependency 7%
01What it does

What Habitat for Humanity of Schenectady County Inc does

Mission

Habitat for humanity of schenectady county, inc. (the organization) is a not-for-profit organization dedicated to improving the quality of life for individuals and the community by building and rehabilitating homes and enabling families to become capable, committed, responsible homeowners. The organization is affiliated with habitat for humanity international and is governed by its own bylaws and board of directors. Programs for construction and rehabilitation are funded through cooperative sponsorships with other organizations, both not-for-profit and for-profit, or by internally directed funds. Funding consists of grants, cash donations, in- kind donations of services and materials, sale of promotional merchandise and organization-directed fundraising initiatives. Prospective homeowners are evaluated by a board-appointed selection committee and are required to meet specific financial and personal criteria. Financial criteria include necessary financial resources needed to maintain th

As stated on its FY2025 Form 990.

Programs

  1. Completion - rehabilitation of houses for low income qualifying families through cooperative efforts along with community, government, corporate and congregation involvement and support

    $721,151 spent$147,761 earned by the program
    76% of program spending
  2. Restore - program to provide low cost and resuable materials and supplies for renovation and rehabilitation of properties to the general public and organizations

    $230,009 spent$275,037 earned by the program
    24% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $951,160.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($1.2M) Expenses 100 ($877k) Net assets 100 ($2.0M)2018 Revenue 79 ($928k) Expenses 91 ($794k) Net assets 107 ($2.2M)2019 Revenue 104 ($1.2M) Expenses 100 ($874k) Net assets 124 ($2.5M)2020 Revenue 66 ($768k) Expenses 78 ($688k) Net assets 130 ($2.6M)2021 Revenue 68 ($791k) Expenses 76 ($662k) Net assets 142 ($2.9M)2022 Revenue 90 ($1.1M) Expenses 71 ($620k) Net assets 173 ($3.5M)2023 Revenue 81 ($949k) Expenses 77 ($676k) Net assets 193 ($3.9M)2024 Revenue 51 ($597k) Expenses 104 ($908k) Net assets 184 ($3.7M)2025 Revenue 98 ($1.1M) Expenses 139 ($1.2M) Net assets 183 ($3.7M)
'17'18'19'20'21'22'23'24'25
Revenue (98)Expenses (139)Net assets (183)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2018 to 2019, from $2.6M to $3.2M (+21%).

$2.5M
$2.6M
$3.2M
$3.3M
$3.7M
$4.1M
$4.4M
$4.2M
$4.2M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 5% · 2018 13% · 2019 5% · 2021 10% · 2022 10% · 2023 27% · 2025 14%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.

$293k
’17
$134k
’18
$345k
’19
$81k
’20
$129k
’21
$434k
’22
$273k
’23
−$311k
’24
−$78k
’25
13
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed131312131115151513
Joined·+2+3+1+2+7+1+0+5
No longer listed·24043107
03Who funds it

Who funds it, year by year

2017 → 2023: the base held at 3 funders, grant income fell $69k → $14k.

3 of 10 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 10% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC’s funders (the co-funder graph). Top 9 of 10 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC leans on a few funders — its largest provides 46% of grant income and the top three 90%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

47% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC.

46%
largest funder
90%
top three
~3
effective funders

Largest funder’s share by year: 2017 73% · 2018 79% · 2019 79% · 2020 61% · 2021 94% · 2022 49% · 2023 92% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

29% of HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC's funders are still giving 3 years after their first grant; 80% give in more than one year at all.

first grant+1y+2y+3y+4y+5y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC draws 98% of its grant income from funders outside New York, across 4 states in all.

NY
CT
DE
GA

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
New York out of state home

Funder states come from each funder’s own filing. $31k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In New York

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

78% of spending goes to programs.

Program 78%Management 20%Fundraising 3%

Governance

12
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

97%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

NY

Screen this organization

A dated, signed PDF of the compliance screen for HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC?
HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC (New York) receives grants from 10 organizations whose IRS filings report $328,367 to it, the largest being The Edward D Cammarota Foundation Inc ($150,000). 8 of them have funded it in more than one year.
How many funders does HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC have?
IRS filings report 10 organizations giving $328,367 in grants to HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC, 8 of which have funded it in more than one year.
Who is the largest funder of HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC?
The Edward D Cammarota Foundation Inc is the largest funder on record, with $150,000 in grants. The full list of funders is on this page.
How can an organization like HABITAT FOR HUMANITY OF SCHENECTADY COUNTY INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in New York. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Habitat for Humanity of Schenectady County →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 10 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing