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Missouri · Nonprofit

FOSTERING LIFE-CHANGING OPPORTUNITIES

FOSTERING LIFE-CHANGING OPPORTUNITIES (Missouri) receives grants from 4 organizations whose IRS filings report $3,902,910 to it, the largest being VETERANS UNITED FOUNDATION ($3,843,712). 3 of them have funded it in more than one year.

Revenue FY2024
$1.9M
Funders on record
4
Grants received
$3.9M
Net assets
$4.2M
3/4 repeat fundersgrants exceed reported revenue in one year
01What it does

What Fostering Life-Changing Opportunities does

Mission

To provide supportive services, education, and financial assistance to youth and families who are experiencing socio-economic barriers to well-being and/or economic mobility.

As stated on its FY2024 Form 990.

Programs

  1. The flourish home ('flome') - transitional housingin 2020, the flourish home opened for operation with capacity to provide up to 6 youth (ages 16-19) emergency shelter and/or transitional living services, depending on their individual housing needs. Policies and procedures are in place for client referral, intake, assessment, case management, and discharge. Residents participate in other flo and/or community program activities as those are applicable, based on their case management goals. Goals are developed based on bio-psycho-social assessments and with input from youth and their other support systems. Each resident has their own bedroom and is assigned chores to help maintain a clean, safe, structured environment with supervision from qualified, caring house parents. In 2023, with lower-level renovations complete and thanks to a yhdp joint component grant for transitional housing, the flome staffing and units were expanded to serve 10 youth ages 16-24. Transitional housing operates 24/7, 365.

    $722,555 spent
    71% of program spending
  2. Scholarshipsflourish's first formal scholarship program began in 2020. Although there are multiple programs shaped uniquely for trade, technical, licensing, certificate, 2-year or 4-year degree-seeking students, the goal is the same--to reduce socio-economic barriers and increase access to postsecondary education opportunities for students of color in the boone county area. In addition to scholarships, students are provided personal and professional development opportunities made available through group meetings, one-on-one meetings, or virtual presentations. Some selected scholarship recipients are also paired with mentors to increase their professional support network and help them meet unique academic/career-related goals. Prep interns began to be awarded scholarship funds at the end of their program based on successful completion in 2022. Scholarship funds are allocated in line with 529-eligible expenses, with a certain portion potentially being made available for more flexible spending that falls into a basic needs expense category.

    $164,137 spentof which $131,709 as grants
    16% of program spending
  3. $aves the students achieving valuable educational savings ($aves) program consists of staff working with eligible students to earn deposits into a higher education savings account by participating and logging their positive youth development activities. In 2022, $aves eligibility expanded from only high school students to students in grades 5-12 and in 2023, flo ended the partnership with seed success/most 529 to manage the account tracking in our apricot system and transactions in our savings account, which is separate from our main checking account. Mentoringthe goal of mentoring is to match students with a trusted, caring adult who can support the growth of their social capital and help them develop life and career skills. Students participating in any other flo program are eligible to be paired with a mentor, but it is folded into scholarships and internships programming. Volunteer mentors are recruited, trained, and matched by staff for qualifying students who are participating in other flo programs. Mentors engage in various activities that can increase the likelihood of their mentees' post-secondary success; including some of those listed on their mentee's game plan. They…

    $78,800 spent
    8% of program spending
  4. Emergency & basic needs assistanceflourish community support specialists and youth specialists help submit and process requests for emergency and basic needs assistance for flourish youth participants and their families. Agreement plans are created with case management goals to prevent the needs from recurring, when possible. Most funding for this program comes from fundraising events. Needs categories include education-related, employment-related, food, medical/physical/mental health, shelter/housing, technology/communication, and transportation. Meeting basic needs through this program helps address barriers to participation in flo's other programs, often begins or increases the depth of engagement, and enhances wellbeing outcomes overall. Internships flourish internships have grown into two stepped-programs, prep I and prep ii, and are offered to rising juniors and recent high school graduates experiencing barriers to higher education or employment. The interns work either part-or full-time and receive personal and professional development in a real-world, corporate setting. Prep I interns work part-time and apply their learning to complete a service project while prep ii gets…

    $56,166 spentof which $1,731 as grants
    5% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,021,658.

02The organization over time

The organization over time

Each line starts at 100 in 2020, so what you read is the shape rather than the size: 150 means half as much again as 2020, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20202020 Revenue 100 ($563k) Expenses 100 ($280k) Net assets 100 ($731k)2021 Revenue 763 ($4.3M) Expenses 224 ($628k) Net assets 741 ($5.4M)2022 Revenue 58 ($324k) Expenses 398 ($1.1M) Net assets 626 ($4.6M)2023 Revenue 30 ($168k) Expenses 400 ($1.1M) Net assets 497 ($3.6M)2024 Revenue 330 ($1.9M) Expenses 464 ($1.3M) Net assets 573 ($4.2M)
20202021202220232024
Revenue (330)Expenses (464)Net assets (573)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $741k to $5.5M (+643%).

$741k
$5.5M
$4.7M
$3.7M
$4.4M
20202021202220232024
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

100% of FOSTERING LIFE-CHANGING OPPORTUNITIES’s revenue is contributions — more reliant on donations than three-quarters of its peers (81% for the typical peer).

This organization
Typical peer · 11,793 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 5 reported years ran a deficit.

$283k
’20
$3.7M
’21
−$792k
’22
−$955k
’23
$558k
’24
9.2
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Beatrice Stewart

Executive director

As listed on its FY2024 Form 990.

20202021202220232024
Listed7761212
Joined·+1+1+7+1
No longer listed·1211
03Who funds it

Who funds it, year by year

2019 → 2023: the base broadened from 1 funder to 2 funders, grant income fell $1.0M → $33k.

Funder
'19
'20
'21
'22
'23
'24*
'25*
total
funders
1
1
1
2
2
3
2

1 of 4 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 0% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of FOSTERING LIFE-CHANGING OPPORTUNITIES’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

FOSTERING LIFE-CHANGING OPPORTUNITIES leans on a few funders — its largest provides 98% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund FOSTERING LIFE-CHANGING OPPORTUNITIES.

98%
largest funder
100%
top three
~1
effective funders

Largest funder’s share by year: 2019 100% · 2020 100% · 2021 100% · 2022 96% · 2023 59% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

99% of FOSTERING LIFE-CHANGING OPPORTUNITIES's grant income comes from Missouri funders.

NY
MO

In-state vs out-of-state, by year

’19
’20
’21
’22
’23
Missouri out of state home

Funder states come from each funder’s own filing. $14k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

FOSTERING LIFE-CHANGING OPPORTUNITIES runs a healthier operating margin than three-quarters of the 11,263 human services nonprofits its size.

Operating margin30% · top quartile
Months of reserve9.2mo · top quartile
Revenue growth (annualized)35% · top quartile

this organization peer median middle 50% of peers· 11,263 human services nonprofits $1M–$10M, FY2024

Organizations like FOSTERING LIFE-CHANGING OPPORTUNITIES

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Missouri

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

79% of spending goes to programs.

Program 79%Management 21%Fundraising 0%

Governance

10
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy–Document retention✓Board reviewed the 990–Audited financials

Public support

70%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 1 related entity

  • Mortgage Research Center LLC · corp_trust

Screen this organization

A dated, signed PDF of the compliance screen for FOSTERING LIFE-CHANGING OPPORTUNITIES: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds FOSTERING LIFE-CHANGING OPPORTUNITIES?
FOSTERING LIFE-CHANGING OPPORTUNITIES (Missouri) receives grants from 4 organizations whose IRS filings report $3,902,910 to it, the largest being VETERANS UNITED FOUNDATION ($3,843,712). 3 of them have funded it in more than one year.
How many funders does FOSTERING LIFE-CHANGING OPPORTUNITIES have?
IRS filings report 4 organizations giving $3,902,910 in grants to FOSTERING LIFE-CHANGING OPPORTUNITIES, 3 of which have funded it in more than one year.
Who is the largest funder of FOSTERING LIFE-CHANGING OPPORTUNITIES?
VETERANS UNITED FOUNDATION is the largest funder on record, with $3,843,712 in grants. The full list of funders is on this page.
How can an organization like FOSTERING LIFE-CHANGING OPPORTUNITIES find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Missouri. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Fostering Life-Changing Opportunities →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2020–2024), and the filings of 4 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing