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Florida · Nonprofit

MIDFLORIDA CREDIT UNION

MIDFLORIDA CREDIT UNION (Florida) receives grants from 1 organization whose IRS filings report $25,000 to it, the largest being SOUTHEASTERN CREDIT UNION FOUNDATION ($25,000). 0 of them have funded it in more than one year.

Revenue FY2024
$497M
Funders on record
1
Grants received
$25k
Net assets
$834M
0/1 repeat funderspeak grant-dependency 0%
01What it does

What Midflorida Credit Union does

Mission

Midflorida Credit Union is committed to delivering personalized financial solutions while making banking simple, secure and convenient for all of our members.

As stated on its FY2024 Form 990.

Programs

On its FY2024 return the organization reported a significant change in how it conducts a program.

Our wholly owned subsidiary, midflorida insurance, llc ceased operations in december 2024. The activities of midflorida insurance, llc through the date operations ceased are included in the activities of the credit union within form 990.

Its own explanation, from Schedule O of that return (Part III, line 3).

  1. Provide numerous depository services to members including regular savings, share drafts, certificates of deposit, ira, club, health savings, and money market accounts with aggregate deposit balances that approximated $6,929,555,000 as of december 31, 2024.

  2. Provide loans including mortgages, business, home equity, credit cards, share secured, vehicle, and line of credit loans with aggregate loan balances that approximated $6,348,857,000 as of december 31, 2024.

The 2 programs described on its FY2024 Form 990, listed largest first by expense.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($157M) Expenses 100 ($122M) Net assets 100 ($293M)2018 Revenue 118 ($186M) Expenses 120 ($146M) Net assets 112 ($328M)2019 Revenue 141 ($222M) Expenses 131 ($160M) Net assets 135 ($397M)2020 Revenue 161 ($254M) Expenses 166 ($202M) Net assets 154 ($453M)2021 Revenue 177 ($278M) Expenses 139 ($170M) Net assets 192 ($562M)2022 Revenue 199 ($313M) Expenses 183 ($223M) Net assets 212 ($621M)2023 Revenue 259 ($408M) Expenses 253 ($308M) Net assets 244 ($715M)2024 Revenue 316 ($497M) Expenses 318 ($387M) Net assets 284 ($834M)
'17'18'19'20'21'22'23'24
Revenue (316)Expenses (318)Net assets (284)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2018 to 2019, from $3.3B to $4.4B (+35%).

$3.1B
$3.3B
$4.4B
$5.1B
$6.0B
$6.6B
$7.5B
$8.1B
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$36M
’17
$40M
’18
$63M
’19
$52M
’20
$109M
’21
$90M
’22
$100M
’23
$110M
’24
18
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

The chief executive listed changed between the FY2021 and FY2022 filings.

'17'18'19'20'21'22'23'24
Listed72729813539343526
Joined·+9+26+43+2+1+7+3
No longer listed·906986612
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'20
total
funders
1

From the IRS filings of MIDFLORIDA CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of MIDFLORIDA CREDIT UNION's grant income comes from Florida funders.

FL

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding MIDFLORIDA CREDIT UNION receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $94k on record.

State$94k
12
19
20
21
22
23
24
25
By state
  • FL$94k
  • VT$48

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like MIDFLORIDA CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Florida

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

11
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Footprint & structure

Part of a family of 4 related entities

  • Midflorida Insurance Services LLC · disregarded
  • Midflorida Title Professionals LLC · partnership
  • Southeast Loan Origination LLC · corp_trust
  • Southeast Trust Company LLC · corp_trust

Screen this organization

A dated, signed PDF of the compliance screen for MIDFLORIDA CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds MIDFLORIDA CREDIT UNION?
MIDFLORIDA CREDIT UNION (Florida) receives grants from 1 organization whose IRS filings report $25,000 to it, the largest being SOUTHEASTERN CREDIT UNION FOUNDATION ($25,000). 0 of them have funded it in more than one year.
How many funders does MIDFLORIDA CREDIT UNION have?
IRS filings report 1 organization giving $25,000 in grants to MIDFLORIDA CREDIT UNION.
Who is the largest funder of MIDFLORIDA CREDIT UNION?
SOUTHEASTERN CREDIT UNION FOUNDATION is the largest funder on record, with $25,000 in grants. The full list of funders is on this page.
How can an organization like MIDFLORIDA CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing