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Tchfh Lending Inc at a glanceMostly funded, not a grantmaker: see who funds it →

· Public charity

Tchfh Lending Inc

The mission of tchfh lending, inc.

$2.6M
Granted FY2025still arriving
16
Grants FY2025still arriving
1
States reached
$440k
Largest
01What it fundsRead
02The needRead
03Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2023 to 2025.

Housing & Shelter$781kAnimals$80kCommunity Improvement$72kHuman Services$70kEducation$20kCrime & Legal$20kEmployment$10k
02FY2025 · 16 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 16 grants below total $998,000, the rows itemized in this filing. The $2,625,836 headline is the total grant expense on the return; the other $1,627,836 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • $10k–50k11 grants · $258k
  • $50k–250k4 grants · $300k
  • $250k+1 grant · $440k
$32,000
Median grant
1
States reached
$20M
Total assets
Largest grants
RecipientAmount
HABITAT FOR HUMANITY OF MINNESOTA INC$440,000
MINNESOTA COMMUNITY LAND TRUST COALITION$100,000
HELPING PAWS OF MN INC$80,000
MINNESOTA HOMEOWNERSHIP CENTER$60,000
THREE RIVERS COMMUNITY ACTION$60,000
MN CDFI COALITION$40,000
BUILD WEALTH MN INC$32,000
PROJECT FOR PRIDE IN LIVING$32,000
COMMUNITY NEIGHBORHOOD HOUSING SERVICES$32,000
PRG INC$32,000
BLACK MEN TEACH$20,000
NORTHSIDE ACHIEVEMENT ZONE$20,000
MN HOUSING PARTNERSHIP$20,000
TWIN CITIES RISE$10,000
PEOPLE SERVING PEOPLE INC$10,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY25–25, $132k) land where the poverty rate runs at 11%, against an area that typically sits at 8%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 8%PROJECT FOR PRIDE IN LIVING: $32k → 11%BLACK MEN TEACH: $20k → 14%HELPING PAWS OF MN INC: $80k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Minnesota Housing Partnership

Minnesota housing partnership (mhp) expands housing and community development opportunity by leading collaborative work to promote systems change and grow develoopment capacity.

—
2
Two Rivers Community Land Trust

To provide permanently affordable housing alternatives for low and moderate income individuals, families, and households earning up to 80% of median income in washington county, minnesota.

Housing & Shelter
3
African Development Center

Grow businesses, build wealth and increase reinvestement in the african communities of minnesota

Human Services
4
Bear Creek Development Center Inc

Bear Creek Development Center was established by Bear Creek Christian Church to create innovative, holistic, and truly affordable housing solutions with families and individuals in the Rochester MN area.

—
5
Central Minnesota Housing Partnership Inc

Cmhp, inc is a non-profit regional community housing development corporation (chdo) committed to assisting underserved communities to preserve, improve and increase affordable housing for low and moderate income families and individuals.

Unclassified
6
Minnesota Coalition for the Homeless

To ensure every minnesotan has a safe, decent, and affordable place to call home. we engage in community education activities, public policy advocacy, and providing technical assistance to service providers across the state.

Human Services
7
Mn Community Measurement

Mn community measurement empowers stakeholders with meaningful information to drive improvement.

Health
8
Neighborhood Housing Services of Duluth One Roof Lending

To provide financing that will help people of lower income find, purchase, and fix their homes, for both single family homes as well as rental housing situations.

Community Improvement
9
Western Lake Superior Habitat for Humanity

Provide home ownership opportunities to low-income households and make repairs to existing homes for very low-income homeowners.

—
10
Minneapolis Regional Chamber of Commerce

Creating powerful advocacy to enhance economic vitality in the minneapolis-st. paul region.

—
11
Community Housing Initiatives Inc

The mission of community housing initiatives, inc. is to leverage and maximize opportunities for vibrant and resilient communities.

Housing & Shelter
12
Minnesota Business Partnership

The minnesota business partnership's mission is to maintain a high quality of life for all minnesotans by ensuring that the state's economy remains strong, globally competitive and its prospects for growth bright by working with elected…

—
How this is measured
The grantee most central to the portfolio’s shape is Minnesota Home Ownership Center; the most unlike its peers is Black Men Teach. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

16 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 16 of the 17 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
5
Early backer (in before they grew)
16/16
Grantees still filing
6/16
Grew since first funded

Where the money sits, by cause and then by grantee

HABITAT FOR HUMANITY OF MINNESOTA INC: $440,000 · OtherHABITAT FOR HUMANITY OF MINNESOTA INCTHREE RIVERS COMMUNITY ACTION INC: $60,000 · OtherTHREE RIVERS COMMUNITY ACTION INCTWIN CITIES HABITAT FOR HUMANITY: $54,636 · OtherTWIN CITIES HABITAT FOR HUMANITYMINNESOTA HOUSING PARTNERSHIP: $20,000 · Other+1 more: $10,000 · OtherMINNESOTA COMMUNITY LAND TRUST COALITION: $100,000 · Housing & ShelterMINNESOTA COMMUNITY LAND …MINNESOTA HOME OWNERSHIP CENTER: $60,000 · Housing & ShelterMINNESOTA HOME OWNERSHIP …COMMUNITY NEIGHBORHOOD HOUSING SERVICES: $32,000 · Housing & ShelterCOMMUNITY NEIGHBORHOOD HO…PRG INC: $32,000 · Housing & ShelterPRG INCPEOPLE SERVING PEOPLE INC: $10,000 · Housing & ShelterHELPING PAWS INC: $80,000 · Human ServicesHELPING PAWS I…PROJECT FOR PRIDE IN LIVING INC: $32,000 · Human ServicesPROJECT FOR PR…Black Men Teach: $20,000 · Human ServicesBlack Men Teac…MIDWEST MINNESOTA COMMUNITY DEVELOPMENT CORPORATION: $40,000 · Community ImprovementBuild Wealth MN Inc: $32,000 · EducationNORTHSIDE ACHIEVEMENT ZONE: $20,000 · Crime & LegalTwin Cities Rise: $10,000 · Employment
Other$584,636Housing & Shelter$234,000Human Services$132,000Community Improvement$40,000Education$32,000Crime & Legal$20,000Employment$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$10Mgrantee revenue →↑ funder's share of their budgetHABITAT FOR HUMANITY OF MINNESOTA INC: $440,000 over 1y, 8.0% of budgetHELPING PAWS INC: $80,000 over 1y, 4.7% of budgetTHREE RIVERS COMMUNITY ACTION INC: $60,000 over 1y, 0.2% of budgetMINNESOTA HOME OWNERSHIP CENTER: $60,000 over 1y, 1.4% of budgetTWIN CITIES HABITAT FOR HUMANITY: $54,636 over 1y, 0.1% of budgetCOMMUNITY NEIGHBORHOOD HOUSING SERVICES: $32,000 over 1y, 0.2% of budgetPRG INC: $32,000 over 1y, 1.8% of budgetBlack Men Teach: $20,000 over 1y, 0.6% of budgetMINNESOTA HOUSING PARTNERSHIP: $20,000 over 1y, 0.6% of budgetNORTHSIDE ACHIEVEMENT ZONE: $20,000 over 1y, 0.1% of budgetTwin Cities Rise: $10,000 over 1y, 0.2% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

The McKnight Foundati…The Minneapolis Found…Saint Paul & Minnesot…Midwest Minnesota Com…Greater Green Bay Com…Otto Bremer TrustFamily Housing FundTarget FoundationMightycause Charitabl…Ch Robinson Worldwide…Thrivent Financial fo…Local Initiatives Sup…
The McKnight FoundationMN19.6× affinity7 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: The McKnight Foundation · The Minneapolis Foundation · Saint Paul & Minnesota Foundation · Midwest Minnesota Community Development Corporation · Greater Green Bay Community Foundation Inc · Otto Bremer Trust · Family Housing Fund · Target Foundation · Mightycause Charitable Foundation · Ch Robinson Worldwide Foundation · Thrivent Financial for Lutherans · Local Initiatives Support Corporation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Tchfh Lending Inc funds: left to right is the share of its income from government, bottom to top the share from Tchfh Lending Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%3%6%10%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    5report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 17 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Tchfh Lending’s filings →

    More from the funding graph

    The unnamed billions
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    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home