Florida · Nonprofit
FIRST COMMERCE CREDIT UNION
FIRST COMMERCE CREDIT UNION (Florida) receives grants from 1 organization whose IRS filings report $5,500 to it, the largest being SOUTHEASTERN CREDIT UNION FOUNDATION ($5,500). 0 of them have funded it in more than one year.
- Revenue FY2024
- $70M
- Funders on record
- 1
- Grants received
- $6k
- Net assets
- $82M
What First Commerce Credit Union does
Mission
To be our members' financial partners for life.
As stated on its FY2024 Form 990.
Programs
Tallahassee's #1 auto lending program for over a decade. First commerce has earned the title of tallahassee's number one auto lender year after year. This title has been consistently earned because the credit union offers a range of auto loan choices for almost every budget and credit level. First commerce's flexible terms and competitive rates allow members to purchase the vehicle they need at a monthly payment they can afford.
First commerce offers a full range of financial products for businesses. They include lending for operating expenses, equipment, inventory, real estate, and other needs as well as business credit card offerings. Deposit products from basic business checking to a full suite of treasury services are also available. Fccu incorporates interest bearing accounts, time deposits, funds transfer, and digital and remote business services.
First Commerce Credit Union offers a wide array of electronic services to members. Almost 46,000 members utilize digital banking to keep track of their accounts, make transfers, make mobile deposits and pay bills. Fccu's bill pay offers same day bill pay and overnight check options to provide members flexibility in how they make their payments. Account-to-account transfers provide members convenient options in moving their funds. Over half of our active online banking users have enrolled in mobile banking. Fccu presents members and non-members with online options to open an account; apply for auto or personal loans; and apply for a mortgage.
The 3 programs described on its FY2024 Form 990, listed largest first by expense.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $616M to $919M (+49%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2023 1% · 2024 1%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Cecilia D Homison
CEO
Board chair
Alan Neubauer
Bod chairperson
As listed on its FY2024 Form 990.
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
From the IRS filings of FIRST COMMERCE CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
100% of FIRST COMMERCE CREDIT UNION's grant income comes from Florida funders.
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Government funding FIRST COMMERCE CREDIT UNION receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.2M on record.
- Department of the Treasury$1.2M
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like FIRST COMMERCE CREDIT UNION
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Florida
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Governance
Footprint & structure
Files a return copy in 2 states
Part of a family of 2 related entities
- Six Pillars Financial Advisors LLC · disregarded
- Ffcu Foundation · exempt
Screen this organization
A dated, signed PDF of the compliance screen for FIRST COMMERCE CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds FIRST COMMERCE CREDIT UNION?
- FIRST COMMERCE CREDIT UNION (Florida) receives grants from 1 organization whose IRS filings report $5,500 to it, the largest being SOUTHEASTERN CREDIT UNION FOUNDATION ($5,500). 0 of them have funded it in more than one year.
- How many funders does FIRST COMMERCE CREDIT UNION have?
- IRS filings report 1 organization giving $5,500 in grants to FIRST COMMERCE CREDIT UNION.
- Who is the largest funder of FIRST COMMERCE CREDIT UNION?
- SOUTHEASTERN CREDIT UNION FOUNDATION is the largest funder on record, with $5,500 in grants. The full list of funders is on this page.
- How can an organization like FIRST COMMERCE CREDIT UNION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing