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Mortgage Bankers Association

The MORTGAGE BANKERS ASSOCIATION (mba) is the national association representing the real estate finance industry, an industry that employs more than 280,000 people in virtually every community in the country.

$351k
Granted FY2025still arriving
18
Grants FY2025still arriving
6
States reached
$50k
Largest
01What it funds
0199% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Community Improvement$2.3MHousing & Shelter$598kPhilanthropy$351kHealth$284kEducation$250kCivil Rights$195kHuman Services$195kPublic Safety & Disaster$155kOther$0
02FY2025 · 18 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 18 grants below total $297,512, the rows itemized in this filing. The $350,876 headline is the total grant expense on the return; the other $53,364 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • Under $10k5 grants · $32k
  • $10k–50k11 grants · $166k
  • $50k–250k2 grants · $100k
$10,300
Median grant
6
States reached
$178M
Total assets
Largest grants
RecipientAmount
HOMEFREE-USA INC$50,000
HOUSING SOLUTIONS COALITION$50,000
CHILDREN'S NATIONAL HOSPITAL FOUNDATION$30,500
MBA OPENS DOORS FOUNDATION$20,000
NATIONAL ASSOCIATION OF REAL ESTATE BROKERS$20,000
BISHOP JOHN T WALKER SCHOOL FOR BOYS$20,000
THE CMG FOUNDATION$12,500
LENDERS ONE$12,500
CATHOLIC FOUNDATION OF SOUTHWESTERN MICHIGAN$10,300
URBAN INSTITUTE$10,000
NATIONAL FAIR HOUSING ALLIANCE$10,000
NATIONAL HOUSING CONFERENCE INC$10,000
HOMEOWNERSHIP COUNCIL OF AMERICA$10,000
814 CONSULTING LLC$7,500
NATIONAL COMMUNITY STABILIZATION TRUST$7,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY17–25, $221k) land where the poverty rate runs at 14%, against an area that typically sits at 10%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 10%HOMEOWNERSHIP COUNCIL OF AMERICA: $10k → 10%CARE FUND FOUNDATION: $6k → 10%THE RELATIVES: $10k → 10%NATIONAL URBAN LEAGUE: $20k → 17%NATIONAL URBAN LEAGUE: $10k → 17%NATIONAL URBAN LEAGUE: $10k → 17%HOMEOWNERSHIP COUNCIL OF AMERICA: $10k → 14%HOMEOWNERSHIP COUNCIL OF AMERICA: $10k → 14%American Red Cross: $100k → 14%HOMEOWNERSHIP COUNCIL OF AMERICA: $10k → 14%HOMEOWNERSHIP COUNCIL OF AMERICA: $10k → 14%HOMEOWNERSHIP COUNCIL OF AMERICA: $10k → 14%SAMARITAN MINISTRY OF GREATER WASHINGTON: $5k → 14%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

MI
NY
OH
PA
NJ
CT
CA
NE
MO
VA
MD
DE
TN
NC
DC
GA
TX
FL
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

45%of every dollar goes to organizations it has funded before.
$2.2M · 27 repeat orgs$2.7M to everyone else

Grantees it renews have grown median revenue +38% since the first grant, against +1% for those funded once.

27 repeat relationships: 10 still active in FY2025, 17 since wound down; 8 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

27
43

Total granted

$2.2M
$2.6M

Median revenue growth · since first grant

+38%
+1%

Still filing today

85%
72%

New vs renewed · share of each year

In FY2025, 65% of grant dollars renewed an existing relationship; $105k went to new ones.

50%100%’17’18’19’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24’25
HealthPhilanthropyCommunity ImprovementHuman ServicesEducationHousing & ShelterOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • MO
    MBA OPENS DOORS FOUNDATION
    9× · 2017–2025 · $349k · revenue +119%
  • NA
    NATIONAL ASSOCIATION OF REAL ESTATE BROKERS INC
    6× · 2020–2025 · $140k · revenue +126%
  • JOHNS HOPKINS UNIVERSITY
    6× · 2017–2024 · $135k · revenue +64%

Funded once

  • MI
    MORTGAGE INDUSTRY STANDARDS MAINTENANCE ORGANIZATION INC
    one grant, 2019 · $2.0M · revenue +13% · 69% of their budget
  • AN
    American National Red Cross & Its Constituent Chapters and Branchesgraduated
    one grant, 2017 · $100k · revenue +46%
  • AMERICARES FOUNDATION INC
    one grant, 2017 · $50k · revenue -22%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
National Association of Insurance and Financial Advisors

Empowering financial professionals and consumers through world-class advocacy and education.

—
2
Usfn

USFN serves its members and mortgage servicing professionals by providing first-in-class education, networking opportunities, publications, and industry advocacy in support of effective and efficient business operations, as well as legal…

—
3
National Association of College and University Attorneys

To advance the practice of higher education attorneys for the benefit of the institutions they serve.

—
4
Mortgage Bankers Association

The mortgage bankers association (mba) is the national association representing the real estate finance industry, an industry that employs more than 280,000 people in virtually every community in the country. headquartered in washington,…

Unclassified
5
National Committee for Quality Assurance

Our mission: to improve the quality of health care.our vision: better health care. better choices. better health.

Health
6
American Gas Association

American gas association's (the association) mission is to develop and advocate for informed, innovative, and durable policy that fulfills our nation's energy needs, environmental aspirations and economic potential. we are committed to…

—
7
Douglas M Bibby Nmhc Research Foundation

The organization completes and facilitates research and education on the multifamily industry, a growing and increasingly more significant segment of the us housing market. its goal is to promote, encourage, and foster any other similar…

Housing & Shelter
8
National Association of Regulatory Utility Commissioners

Founded in 1889, the national association of regulatory utility commisioners (naruc) is a non-profit organization dedicated to representing the state public service commisions who regulate the utilities that provide essential services such…

—
9
Federation of State Medical Boards of the United States Inc

The fsmb serves as the voice for state medical boards, supporting them through education, assessment, research and advocacy while providing services and initiatives that promote patient safety, quality health care and regulatory best…

Health
10
America's Health Insurance Plans Inc

Ahip is the national trade association representing the health insurance industry. ahip's members provide health care coverage, services and solutions to more than 200 million americans. we are committed to market-based solutions and…

Membership Benefit
11
National Council of State Housing Agencies

To advance through advocacy and education the nation's state housing finance agencies' efforts to provide affordable housing to those who need it.

—
12
National Association of Independent Colleges and Universities

The National Association of Independent Colleges and Universities (NAICU) serves as the unified voice for the 1,700 private, nonprofit colleges and universities in our nation. (continued on Schedule O)

—
How this is measured
The grantee most central to the portfolio’s shape is National Community Reinvestment Coalition Inc; the most unlike its peers is Morrison Canyon Foundation Cmg Foundation. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

70 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 70 of the 81 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

3
Load-bearing (≥25% of a budget)
9
Early backer (in before they grew)
63/70
Grantees still filing
39/70
Grew since first funded

Where the money sits, by cause and then by grantee

MORTGAGE INDUSTRY STANDARDS MAINTENANCE ORGANIZATION INC: $2,000,000 · Community ImprovementMORTGAGE INDUSTRY STANDARDS MAINTENANCE ORGANIZATION…NATIONAL ASSOCIATION OF REAL ESTATE BROKERS INC: $140,000 · Community ImprovementNATIONAL ASSOCIATION OF REAL ESTATE BROKERS INC+4 more: $117,500 · Community ImprovementMBA OPENS DOORS FOUNDATION: $348,880 · PhilanthropyMBA OPENS DOORS FOUN…HOMEFREE USA INC: $311,200 · PhilanthropyHOMEFREE USA INCMORRISON CANYON FOUNDATION CMG FOUNDATION: $137,995 · PhilanthropyMORRISON CANYON FOUN…+6 more: $72,500 · Philanthropy+6 moreCONVENTION OF P E CHURCH OF THE DIOCESE OF WASHINGTON: $85,000 · OtherCONVENTION OF P E CHU…LENDERS ONE: $75,000 · OtherLENDERS ONENATIONAL FAIR HOUSING ALLIANCE: $65,000 · OtherNATIONAL FAIR HOUSING…HOUSING SOLUTIONS COALITION: $50,000 · OtherHOUSING SOLUTIONS COA…ADMIN AWARDS LLC: $39,850 · OtherMAKE ROOM INC: $35,000 · OtherNATIONAL HOUSING CONFERENCE INC: $70,000 · OtherNATIONAL HOUSING CONF…THE URBAN INSTITUTE: $60,000 · OtherTHE URBAN INSTITUTEAMERICARES FOUNDATION INC: $50,000 · OtherAMERICARES FOUNDATION…+36 more: $401,787 · Other+36 moreJOHNS HOPKINS UNIVERSITY: $135,000 · EducationNational HBCU Business Deans Roundtable Inc: $50,000 · EducationTHE TRUSTEES OF COLUMBIA UNIVERSITY IN THE CITY OF NEW YORK: $25,000 · EducationPROJECT DESTINED INC: $25,000 · EducationA WIDER CIRCLE INC: $10,000 · Education+1 more: $5,000 · EducationAmerican National Red Cross & Its Constituent Chapters and Branches: $100,000 · Human ServicesHomeownership Council of America: $60,000 · Human ServicesNATIONAL URBAN LEAGUE INC: $40,000 · Human ServicesTHE RELATIVES INC: $10,000 · Human Services+2 more: $11,000 · Human ServicesCHILDREN'S HOSPITAL FOUNDATION: $98,000 · HealthNFX: $37,500 · HealthALZHEIMER'S DISEASE & RELATED DISORDERS ASSOCIATION INC: $30,000 · HealthCHILDREN'S TUMOR FOUNDATION: $7,500 · Health+3 more: $15,500 · HealthNAACP LEGAL DEFENSE & EDUC FUND INC: $150,000 · Civil Rights+1 more: $5,000 · Civil Rights
Community Improvement$2,257,500Philanthropy$870,575Other$931,637Education$250,000Human Services$221,000Health$188,500Civil Rights$155,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetMORTGAGE INDUSTRY STANDARDS MAINTENANCE ORGANIZATION INC: $2,000,000 over 1y, 69% of budgetMBA OPENS DOORS FOUNDATION: $348,880 over 9y, 2.8% of budgetHOMEFREE USA INC: $311,200 over 6y, 0.6% of budgetNAACP LEGAL DEFENSE & EDUC FUND INC: $150,000 over 3y, 0.1% of budgetNATIONAL ASSOCIATION OF REAL ESTATE BROKERS INC: $140,000 over 6y, 1.1% of budgetMORRISON CANYON FOUNDATION CMG FOUNDATION: $137,995 over 4y, 4.0% of budgetJOHNS HOPKINS UNIVERSITY: $135,000 over 6y, 0.0% of budgetAmerican National Red Cross & Its Constituent Chapters and Branches: $100,000 over 1y, 0.0% of budgetCHILDREN'S HOSPITAL FOUNDATION: $98,000 over 5y, 0.0% of budgetNATIONAL HOUSING CONFERENCE INC: $70,000 over 5y, 1.2% of budgetNATIONAL FAIR HOUSING ALLIANCE: $65,000 over 6y, 0.3% of budgetHomeownership Council of America: $60,000 over 6y, 3.3% of budgetNational Association of Minority Mortgag: $60,000 over 4y, 1.1% of budgetTHE URBAN INSTITUTE: $60,000 over 6y, 0.0% of budgetAMERICARES FOUNDATION INC: $50,000 over 1y, 0.0% of budgetNational HBCU Business Deans Roundtable Inc: $50,000 over 4y, 6.7% of budgetHOUSING SOLUTIONS COALITION: $50,000 over 1y, 7.4% of budgetNATIONAL COMMUNITY REINVESTMENT COALITION INC: $42,500 over 4y, 0.1% of budgetNATIONAL URBAN LEAGUE INC: $40,000 over 3y, 0.0% of budgetNFX: $37,500 over 5y, 0.2% of budgetMAKE ROOM INC: $35,000 over 2y, 2.1% of budgetALZHEIMER'S DISEASE & RELATED DISORDERS ASSOCIATION INC: $30,000 over 3y, 0.0% of budgetTHE TRUSTEES OF COLUMBIA UNIVERSITY IN THE CITY OF NEW YORK: $25,000 over 1y, 0.0% of budgetHABITAT FOR HUMANITY OF WASHINGTON DC & NORTHERN VIRGINIA INC: $25,000 over 1y, 0.6% of budgetPROSTATE CANCER FOUNDATION: $25,000 over 1y, 0.1% of budgetPROJECT DESTINED INC: $25,000 over 1y, 1.0% of budgetWOLF TRAP FOUNDATION FOR THE PERFORMING ARTS: $22,000 over 3y, 0.0% of budgetThe Women's Center: $20,500 over 3y, 0.2% of budgetCONGRESSIONAL SPORTS FOR CHARITY: $20,000 over 2y, 0.8% of budgetOhio Mortgage Bankers Association: $15,000 over 1y, 6.1% of budgetTHE MOUNT VERNON LADIES' ASSOCIATION OF THE UNION: $15,000 over 2y, 0.0% of budgetGIRLS INC: $13,700 over 1y, 0.1% of budgetUP FOR GROWTH ACTION INC: $13,500 over 1y, 3.0% of budgetCATHOLIC FOUNDATION OF SOUTHWESTERN MICH: $10,300 over 1y, 0.3% of budgetNATIONAL ASSOCIATION OF NEIGHBORHOODS: $10,000 over 2y, 2.4% of budgetSOME INC: $10,000 over 2y, 0.0% of budgetTHE RELATIVES INC: $10,000 over 1y, 0.2% of budgetTIDES FOUNDATION: $10,000 over 1y, 0.0% of budgetCAMPAIGN TO END OBESITY ACTION FUND: $10,000 over 1y, 13% of budgetA WIDER CIRCLE INC: $10,000 over 1y, 0.1% of budgetJay Bon Salle Foundation: $10,000 over 1y, 58% of budgetMAYOR'S INSTITUTE FOR EXCELLENCE IN GOVERNMENT INC: $10,000 over 1y, 0.6% of budgetCHILDREN'S TUMOR FOUNDATION: $7,500 over 1y, 0.0% of budgetREAL ESTATE ROUNDTABLE EDUCATION AND RESEARCH FOUNDATION: $6,382 over 1y, 80% of budgetAMERICAN SOCIETY OF ASSOCIATION EXECUTIVES: $6,000 over 1y, 0.0% of budgetHHS CAREFUND FOUNDATION: $6,000 over 1y, 1.0% of budgetConsumer Federation of America: $6,000 over 1y, 0.3% of budgetCHILDREN'S HOSPITAL & MEDICAL CENTER FOUNDATION: $5,500 over 1y, 0.2% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

The Ford FoundationNY15.3× affinity7 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: The Ford Foundation · Wells Fargo Foundation · The Kresge Foundation · The American Institute of Architects · AARP · Greater Washington Community Foundation · The Robert Wood Johnson Foundation · Td Charitable Foundation · New Venture Fund · Tulsa Community Foundation · Charities Aid Foundation America · Jpmorgan Chase Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Mortgage Bankers Association funds: left to right is the share of its income from government, bottom to top the share from Mortgage Bankers Association. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 20%6%25%56%100%funder's share of their income ↑0%15%30%45%60%share of the org’s income from government →median 12%
  • Homefree Usa Inc: 54% of income from government
  • Camp Rehoboth Inc: 33% of income from government
  • Johns Hopkins University: 12% of income from government
  • A Wider Circle Inc: 6% of income from government
  • Americares Foundation Inc: 0% of income from government
no gov moneyreceives it· size = income
2get no government money at all
11report government grants on their 990 we could not trace to a source (not plotted)
1rely on government for over half their income
⤢ axis zoomed · 0–60%
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 81 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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