Tennessee · Nonprofit
TEN CREDIT UNION
TEN CREDIT UNION (Tennessee) receives grants from 1 organization whose IRS filings report $5,025 to it, the largest being THE COMMUNITY FOUNDATION OF MIDDLE TENNESSEE INC ($5,025). 0 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $21M
- Funders on record
- 1
- Grants received
- $5k
- Net assets
- $32M
What Ten Credit Union does
Mission
Your trusted financial partner for life. We are committed to honoring traditional credit union values while utilizing innovation to provide an exceptional member experience.
As stated on its FY2025 Form 990.
Programs
Ten Credit Union (tencu) has 7 locations covering a wide geographic area of middle and east tennessee. Ttcu offers a wide range of consumer credit and deposit products & services. These include credit cards, secured and unsecured term and revolving loans, residential construction and permanent mortgage lending. Ten Credit Union retains most mortgage loans but occasionally sells mortgages to rocket mortgage and other 3rd party affiliates. Ten Credit Union entered into a commitment with metro and retains servicing. Ten Credit Union provides value services including "summer pay" programs, and seasonal savings accounts such as christmas and vacation club savings to aid our members in managing their budgets and achieving their financial thrift objectives. Key data as of december 31, 2025 include 7 locations, 79 employees, 18,702 members, 12,662 loan accounts and 33,154 deposit accounts.
Ten Credit Union entered into a commitment with metro nashville board of education to establish, provide equipment, furnishings, educational training, and operational support for the antioch high school's "Ten Credit Union academy of business and finance." additionally, Ten Credit Union provides paid summer internships to worthy students, training them in operating a limited-service credit union at the school. Ten Credit Union is the sole financial sponsor for the students, training them in operating a limited-service credit union at the school. During 2025, the credit union provided $31,904 in resources such as internships, training, and equipment for the program.
Ten Credit Union donated approximately $22,860 to 20 different organizations throughout the community during 2025.
The 3 programs described on its FY2025 Form 990, listed largest first by expense.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $317M to $375M (+18%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
0% of TEN CREDIT UNION’s revenue is contributions — more earned-revenue than three-quarters of its peers (23% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Rafael Rondon
CEO
Board chair
Chris Henson
Chairman
As listed on its FY2025 Form 990.
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
1 of 1 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 100% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of TEN CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
100% of TEN CREDIT UNION's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Too little is directly attributable to place on a map.
Funder states come from each funder’s own filing. $5k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
TEN CREDIT UNION holds deeper cash reserves than three-quarters of the 144 public benefit nonprofits its size.
this organization peer median middle 50% of peers· 144 public benefit nonprofits $10M–$100M, FY2025
Organizations like TEN CREDIT UNION
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Tennessee
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Governance
Footprint & structure
Part of a family of 1 related entity
- Cucorp Inc · corp_trust
Screen this organization
A dated, signed PDF of the compliance screen for TEN CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds TEN CREDIT UNION?
- TEN CREDIT UNION (Tennessee) receives grants from 1 organization whose IRS filings report $5,025 to it, the largest being THE COMMUNITY FOUNDATION OF MIDDLE TENNESSEE INC ($5,025). 0 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does TEN CREDIT UNION have?
- IRS filings report 1 organization giving $5,025 in grants to TEN CREDIT UNION.
- Who is the largest funder of TEN CREDIT UNION?
- THE COMMUNITY FOUNDATION OF MIDDLE TENNESSEE INC is the largest funder on record, with $5,025 in grants. The full list of funders is on this page.
- How can an organization like TEN CREDIT UNION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Tennessee. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing