Georgia · Nonprofit
1st Choice Credit Union
1st Choice Credit Union (Georgia) receives grants from 1 organization whose IRS filings report $47,506 to it, the largest being UNITED WAY OF GREATER ATLANTA INC ($47,506). 1 of them have funded it in more than one year.
- Revenue FY2023
- $3.4M
- Funders on record
- 1
- Grants received
- $48k
- Net assets
- $3.5M
What 1st Choice Credit Union does
Mission
1st Choice Credit Union is a not for profit cooperative (owned by the members), financial institution organized to promote thrift and provide credit to members at better rates than those available from other sources.
As stated on its FY2023 Form 990.
Programs
Earnings from Investments - the excess of funds recieved from members over the amount loaned to members, as well as accumulated surpluse, is invested in securites allowed by the NCUA and the credit unions governing documents.
Fee Income - fees and charges are assessed to members for financial services. These fees generate the revenue necessary to pay the cost to provide these services.
Loans - interest is charged at lower than market rates to provide loan products to members. Loans include home mortgages and automobile loans. Members benefit from lower rates with the 1st Choice Credit Union, comparing to other lending instituions.
The 3 programs described on its FY2023 Form 990, listed largest first by expense.
The organization over time
Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $25M to $32M (+26%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
19% of 1st Choice Credit Union’s revenue is contributions — more earned-revenue than three-quarters of its peers (88% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 6 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Howard Mosby
Chairman of the Board
As listed on its FY2023 Form 990.
Who funds it, year by year
2018 → 2019: the base held at 1 funder, grant income rose $5k → $42k.
From the IRS filings of 1st Choice Credit Union’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
100% of 1st Choice Credit Union's grant income comes from Georgia funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
1st Choice Credit Union has grown faster than half of the 907 public benefit nonprofits its size.
this organization peer median middle 50% of peers· 907 public benefit nonprofits $1M–$10M, FY2023
Government funding 1st Choice Credit Union receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.8M on record.
- Department of the Treasury$1.8M
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like 1st Choice Credit Union
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Georgia
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Governance
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for 1st Choice Credit Union: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds 1st Choice Credit Union?
- 1st Choice Credit Union (Georgia) receives grants from 1 organization whose IRS filings report $47,506 to it, the largest being UNITED WAY OF GREATER ATLANTA INC ($47,506). 1 of them have funded it in more than one year.
- How many funders does 1st Choice Credit Union have?
- IRS filings report 1 organization giving $47,506 in grants to 1st Choice Credit Union, 1 of which have funded it in more than one year.
- Who is the largest funder of 1st Choice Credit Union?
- UNITED WAY OF GREATER ATLANTA INC is the largest funder on record, with $47,506 in grants. The full list of funders is on this page.
- How can an organization like 1st Choice Credit Union find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Georgia. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds 1st Choice Credit Union →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2023 (financials across 2018–2023), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing