North Carolina · Nonprofit
COMMUNITY HOME TRUST
COMMUNITY HOME TRUST (North Carolina) receives grants from 12 organizations whose IRS filings report $857,741 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($559,700). 8 of them have funded it in more than one year, and 83% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $1.3M
- Funders on record
- 12
- Grants received
- $858k
- Net assets
- $4.2M
What Community Home Trust does
Mission
Community Home Trust is a nonprofit organization that seeks to strengthen our community with permanently affordable housing opportunities.
As stated on its FY2025 Form 990.
Programs
We collaborate with developers to help them meet inclusionary housing requirements in chapel hill and carrboro. We acquire affordable homes from developers and resell them through a 99-year ground lease to income-eligible buyers. This leasehold approach ensures that our homes remain affordable for future generations of low-income households.we also assist current cht homeowners in selling their homes to new income-eligible buyers.the ground lease includes a resale formula that determines how much appreciation the seller can receive. We work closely with both sellers and buyers to maintain the long-term affordability of our homes.regardless of whether we're selling existing home trust homes or homes on behalf of developers, our responsibilities are the same: we market homes to prospective buyers. We provide financial counseling, homebuyer education, and program orientation to each buyer. We assist with securing mortgage financing. We help identify available subsidy funds when necessary.for the fiscal year 2023-2024, we sold 15 homes and acquired 5.
$467,969 spent$108,805 earned by the program43% of program spendingOn march 1, 2024, cht officially added five homes on open air camp road in durham to its permanently affordable housing inventory. The residents, members of the eno river tenants' association, had long sought to secure their homes through a land trust model. Planning is now underway for significant renovations, which will be financed by a grant from the oak foundation and a loan from the durham affordable housing loan fund. Many of the current tenants, some of whom have lived in these homes for nearly two decades, will remain in place, with the option to become homeowners through cht's land trust homeownership model.cht has partnered with lazarus repair and maintenance to undertake the rehabilitation of the five homes, each requiring individualized repairs, including roofing, flooring, plumbing, and mold remediation. While the renovation process will take several months, most tenants are expected to stay in their homes during this period.as a nonprofit with specialized expertise in land trust management, cht is uniquely positioned to address complex housing challenges. The organization brings together real estate professionals, a licensed home inspector, and experience in securing…
$507,308 spent$128,196 earned by the program47% of program spendingOn december 29, 2017, cht acquired a 58-unit rental development called the landings at winmore. This acquisition was made by cht landings, llc, a limited liability company in which the organization owns 100% of the membership interest. The acquisition added 58 rental units to our inventory increasing our ability to reach members of the community at incomes as low as 30% area median income. The success of this project spearheaded two more initiatives with a private affordable housing developer. In 2023 cht was awarded 9% lihtc credits to build 48 units of rental housing in chapel hill. In 2024, cht was awarded 9% lihtc credits to build 48 units of rental units for residents age 55+ also in chapel hill.
$-95,812 earned by the programOn march 15, 2024, Community Home Trust (cht), introduced a new initiative designed to help first-time homebuyers overcome barriers to mortgage qualification. The pilot program, budget your way home, supports applicants of cht's affordable housing program who are ready to purchase a home but face challenges such as insufficient savings, low credit scores, or unstable incomes.these obstacles often contribute to equity disparities in homeownership, with bipoc (black, indigenous, and people of color) homebuyers disproportionately impacted. According to the consumer financial protection bureau's 2022 annual report on residential mortgage lending, black and hispanic borrowers experience higher loan denial rates, receive smaller loans, and face higher interest rates and upfront fees compared to white and asian borrowers. The new program aims to address these disparities by providing targeted support for those facing difficulties in securing a mortgage.the budget your way home program offers a combination of monthly financial education and personalized one-on-one coaching from cht's hud-certified counselors over a six-month period. Participants who successfully complete the program will…
$106,133 spent$115,178 earned by the program10% of program spending
The 4 programs described on its FY2023 Form 990, listed largest first by expense. Program spending in total: $1,081,410.
The organization over time
Each line starts at 100 in 2020, so what you read is the shape rather than the size: 150 means half as much again as 2020, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $11M to $13M (+18%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2020 49% · 2021 68% · 2022 64% · 2023 71% · 2024 25% · 2025 80%. Grants only. Government contracts and fees sit inside program revenue.
91% of COMMUNITY HOME TRUST’s revenue is contributions — more reliant on donations than three-quarters of its peers (39% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 6 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Kimberly Sanchez
Executive director
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base narrowed from 6 funders to 3 funders, grant income fell $90k → $16k.
5 of 12 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 83% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of COMMUNITY HOME TRUST’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
COMMUNITY HOME TRUST leans on a few funders — its largest provides 65% of grant income and the top three 85%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
83% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund COMMUNITY HOME TRUST.
Largest funder’s share by year: 2017 50% · 2018 38% · 2019 62% · 2020 43% · 2021 89% · 2022 99% · 2023 64% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
45% of COMMUNITY HOME TRUST's funders are still giving 3 years after their first grant; 67% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
83% of COMMUNITY HOME TRUST's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $142k that is directly attributable, 76% of it comes from North Carolina funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $716k arriving through sponsors registered in 5 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
COMMUNITY HOME TRUST is better cushioned than half of the 2,196 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025
Organizations like COMMUNITY HOME TRUST
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In North Carolina
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
80% of spending goes to programs.
Governance
Public support
86%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Part of a family of 1 related entity
- Cht Landings · disregarded
Screen this organization
A dated, signed PDF of the compliance screen for COMMUNITY HOME TRUST: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds COMMUNITY HOME TRUST?
- COMMUNITY HOME TRUST (North Carolina) receives grants from 12 organizations whose IRS filings report $857,741 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($559,700). 8 of them have funded it in more than one year, and 83% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does COMMUNITY HOME TRUST have?
- IRS filings report 12 organizations giving $857,741 in grants to COMMUNITY HOME TRUST, 8 of which have funded it in more than one year.
- Who is the largest funder of COMMUNITY HOME TRUST?
- FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $559,700 in grants. The full list of funders is on this page.
- How can an organization like COMMUNITY HOME TRUST find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in North Carolina. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Community Home →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2020–2025), and the filings of 12 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing