Skip to content

Indiana · Nonprofit

AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES

AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES (Indiana) receives grants from 9 organizations whose IRS filings report $1,303,326 to it, the largest being COVERING KIDS & FAMILIES OF INDIANA INC ($794,973). 6 of them have funded it in more than one year.

Revenue FY2024
$12M
Funders on record
9
Grants received
$1.3M
Net assets
$3.8M
6/9 repeat funderspeak grant-dependency 2%
01What it does

What Area Five Agency on Aging & Community Services does

Mission

Area five agency on aging and community services' mission is to provide programs & services that will benefit low income, disadvantaged & older persons. We serve our mission in cass, fulton, howard, miami, tipton, and wabash counties in indiana.

As stated on its FY2024 Form 990.

Programs

  1. During the reporting period, the program successfully assisted older adults and their families in making informed choices about available care options, thereby preventing inappropriate or premature institutional placements.the senior nutrition program continued to play a vital role in supporting both the physical and social well-being of seniors in the community. Congregate meal sites provided opportunities for fellowship, social engagement, and participation in health and wellness activities at seven locations throughout the six-county service area. For those unable to leave their homes, nutritious home-delivered meals were provided to ensure continued access to adequate nutrition and regular well-being checks.in addition to nutrition services, area five continued to offer or coordinate a wide range of supportive programs, including transportation for medical and personal needs, information and referral assistance to connect clients with community resources, caregiver support and respite services to alleviate caregiver burden, and guidance for grandparents raising grandchildren through targeted education and support.collectively, these efforts enabled area five to enhance the…

    $3,654,563 spent$591,581 earned by the program
    34% of program spending
  2. Area five's head start program serves 160 children and families across cass, fulton, and wabash counties. Children from low-income families (130% of the federal poverty level or below) receive nutritionally balanced breakfasts, lunches, and snacks each day, along with developmentally appropriate, individualized instruction. The program emphasizes literacy, numeracy, math, and science, helping children learn through context-rich, engaging experiences in an environment of acceptance, love, understanding, and structure.the administrative team, in collaboration with teachers and assistant teachers, supports families throughout the year by helping parents set and achieve personal and family goals. Parents are encouraged to actively participate in their child's learning, volunteering in classrooms, serving on the parent committee, or contributing to the policy council. Each day, the program sees parents and children growing together through engagement, empowerment, and shared learning experiences.

    $2,313,912 spent
    21% of program spending
  3. As a dual area agency on aging and community action agency, area five has the unique capacity to meet the needs of individuals and families from birth through the aging years. Our community services program focuses on helping families move toward greater self-sufficiency through a variety of programs, techniques, and activities tailored to individual needs. We guide families in accessing appropriate services while helping them make the most of their available resources. Through initiatives like individual development accounts (idas), we encourage participants to invest in their future by saving for homeownership, education, or small business development. These opportunities help build long-term financial stability and independence. Area five's programs encompass a wide range of supportive services, including small business development initiatives, parent support and education groups, and health and wellness programs, housing supports, along with many other activities that strengthen and complement these efforts. Our success is driven by the dedication of hundreds of volunteers who contribute thousands of hours each year to help families in our community. Area five's multifaceted…

    $1,679,877 spent
    16% of program spending
  4. Housing and development programArea Five Agency on Aging & Community Services has led economic and community development throughout our service region by creating housing and commercial real estate projects tailored to local needs. Our projects are built on innovation, collaboration, and compassion, ensuring that every initiative strengthens the communities we serve.area five has developed more than 300 units of rental housing and more than 30 homeownership opportunities. These projects range from single-family homes to large apartment complexes and are designed to serve special populations, including senior citizens, individuals with mental illness, and persons with disabilities.we also implement the housing choice voucher program (hcv) for cass, howard, grant, miami, and wabash counties assisting clients with locating housing that participates in the hcv program and providing the benefit to the landlords. Beyond housing, the agency has invested in community spaces that enhance quality of life, including senior centers, historic preservation projects such as libraries, and downtown streetscape improvements. Each project is a partnership that brings together financial…

    $3,139,317 spentof which $2,362,446 as grants$43,718 earned by the program
    29% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $10,787,669.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($7.2M) Expenses 100 ($7.0M) Net assets 100 ($2.5M)2018 Revenue 107 ($7.7M) Expenses 112 ($7.8M) Net assets 68 ($1.7M)2019 Revenue 113 ($8.1M) Expenses 114 ($7.9M) Net assets 74 ($1.8M)2020 Revenue 122 ($8.8M) Expenses 121 ($8.4M) Net assets 88 ($2.2M)2021 Revenue 116 ($8.3M) Expenses 114 ($7.9M) Net assets 103 ($2.5M)2022 Revenue 124 ($8.9M) Expenses 126 ($8.7M) Net assets 108 ($2.7M)2023 Revenue 129 ($9.3M) Expenses 130 ($9.0M) Net assets 118 ($2.9M)2024 Revenue 169 ($12M) Expenses 162 ($11M) Net assets 154 ($3.8M)
'17'18'19'20'21'22'23'24
Revenue (169)Expenses (162)Net assets (154)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2017 to 2018, from $6.4M to $5.4M (−16%).

$6.4M
$5.4M
$5.3M
$5.4M
$5.6M
$5.8M
$5.9M
$6.2M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 89% · 2018 89% · 2019 89% · 2020 91% · 2021 88% · 2022 85% · 2023 89% · 2024 90%. Grants only. Government contracts and fees sit inside program revenue.

94% of AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES’s revenue is contributions — more reliant on donations than three-quarters of its peers (21% for the typical peer).

This organization
Typical peer · 3,405 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 8 reported years ran a deficit.

$220k
’17
−$94k
’18
$152k
’19
$344k
’20
$359k
’21
$131k
’22
$243k
’23
$886k
’24
1.8
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Charles R Ladow

Executive director

As listed on its FY2024 Form 990.

03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 2 funders to 5 funders, grant income rose $135k → $208k.

4 of 9 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 7% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES’s funders (the co-funder graph). Top 8 of 9 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES leans on a few funders — its largest provides 61% of grant income and the top three 89%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

96% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES.

61%
largest funder
89%
top three
~2
effective funders

Largest funder’s share by year: 2017 96% · 2018 93% · 2019 95% · 2020 72% · 2021 51% · 2022 69% · 2023 45% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

75% of AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES's funders are still giving 3 years after their first grant; 67% give in more than one year at all.

first grant+1y+2y+3y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

83% of AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES's grant income comes from Indiana funders.

MA
IN

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Indiana out of state home

Funder states come from each funder’s own filing. $87k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES runs a healthier operating margin than half of the 3,289 human services nonprofits its size.

Operating margin7% · above the median
Months of reserve1.8mo · above the median
Revenue growth (annualized)8% · above the median

this organization peer median middle 50% of peers· 3,289 human services nonprofits $10M–$100M, FY2024

Government funding AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $20.5M on record.

Federal$20.5M
grants $20.5Mcontracts $0
17
18
19
20
21
22
23
24
25
26
Top agencies
  • Department of Health and Human Services$20.5M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Indiana

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

96% of spending goes to programs.

Program 96%Management 4%Fundraising 0%

Governance

15
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

99%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

IN

Part of a family of 1 related entity

  • Community Investment Inc · corp_trust

Screen this organization

A dated, signed PDF of the compliance screen for AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES?
AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES (Indiana) receives grants from 9 organizations whose IRS filings report $1,303,326 to it, the largest being COVERING KIDS & FAMILIES OF INDIANA INC ($794,973). 6 of them have funded it in more than one year.
How many funders does AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES have?
IRS filings report 9 organizations giving $1,303,326 in grants to AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES, 6 of which have funded it in more than one year.
Who is the largest funder of AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES?
COVERING KIDS & FAMILIES OF INDIANA INC is the largest funder on record, with $794,973 in grants. The full list of funders is on this page.
How can an organization like AREA FIVE AGENCY ON AGING & COMMUNITY SERVICES find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Indiana. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Area Five Agency on Aging & Community Services →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 9 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing