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Kentucky · Nonprofit

FRONTIER HOUSING INC

FRONTIER HOUSING INC (Kentucky) receives grants from 7 organizations whose IRS filings report $3,912,782 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,778,411). 3 of them have funded it in more than one year.

Revenue FY2025
$4.7M
Funders on record
7
Grants received
$3.9M
Net assets
$10M
3/7 repeat funderspeak grant-dependency 30%
01What it does

What Frontier Housing Inc does

Mission

Frontier housing is the leader for affordable housing dolutions in appalachian communities in the heart of the ohio river valley. Frontier improves the quality of life for individuals and families, helping them: achieve long-term stability, financial independence, and generational wealth.

As stated on its FY2025 Form 990.

Program

  1. Homeownership creation: frontier housing's fiscal year impact included a total investment of over 9.7 million in our communities. We built and financed 9 new homes. Homebuyer education and counseling: frontier provided homebuyer education and credit counseling for over 200 households in preparing them to become homebuyers. Home rehabilitation: frontier rehabilitated 38 homes in our service area. Rental housing: frontier owned and operated 46 rental units providing affordable housing for low-income families.

    $3,187,806 spent
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $3,187,806.

02The organization over time

The organization over time

Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended.

100 = 20182018 Revenue 100 ($1.2M) Expenses 100 ($1.5M) Net assets 100 ($11M)2019 Revenue 92 ($1.1M) Expenses 82 ($1.3M) Net assets 98 ($10M)2020 Revenue 113 ($1.3M) Expenses 110 ($1.7M) Net assets 94 ($9.9M)2021 Revenue 137 ($1.6M) Expenses 98 ($1.5M) Net assets 95 ($10M)2022 Revenue 218 ($2.5M) Expenses 135 ($2.1M) Net assets 99 ($10M)2023 Revenue 217 ($2.5M) Expenses 158 ($2.4M) Net assets 100 ($11M)2024 Revenue 285 ($3.3M) Expenses 222 ($3.4M) Net assets 99 ($10M)2025 Revenue 405 ($4.7M) Expenses 301 ($4.7M) Net assets 99 ($10M)
'18'19'20'21'22'23'24'25
Revenue (405)Expenses (301)Net assets (99)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $15M to $18M (+18%).

$13M
$12M
$13M
$13M
$15M
$18M
$19M
$22M
'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2018 63% · 2019 63% · 2020 68% · 2021 64% · 2022 32% · 2023 36% · 2024 34% · 2025 70%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 8 reported years ran a deficit.

−$386k
’18
−$195k
’19
−$392k
’20
$74k
’21
$435k
’22
$75k
’23
−$124k
’24
$60k
’25
4.6
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Kamilla Lawson

Chair

As listed on its FY2025 Form 990.

'18'19'20'21'22'23'24'25
Listed1612121215121514
Joined·+3+3+0+5+1+3+1
No longer listed·7302402
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 2 funders to 3 funders, grant income rose $337k → $647k.

2 of 7 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 12% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of FRONTIER HOUSING INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

FRONTIER HOUSING INC leans on a few funders — its largest provides 71% of grant income and the top three 99%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund FRONTIER HOUSING INC.

71%
largest funder
99%
top three
~2
effective funders

Largest funder’s share by year: 2017 65% · 2018 83% · 2019 87% · 2020 78% · 2021 95% · 2022 96% · 2023 55% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

FRONTIER HOUSING INC draws 81% of its grant income from funders outside Kentucky, across 5 states in all.

OH
KY
WV
TN
DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Kentucky out of state home

Funder states come from each funder’s own filing. $466k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding FRONTIER HOUSING INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $7.6M on record.

Federal$7.6M
grants $7.6Mcontracts $0
21
23
24
Top agencies
  • Department of the Treasury$4.2M
  • Environmental Protection Agency$2.0M
  • Department of Housing and Urban Development$1.4M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like FRONTIER HOUSING INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Kentucky

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

68% of spending goes to programs.

Program 68%Management 26%Fundraising 5%

Governance

12
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

79%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

KY

Part of a family of 4 related entities

  • Boodry Place LLC · partnership
  • Robertson Place LLC · partnership
  • Park View Morehead Gp LLC · partnership
  • Goalsource Inc · corp_trust

Screen this organization

A dated, signed PDF of the compliance screen for FRONTIER HOUSING INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds FRONTIER HOUSING INC?
FRONTIER HOUSING INC (Kentucky) receives grants from 7 organizations whose IRS filings report $3,912,782 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,778,411). 3 of them have funded it in more than one year.
How many funders does FRONTIER HOUSING INC have?
IRS filings report 7 organizations giving $3,912,782 in grants to FRONTIER HOUSING INC, 3 of which have funded it in more than one year.
Who is the largest funder of FRONTIER HOUSING INC?
NEIGHBORHOOD REINVESTMENT CORPORATION is the largest funder on record, with $2,778,411 in grants. The full list of funders is on this page.
How can an organization like FRONTIER HOUSING INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Kentucky. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Frontier Housing →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 7 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing