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Kentucky · Nonprofit

REACH INC

REACH INC (Kentucky) receives grants from 7 organizations whose IRS filings report $492,682 to it, the largest being CALIPARI FOUNDATION INC ($418,000). 5 of them have funded it in more than one year.

Revenue FY2025
$176k
Funders on record
7
Grants received
$493k
Net assets
$74k
5/7 repeat funderspeak grant-dependency 79%
01What it does

What Reach Inc does

Mission

To provide affordable housing to first-time homeowners in central kentucky

As stated on its FY2025 Form 990.

Programs

  1. Home buyer subsidies and counseling is a program that prepares first-time homebuyer to financially qualify for mortgage financing.

    $5,497 spent$56,004 earned by the program
    96% of program spending
  2. Loan program provides direct financial assistance for house which meet hud's definition for low-to-moderate income. The financial assistance provides the homebuyer with funds needed for down payment and closing costs of the home purchase.

    $246 spent
    4% of program spending
  3. Housing development program uses hud home funds to develop & rehab existing housing units.

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $5,743.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($241k) Expenses 100 ($250k) Net assets -204 ($-116000)2018 Revenue 157 ($378k) Expenses 122 ($306k) Net assets -78 ($-44122)2019 Revenue 221 ($534k) Expenses 201 ($503k) Net assets -24 ($-13820)2020 Revenue 108 ($261k) Expenses 109 ($272k) Net assets -43 ($-24730)2021 Revenue 118 ($285k) Expenses 110 ($276k) Net assets -27 ($-15102)2022 Revenue 138 ($333k) Expenses 104 ($261k) Net assets 100 ($57k)2023 Revenue 120 ($289k) Expenses 105 ($263k) Net assets 269 ($153k)2024 Revenue 73 ($177k) Expenses 89 ($222k) Net assets 191 ($108k)2025 Revenue 73 ($176k) Expenses 84 ($211k) Net assets 129 ($74k)
'17'18'19'20'21'22'23'24'25
Revenue (73)Expenses (84)Net assets (129)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $316k to $414k (+31%).

$369k
$385k
$338k
$287k
$260k
$316k
$414k
$367k
$316k
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 41% · 2018 62% · 2019 47% · 2020 63% · 2021 66% · 2022 80% · 2023 87% · 2024 50% · 2025 7%. Grants only. Government contracts and fees sit inside program revenue.

62% of REACH INC’s revenue is contributions — more donation-reliant than the typical peer (37% for the typical peer).

This organization
Typical peer · 8,334 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.

−$9k
’17
$72k
’18
$30k
’19
−$11k
’20
$10k
’21
$72k
’22
$26k
’23
−$45k
’24
−$35k
’25
9.4
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Elisa Cooley

Executive director

Board chair

Tyler Hamilton

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed181819201918211918
Joined·+1+4+5+2+2+6+2+1
No longer listed·13433342
03Who funds it

Who funds it, year by year

2019 → 2023: the base narrowed from 3 funders to 1 funder, grant income fell $220k → $8k.

1 of 7 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 5% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of REACH INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

REACH INC leans on a few funders — its largest provides 85% of grant income and the top three 98%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

99% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund REACH INC.

85%
largest funder
98%
top three
~1
effective funders

Largest funder’s share by year: 2019 98% · 2020 99% · 2021 100% · 2022 100% · 2023 100% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

98% of REACH INC's grant income comes from Kentucky funders.

NY
OH
KY
FL

In-state vs out-of-state, by year

’19
’20
’21
’22
Kentucky out of state home

Funder states come from each funder’s own filing. $23k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

REACH INC is better cushioned than half of the 4,980 housing & shelter nonprofits its size.

Operating margin−20% · below the median
Months of reserve9.4mo · above the median
Revenue growth (annualized)−4% · bottom quartile

this organization peer median middle 50% of peers· 4,980 housing & shelter nonprofits $100k–$1M, FY2025

Government funding REACH INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $65k on record.

Federal$65k
grants $65kcontracts $0
Top agencies
  • Department of Housing and Urban Development$65k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like REACH INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Kentucky

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

3% of spending goes to programs.

Program 3%Management 97%Fundraising 0%

Governance

18
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy–Document retention✓Board reviewed the 990✓Audited financials

Public support

99%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

KY

Screen this organization

A dated, signed PDF of the compliance screen for REACH INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds REACH INC?
REACH INC (Kentucky) receives grants from 7 organizations whose IRS filings report $492,682 to it, the largest being CALIPARI FOUNDATION INC ($418,000). 5 of them have funded it in more than one year.
How many funders does REACH INC have?
IRS filings report 7 organizations giving $492,682 in grants to REACH INC, 5 of which have funded it in more than one year.
Who is the largest funder of REACH INC?
CALIPARI FOUNDATION INC is the largest funder on record, with $418,000 in grants. The full list of funders is on this page.
How can an organization like REACH INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Kentucky. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Reach →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 7 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing