Oregon · Nonprofit
COMMUNITY LENDINGWORKS
COMMUNITY LENDINGWORKS (Oregon) receives grants from 12 organizations whose IRS filings report $2,434,023 to it, the largest being The Ford Family Foundation ($1,000,000). 7 of them have funded it in more than one year.
Against its field
COMMUNITY LENDINGWORKS holds deeper cash reserves than three-quarters of the 4,197 community improvement nonprofits its size.
this organization peer median middle 50% of peers· 4,197 community improvement nonprofits $1M–$10M, FY2024
Three funders worth looking at
Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.
- Legacy Healthshared funders
- Community and Shelter Assistance Corpportfolio match
- Neighborhood Partnerships Incportfolio match
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 38% · 2018 32% · 2023 2% · 2024 33%. Grants only. Government contracts and fees sit inside program revenue.
53% of COMMUNITY LENDINGWORKS’s revenue is contributions — about as donation-reliant as the typical peer (61% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 4 reported years ran a deficit.
reserve
Who funds it, year by year
2017 → 2023: the base broadened from 1 funder to 3 funders, grant income rose $100k → $108k.
1 of 12 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 17% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
Left out of every figure on this page: $10k from one payer (the payer shares this organization's board, largest Corvallis Neighborhood Housing Services Inc). These are real filings, and they are not money COMMUNITY LENDINGWORKS raised.
From the IRS filings of COMMUNITY LENDINGWORKS’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
COMMUNITY LENDINGWORKS leans on a few funders — its largest provides 41% of grant income and the top three 86%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
Largest funder’s share by year: 2017 100% · 2019 74% · 2020 81% · 2021 72% · 2022 82% · 2023 93% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
17% of COMMUNITY LENDINGWORKS's funders are still giving 3 years after their first grant; 58% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
64% of COMMUNITY LENDINGWORKS's grant income comes from Oregon funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $425k arriving through sponsors registered in 1 stateis excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Funders to approach
Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first. Your 12 funders put you under-funded among the 400 organizations that share them.
- Legacy Healthshared fundersOR · backs 29 organizations that share your funders
- Community and Shelter Assistance Corpportfolio matchits grantees resemble your mission
- Neighborhood Partnerships Incportfolio matchits grantees resemble your mission
- Good Samaritan Hospital Corvallisportfolio matchits grantees resemble your mission
- Cba Fundportfolio matchits grantees resemble your mission
- Benton Community Foundationportfolio matchits grantees resemble your mission
- Iq Credit Unionportfolio matchits grantees resemble your mission
- Opportunity Finance Networkportfolio matchits grantees resemble your mission
- Unitus Community Credit Unionportfolio matchits grantees resemble your mission
- Roc USA LLCportfolio matchits grantees resemble your mission
- Oregon Law Foundationportfolio matchits grantees resemble your mission
- Onpoint Community Credit Unionshared fundersOR · backs 79 organizations that share your funders
From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.
Government funding COMMUNITY LENDINGWORKS receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $6.1M on record — $3.7M federal, $2.4M state.
- Department of the Treasury$3.6M
- Department of Agriculture$152k
- LOANS MADE-OTHER$2.4M
- AGENCY PROGRAM RELATED SUPPLIES$737
- DISTRIBUTION TO INDIVIDUALS$25
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like COMMUNITY LENDINGWORKS
Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Oregon
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
88% of spending goes to programs.
Governance
Footprint & structure
Files a return copy in 1 state
Part of a family of 2 related entities
- Neighborhood Building Corporation · exempt
- Corvallis Neighborhood Housing Services · exempt
Screen this organization
A dated, signed PDF of the compliance screen for COMMUNITY LENDINGWORKS: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds COMMUNITY LENDINGWORKS?
- COMMUNITY LENDINGWORKS (Oregon) receives grants from 12 organizations whose IRS filings report $2,434,023 to it, the largest being The Ford Family Foundation ($1,000,000). 7 of them have funded it in more than one year.
- How many funders does COMMUNITY LENDINGWORKS have?
- IRS filings report 12 organizations giving $2,434,023 in grants to COMMUNITY LENDINGWORKS, 7 of which have funded it in more than one year.
- Who is the largest funder of COMMUNITY LENDINGWORKS?
- The Ford Family Foundation is the largest funder on record, with $1,000,000 in grants. The full list of funders is on this page.
- How can an organization like COMMUNITY LENDINGWORKS find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Oregon. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 12funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing