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Ohio Credit Union Foundation at a glanceAlso receives grants: funding profile →

· Public charity

Ohio Credit Union Foundation

The OHIO CREDIT UNION FOUNDATION supports educational and outreachinitiatives that promote financial independence through credit unions.

$114k
Granted FY2024still arriving
7
Grants FY2024still arriving
2
States reached
$23k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Community Improvement$272kMembership Benefit$210kHuman Services$208kPublic Safety & Disaster$138kEmployment$95kEducation$77kPhilanthropy$42kInternational$35kOther$0
02FY2024 · 7 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 7 grants below total $86,562, the rows itemized in this filing. The $114,048 headline is the total grant expense on the return; the other $27,486 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k4 grants · $33k
  • $10k–50k3 grants · $54k
$9,185
Median grant
2
States reached
$2.0M
Total assets
Largest grants
RecipientAmount
TRUECORE FEDERAL CREDIT UNION$23,245
CENTURY FEDERAL CREDIT UNION$20,595
NUEVA ESPERANZA COMMUNITY CREDIT UNION$10,000
EDUCATIONAL COMMUNITY ALLIANCE CREDIT UNION$9,185
COMMUNITY STAR CREDIT UNION$8,941
TOPMARK FEDERAL CREDIT UNION$7,406
GREATER WAYNE COMMUNITY FCU$7,190
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY17–24) land where the poverty rate runs at 14%, against an area that typically sits at 11%. 77% of its dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 11%CENTURY FEDERAL CREDIT UNION: $21k → 11%NATIONAL CREDIT UNION FOUNDATION: $25k → 10%MIDUSA CU: $10k → 6%DYNAMIC FEDERAL CREDIT UNION: $15k → 8%LAKE COUNTY EDUCATIONAL FCU: $10k → 9%COMMODORE PERRY FCU: $11k → 10%TRUECORE FCU: $32k → 10%FIRST MIAMI STUDENT & ALUMNI FCU: $16k → 12%BUCKEYE STATE CREDIT UNION: $24k → 13%COMMUNITY STAR CU: $10k → 13%ST JOSEPH'S CANTON PARISH FCU: $10k → 13%ABBEY CREDIT UNION: $30k → 14%NORTHWEST OHIO CREDIT UNION OUTREACH ALLIANCE: $50k → 15%KRATON BELPRE FCU: $10k → 15%SEVEN SEVENTEEN CU: $10k → 16%CLEVERLAND HEIGHTS TEACHERS CU: $10k → 17%JEEP COUNTRY FCU: $16k → 18%ATOMIC CREDIT UNION: $35k → 20%OHIO UNIVERSITY CU: $10k → 22%DESCO FEDERAL CREDIT UNION: $10k → 22%NATIONAL CREDIT UNION FOUNDATION: $13k → 10%DYNAMIC FCU: $10k → 8%TRUECORE FEDERAL CREDIT UNION: $23k → 10%BUCKEYE STATE CREDIT UNION: $23k → 13%ABBEY CU: $16k → 14%EDUCATION FIRST CREDIT UNION: $35k → 15%EMERALD CREDIT UNION: $26k → 17%ATOMIC CU: $15k → 20%NATIONAL CREDIT UNION FOUNDATION: $10k → 10%TRUECORE FEDERAL CREDIT UNION: $16k → 10%LAKE COMMUNITY FCU: $10k → 13%ABBEY CU: $10k → 14%EMERALD CREDIT UNION: $10k → 17%TOLEDO URBAN FEDERAL CREDIT UNION: $50k → 18%ATOMIC CREDIT UNION: $14k → 20%NATIONAL CREDIT UNION FOUNDATION: $10k → 10%TRUECORE FEDERAL CREDIT UNION: $10k → 10%TOWPATH CREDIT UNION: $10k → 13%TOLEDO URBAN FCU: $30k → 18%ATOMIC CU: $14k → 20%DAY AIR CREDIT UNION: $17k → 14%NOTEWORTHY FCU: $15k → 17%TOLEDO URBAN FCU: $26k → 18%DAY AIR CU: $10k → 14%BRIDGE CREDIT UNION: $10k → 15%GREATER CLEVELAND COMMUNITY CU: $10k → 17%SUN FEDERAL CREDIT UNION: $24k → 18%NOTEWORTHY FCU: $10k → 17%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 7% of Ohio Credit Union Foundation’s grant dollars are earmarked for a different county than the recipient’s own address. By recipient address, 89% of the giving stays in OH; by stated purpose, 83%.

Ohio Credit Union Foundationlessmore of its giving
Placed by recipient address
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

65%of every dollar goes to organizations it has funded before.
$735k · 19 repeat orgs$403k to everyone else

Grantees it renews have grown median revenue +87% since the first grant, against +54% for those funded once.

19 repeat relationships: 4 still active in FY2024, 15 since wound down; 3 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

19
29

Total granted

$735k
$366k

Median revenue growth · since first grant

+87%
+54%

Still filing today

47%
52%

New vs renewed · share of each year

In FY2024, 57% of grant dollars renewed an existing relationship; $37k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • 7A
    718 ATOMIC CREDIT UNION INC
    4× · 2018–2023 · $78k · revenue +142%
  • 0A
    0220 ABBEY CREDIT UNION INC
    3× · 2017–2022 · $63k · revenue +137%
  • BS
    BUCKEYE STATE CREDIT UNION
    2× · 2017–2018 · $47k · revenue +87%

Funded once

  • NO
    NORTHWEST OHIO CREDIT UNION OUTREACH ALLIANCE
    one grant, 2023 · $50k
  • WF
    WORLDWIDE FOUNDATION FOR CREDIT UNIONS INC
    one grant, 2022 · $35k · revenue -46%
  • EF
    EDUCATION FIRST CREDIT UNION INCgraduated
    one grant, 2022 · $35k · revenue +27%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Credit Union of America

Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…

—
2
Best Financial Credit Union

To inspire, empower and improve the qualify of life for our members and our communities.

—
3
Genfed Financial Credit Union Inc

To provide lending, savings, and other financial services to its members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members' status as owners.

—
4
Advantage One Credit Union

Serving the community by providing convenient financial services you trust.

—
5
Credit Unions in the State of California Sierra Central Credit Union

As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.

—
6
Superior Credit Union Inc

We promise to simplify your life. we promise to work in your best interest. we promise to help you build your financial future. we promise to provide products and services relevant to your needs. we promise to protect your privacy.

Arts & Culture
7
County-City Credit Union

To help our members meet financial challenges in a responsive, convenient, friendly and caring manner; and to help them find financial security with competitive products and services.

—
8
Credit Union of Georgia

The credit union is a cooperative organized to provide members thrift savings and borrowings.

—
9
Us Employees Credit Union

Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Public Benefit
10
Iron County Community Credit Union

The iron county community credit union is a member-owned community based financial co-operative, whose goal is to become its members' preferred financial institution, offering a reasonable range of financial services at fair and reasonable…

—
11
Me Employees Credit Union

We are a cooperative, nonprofit corporation, incorporated to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social…

—
12
Americu Credit Union

Americu credit union strives to be the primary financial resource for its members. our mission is to exceed member expectations and build beneficial and lasting relationships by providing excellent financial services.

—
How this is measured
The grantee most central to the portfolio’s shape is The Ohio Educational Credit Union Inc; the most unlike its peers is 1387 Nueva Esperanza. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

27 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 27 of the 51 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
26/27
Grantees still filing
23/27
Grew since first funded

Where the money sits, by cause and then by grantee

TOLEDO URBAN FEDERAL CREDIT UNION FOUNDATION INC: $106,000 · OtherTOLEDO URBAN FEDERAL CREDIT UNION FOUNDATION INCTRUECORE FCU: $90,152 · OtherTRUECORE FCU718 ATOMIC CREDIT UNION INC: $78,437 · Other718 ATOMIC CREDIT UNION INC0220 ABBEY CREDIT UNION INC: $62,734 · Other0220 ABBEY CREDIT UNION INCNATIONAL CREDIT UNION FOUNDATION: $57,500 · OtherNORTHWEST OHIO CREDIT UNION OUTREACH ALLIANCE: $50,000 · OtherBUCKEYE STATE CREDIT UNION: $46,949 · OtherEMERALD CREDIT UNION: $42,176 · Other+42 more: $569,889 · Other+42 moreWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC: $35,000 · International
Other$1,103,837International$35,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budget718 ATOMIC CREDIT UNION INC: $78,437 over 4y, 0.1% of budget0220 ABBEY CREDIT UNION INC: $62,734 over 3y, 0.5% of budgetNATIONAL CREDIT UNION FOUNDATION: $57,500 over 4y, 0.4% of budgetBUCKEYE STATE CREDIT UNION: $46,949 over 2y, 0.4% of budgetEMERALD CREDIT UNION: $42,176 over 3y, 1.2% of budgetWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC: $35,000 over 1y, 0.9% of budgetEDUCATION FIRST CREDIT UNION INC: $34,500 over 1y, 0.4% of budget1307 DAY AIR CREDIT UNION: $32,000 over 3y, 0.1% of budgetCentury Credit Union: $20,595 over 1y, 0.2% of budget1387 NUEVA ESPERANZA: $20,000 over 2y, 5.0% of budgetCOMMUNITY STAR CREDIT UNION: $18,941 over 2y, 0.2% of budget944 PILLAR CREDIT UNION: $15,255 over 2y, 0.3% of budgetCLEVELAND HTS TEACHERS CREDIT UNION: $10,000 over 1y, 3.7% of budget138 TOWPATH CREDIT UNION INC: $10,000 over 1y, 0.1% of budget1381 RIVER VALLEY CREDIT UNION INC: $10,000 over 1y, 0.1% of budgetBAY AREA CREDIT UNION INC: $10,000 over 1y, 0.3% of budgetTHE OHIO EDUCATIONAL CREDIT UNION INC: $10,000 over 1y, 0.1% of budgetGREATER CLEVELAND COMMUNITY CREDIT UNION INC: $10,000 over 1y, 1.2% of budgetOUCU FINANCIAL CREDIT UNION FKA OHIO UNIVERSITY CREDIT UNION: $10,000 over 1y, 0.1% of budgetSEVEN SEVENTEEN CREDIT UNION INC: $10,000 over 1y, 0.0% of budgetBRIDGE CREDIT UNION: $10,000 over 1y, 0.1% of budgetMYUSA CREDIT UNION INC: $10,000 over 1y, 0.1% of budgetSCOTT ASSOCIATES CREDIT UNION: $10,000 over 1y, 1.8% of budgetPATHWAYS FINANCIAL CREDIT UNION: $9,550 over 1y, 0.1% of budgetEDUCATIONAL COMMUNITY ALLIANCE CREDIT UNION INC: $9,185 over 1y, 0.3% of budget1134 CREDIT UNION OF OHIO: $5,072 over 1y, 0.1% of budgetWORLD COUNCIL OF CREDIT UNIONS INC: $5,000 over 1y, 0.0% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a set of overlaps that mostly run through this funder rather than between each other.

Inclusiv Inc
Inclusiv IncNY15.5× affinity5 shared granteesties to 0 of 0Hover any node to trace its alignments.Compare side by side →

Open a dossier: Inclusiv Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Ohio Credit Union Foundation funds: left to right is the share of its income from government, bottom to top the share from Ohio Credit Union Foundation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%0%1%3%5%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    2report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 51 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Ohio Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home