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North Carolina · Nonprofit

Self-Help Credit Union

Self-Help Credit Union (North Carolina) receives grants from 1 organization whose IRS filings report $4,430 to it, the largest being MARY REYNOLDS BABCOCK FOUNDATION INCORPORATED ($4,430). 0 of them have funded it in more than one year.

Revenue FY2024
$102M
Funders on record
1
Grants received
$4k
Net assets
$263M
0/1 repeat funderspeak grant-dependency 0%
01What it does

What Self-Help Credit Union does

Mission

Our mission is to create ownership and economic opportunities for all, especially people of color, women, rural residents,low-wealth families and communities. We provide loans to members at reasonable rates and pay competitive rates of interest to members.

As stated on its FY2024 Form 990.

Program

  1. Provided consumer, mortgage, and business loans to members at reasonable rates, with a goal of improving the social or economic conditions of members, especially low-income persons. A total of 3,481 loans were originated in 2024. Provided services and paid competitives rates of interest to members. Total members served 88,916

The program described on its FY2024 Form 990.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($46M) Expenses 100 ($33M) Net assets 100 ($129M)2018 Revenue 111 ($51M) Expenses 107 ($35M) Net assets 118 ($152M)2019 Revenue 127 ($58M) Expenses 125 ($41M) Net assets 126 ($163M)2020 Revenue 123 ($57M) Expenses 155 ($51M) Net assets 139 ($179M)2021 Revenue 114 ($52M) Expenses 124 ($41M) Net assets 154 ($198M)2022 Revenue 170 ($78M) Expenses 151 ($50M) Net assets 192 ($248M)2023 Revenue 202 ($93M) Expenses 191 ($63M) Net assets 186 ($239M)2024 Revenue 222 ($102M) Expenses 234 ($77M) Net assets 204 ($263M)
'17'18'19'20'21'22'23'24
Revenue (222)Expenses (234)Net assets (204)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $1.3B to $1.8B (+35%).

$895M
$1.0B
$1.1B
$1.3B
$1.3B
$1.8B
$1.8B
$2.0B
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$13M
’17
$16M
’18
$17M
’19
$5.8M
’20
$11M
’21
$28M
’22
$30M
’23
$25M
’24
37
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Deborah McKetty

Chair

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed2117191717182423
Joined·+3+5+2+7+3+8+4
No longer listed·7347225
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Left out of every figure on this page: $2.3M from one payer (the payer shares this organization's board, largest Center for Community Self-Help). These are real filings, and they are not money Self-Help Credit Union raised.

From the IRS filings of Self-Help Credit Union’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of Self-Help Credit Union's grant income comes from North Carolina funders.

NC

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding Self-Help Credit Union receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $17.1M on record.

Federal$17.1M
grants $17.1Mcontracts $0
21
23
Top agencies
  • Department of the Treasury$17.1M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like Self-Help Credit Union

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In North Carolina

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

16
board members
88%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Footprint & structure

Part of a family of 8 related entities

  • Center for Community Self-Help · exempt
  • Center for Responsible Lending · exempt
  • Self-Help Community Dev Corp · exempt
  • Self-Help Ventures Fund · exempt
  • Self-Help Services Corporation · exempt

Screen this organization

A dated, signed PDF of the compliance screen for Self-Help Credit Union: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Self-Help Credit Union?
Self-Help Credit Union (North Carolina) receives grants from 1 organization whose IRS filings report $4,430 to it, the largest being MARY REYNOLDS BABCOCK FOUNDATION INCORPORATED ($4,430). 0 of them have funded it in more than one year.
How many funders does Self-Help Credit Union have?
IRS filings report 1 organization giving $4,430 in grants to Self-Help Credit Union.
Who is the largest funder of Self-Help Credit Union?
MARY REYNOLDS BABCOCK FOUNDATION INCORPORATED is the largest funder on record, with $4,430 in grants. The full list of funders is on this page.
How can an organization like Self-Help Credit Union find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in North Carolina. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Self-Help Credit Union →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing