North Carolina · Nonprofit
GREATER KINSTON CREDIT UNION
GREATER KINSTON CREDIT UNION (North Carolina) receives grants from 2 organizations whose IRS filings report $20,000 to it, the largest being CAROLINAS CREDIT UNION FOUNDATION ($10,000). 0 of them have funded it in more than one year, and 50% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
Three funders worth looking at
Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.
- Ely J Perry Foundationlocal
- Illinois Credit Union Foundationportfolio match
- Heartland Credit Union Charitable Foundation Incportfolio match
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2019 14% · 2020 21% · 2022 5% · 2024 0% · 2025 1%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.
reserve
Who funds it, year by year
2021 → 2023: the base held at 1 funder, grant income held at $10k.
1 of 2 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 50% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of GREATER KINSTON CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
GREATER KINSTON CREDIT UNION leans on a few funders — its largest provides 50% of grant income and the top three 100%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund GREATER KINSTON CREDIT UNION.
Largest funder’s share by year: 2021 100% · 2023 100% — broadly stable.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
50% of GREATER KINSTON CREDIT UNION's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $10k that is directly attributable, 100% of it comes from funders outside North Carolina, across 1 state.
Funder states come from each funder’s own filing. $10k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Funders to approach
Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first.
- Ely J Perry FoundationlocalNC · funds 13 organizations near you
- Illinois Credit Union Foundationportfolio matchits grantees resemble your mission
- Heartland Credit Union Charitable Foundation Incportfolio matchits grantees resemble your mission
- Michigan Credit Union Foundationportfolio matchits grantees resemble your mission
- Wisconsin Credit Union Foundation Incportfolio matchits grantees resemble your mission
- Ohio Credit Union Foundationportfolio matchits grantees resemble your mission
- National Credit Union Foundationportfolio matchits grantees resemble your mission
- Southeastern Credit Union Foundationportfolio matchits grantees resemble your mission
- Gowest Foundationportfolio matchits grantees resemble your mission
- Opportunity Finance Networkportfolio matchits grantees resemble your mission
- Metro Credit Unionportfolio matchits grantees resemble your mission
- Stanley & Dorothy Frank Family Foundationportfolio matchits grantees resemble your mission
From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.
Government funding GREATER KINSTON CREDIT UNION receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $500k on record.
- Department of the Treasury$500k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like GREATER KINSTON CREDIT UNION
Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.
In North Carolina
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Governance
Screen this organization
A dated, signed PDF of the compliance screen for GREATER KINSTON CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds GREATER KINSTON CREDIT UNION?
- GREATER KINSTON CREDIT UNION (North Carolina) receives grants from 2 organizations whose IRS filings report $20,000 to it, the largest being CAROLINAS CREDIT UNION FOUNDATION ($10,000). 0 of them have funded it in more than one year, and 50% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does GREATER KINSTON CREDIT UNION have?
- IRS filings report 2 organizations giving $20,000 in grants to GREATER KINSTON CREDIT UNION.
- Who is the largest funder of GREATER KINSTON CREDIT UNION?
- CAROLINAS CREDIT UNION FOUNDATION is the largest funder on record, with $10,000 in grants. The full list of funders is on this page.
- How can an organization like GREATER KINSTON CREDIT UNION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in North Carolina. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 2funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing